Data as of .
NDIV vs XLYI: which paid, and which earned it?
Over the year XLYI paid 13.0% of its price in cash against NDIV’s 9.8%, though NDIV returned more with it reinvested.
ETFIQ Return Stability Score: XLYI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, NDIV and XLYI hold 0% of their money in the same securities at the same weight.
| Only in NDIV | Only in XLYI |
|---|---|
| Crescent Energy Co 6.55% | STATE STREET CONSUMER DISCRETI 100.59% |
| Northern Oil & Gas Inc 6.04% | SSI US GOV MONEY MARKET CLASS 0.55% |
| Anglogold Ashanti Plc 5.59% | STATE STREET CONSUMER DISCRETI OCT26 118 -0.00% |
| Petroleo Brasileiro SA - Petrobras 5.38% | US DOLLAR -0.23% |
| Sunococorp LLC 5.23% | STATE STREET CONSUMER DISCRETI OCT26 116 -0.27% |
| TotalEnergies SE 5.15% | STATE STREET CONSUMER DISCRETI OCT26 114 -0.65% |
| CVR Partners LP 5.13% | |
| BP PLC 5.08% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 17, 2026 and Sep 21, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| NDIV | XLYI | NDIV | XLYI | NDIV | XLYI | |
| 3 months | +10.3% | −2.5% | 3.0% | 3.0% | −10.2 pts | +2.5 pts |
| 6 months | +5.6% | +5.1% | 5.5% | 7.4% | −4.3 pts | +1.6 pts |
| 1 year | +31.4% | −2.8% | 9.8% | 13.0% | −16.4 pts | +4.1 pts |
| 3 years | +57.5% | not published | 22.6% | not published | +3.6 pts | not published |
| Since launch | +78.3% | +3.0% | 30.8% | 15.3% | +1.2 pts | +2.7 pts |
| NDIV Amplify Energy & Natural Resources Covered Call ETF Covered call on XLE, paying monthly | XLYI State Street(R) Consumer Discretionary Select Sector SPDR(R) Premium Income ETF Covered call on XLY, paying monthly | |
|---|---|---|
| Issuer | Amplify | State Street |
| Strategy | covered call | covered call |
| Benchmark | Energy sector (XLE), used as the energy proxy | Consumer discretionary (XLY) |
| Pays | monthly | monthly |
| Payout rate, annualized | 12.1% | 10.3% |
| Expense ratio | 0.59% | 0.35% |
| Cash paid, 1 year | 9.8% | 13.0% |
| Price change, 1 year | +20.4% | −15.5% |
| Total return, 1 year | +31.4% | −2.8% |
| Benchmark return, 1 year | +47.8% | −6.9% |
| Ahead or behind | −16.4 pts | +4.1 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 1486 days | 415 days |
| Net assets | $32m | $27m |
NDIV in plain words
Over the year to Sep 18, 2026, NDIV paid 9.8% of its starting value in cash distributions while its price rose 20.4%. With every distribution reinvested, the fund returned +31.4%. Energy sector (XLE), used as the energy proxy returned +47.8% over the same days, so a holder was behind by 16.4 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 12.1%, paid monthly.
XLYI in plain words
Over the year to Sep 18, 2026, XLYI paid 13.0% of its starting value in cash distributions while its price fell 15.5%. With every distribution reinvested, the fund returned −2.8%. Consumer discretionary (XLY) returned −6.9% over the same days, so a holder was ahead by 4.1 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 10.3%, paid monthly.
Questions people ask
- Which paid more, NDIV or XLYI?
- Over the year to Sep 18, 2026, NDIV paid 9.8% of its starting price in cash and XLYI paid 13.0%, so XLYI paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, NDIV or XLYI?
- With every distribution reinvested, NDIV returned +31.4% and XLYI returned −2.8% over the year to Sep 18, 2026, so NDIV returned more.
- Which is cheaper, NDIV or XLYI?
- NDIV charges 0.59% a year and XLYI charges 0.35%, so XLYI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, NDIV against XLYI, data as of Sep 18, 2026. https://etfiq.com/compare/income/ndiv-vs-xlyi Free to use with attribution; the underlying files are at Open data.