Data as of Nov 4, 2026.
USOY vs XLYI: Dividend Yield & Total Return
Over the year to Nov 4, 2026, USOY paid 51.6% of its price in cash against XLYI’s 13.4%, and returned more with it reinvested.
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Net assets on Nov 3, 2026: $79m for Defiance Oil Enhanced Options Income ETF and $46m for State Street Consumer Discretionary Select Sector SPDR Premium Income ETF.
46.2 pts behind USO
USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.
USO
+102.2%
USOY
+56.0%
51.6% of it arrived as cash
46.2 pts behind USO
Total return, distributions reinvested
46.2 pts behind USO
USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.
USO
+102.2%
USOY
+56.0%
46.2 pts behind USO
51.6% of it arrived as cash. Total return, distributions reinvested. USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.2.1 pts behind XLY
XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.
XLY
+3.6%
XLYI
+1.5%
2.1 pts behind XLY
Total return, distributions reinvested
2.1 pts behind XLY
XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.
XLY
+3.6%
XLYI
+1.5%
2.1 pts behind XLY
13.4% of it arrived as cash. Both charts share one scale, with zero at the line. XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
XLYI costs 0.77 points a year less; their one-year returns differ by 54.5 points; USOY is 1.7 times larger.
Points (pts) are percentage points.
| Measure | USOY | XLYI |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | +56.0% | +1.5% |
| Price change, 1 year | fell 4.8% | fell 12.2% |
| Return of capital, issuer estimate | 96% of the Oct 30, 2026 payment | 100% of the Nov 5, 2026 payment |
| Against its benchmark | ||
| Benchmark | United States Oil Fund, LP, measured through USO | Consumer discretionary, measured through XLY |
| Cost and size | ||
| Expense ratio | 1.12% | 0.35% |
| Net assets, as of Nov 3, 2026 | $79m | $46m |
| Holdings | ||
| Holdings in common | 0% | |
How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed
One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →
Risk and return
Aug 8, 2025 to Oct 30, 2026 · 64 weekly returnsEach against its own benchmark: USOY against USO, May 17, 2024 to Oct 30, 2026; XLYI against XLY, Aug 8, 2025 to Oct 30, 2026.
From Aug 2025 to Oct 2026, USOY returned more: +76.5% to +5.6%. XLYI swung less: 14.6% to 33.3%. XLYI fell less at its worst: −12.3% to −23.3%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | USOY | XLYI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +76.5% | +5.6% | USOY | Price change plus distributions, reinvested. |
| Annualized | +58.7% | +4.5% | USOY | Total return as a yearly rate. |
| Price return | −6.9% | −10.8% | USOY | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 33.3% | 14.6% | XLYI | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 20.4% | 10.0% | XLYI | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −23.3% | −12.3% | XLYI | Deepest fall from a high to the low after it. |
| Upside capture | 42.0% | 74.9% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 85.0% | 86.7% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.58 | 0.80 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.77 | 0.96 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 1.44 | 0.11 | USOY | Return above Treasury bills per unit of volatility. |
| Sortino | 2.35 | 0.16 | USOY | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.393 | 0.020 | Return above Treasury bills per unit of beta. | |
| Calmar | 2.52 | 0.37 | USOY | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | USO | XLY | The ETF each fund is measured against. | |
| Alpha | +1.8% a year | +0.8% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 0.20 | 0.30 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −15.3% to +18.8% | −4.7% to +6.4% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | −0.60 | 0.14 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 22.2% | 4.6% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 64 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, USOY and XLYI hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Nov 3, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | USOY | XLYI | USOY | XLYI | USOY | XLYI |
| 3 months | +14.8% | −0.2% | 12.6% | 3.3% | −11.8 pts | −3.5 pts |
| 6 months | +1.8% | +1.2% | 20.9% | 6.6% | −6.8 pts | −1.3 pts |
| 1 year | +56.0% | +1.5% | 51.6% | 13.4% | −46.1 pts | −2.1 pts |
| Since launchNot the same days: USOY May 2024 · XLYI Jul 2025 | +55.7% | +7.9% | 83.8% | 17.7% | −37.4 pts | −2.8 pts |
Client brief:
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USOY
Over the year to Nov 4, 2026, USOY paid 51.6% of its starting value in cash distributions while its price fell 4.8%. With every distribution reinvested, the fund returned +56.0%. United States Oil Fund, LP (USO) returned +102.2% over the same days, so a holder was behind by 46.2 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 50.6%, paid weekly. Defiance estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
XLYI
Over the year to Nov 4, 2026, XLYI paid 13.4% of its starting value in cash distributions while its price fell 12.2%. With every distribution reinvested, the fund returned +1.5%. Consumer discretionary (XLY) returned +3.6% over the same days, so a holder was behind by 2.1 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 17.6%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
It is a place in a set, not a rating or a recommendation.
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
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ETFIQ, USOY against XLYI, data as of Nov 4, 2026. https://etfiq.com/compare/income/usoy-vs-xlyi
ETFIQ. (Nov 4, 2026). USOY against XLYI. Retrieved from https://etfiq.com/compare/income/usoy-vs-xlyi
[USOY against XLYI (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/usoy-vs-xlyi)
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