Data as of .
XLYI vs YRAM: which paid, and which earned it?
XLYI and YRAM both write options for income.
What they hold in common
By the books each fund has filed, XLYI and YRAM hold 0% of their money in the same securities at the same weight.
| Only in XLYI | Only in YRAM |
|---|---|
| STATE STREET CONSUMER DISCRETI 100.46% | First American Government Obligations Fund 12/01/2031 43.96% |
| SSI US GOV MONEY MARKET CLASS 0.30% | Micron Technology Inc 17.72% |
| US DOLLAR 0.08% | Sandisk Corp 7.60% |
| STATE STREET CONSUMER DISCRETI OCT26 118 CALL -0.00% | Seagate Technology Holdings PLC 6.80% |
| STATE STREET CONSUMER DISCRETI OCT26 116 CALL -0.23% | Western Digital Corp 6.44% |
| STATE STREET CONSUMER DISCRETI OCT26 114 CALL -0.61% | DRAM 10/16/2026 55.01 C 5.07% |
| Silicon Motion Technology Corp 3.55% | |
| SKHY 10/16/2026 155.01 C 3.38% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026 and Sep 21, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| XLYI | YRAM | XLYI | YRAM | XLYI | YRAM | |
| 3 months | −2.5% | not published | 3.0% | not published | +2.5 pts | not published |
| 6 months | +5.1% | not published | 7.4% | not published | +1.6 pts | not published |
| 1 year | −2.8% | not published | 13.0% | not published | +4.1 pts | not published |
| Since launch | +3.0% | +6.1% | 15.3% | 1.6% | +2.7 pts | +3.0 pts |
| XLYI State Street(R) Consumer Discretionary Select Sector SPDR(R) Premium Income ETF Covered call on XLY, paying monthly | YRAM YieldMax Memory and Storage Portfolio Option Income ETF Synthetic covered call on SMH | |
|---|---|---|
| Issuer | State Street | YieldMax |
| Strategy | covered call | synthetic covered call |
| Benchmark | Consumer discretionary (XLY) | Semiconductors (SMH), used as the proxy |
| Pays | monthly | not established |
| Payout rate, annualized | 10.3% | 8.8% |
| Expense ratio | 0.35% | not published |
| Cash paid, 1 year | 13.0% | 1.6% (since launch on Aug 25, 2026) |
| Price change, 1 year | −15.5% | +4.5% |
| Total return, 1 year | −2.8% | +6.1% (since launch on Aug 25, 2026) |
| Benchmark return, 1 year | −6.9% | +3.1% |
| Ahead or behind | +4.1 pts | +3.0 pts |
| Return of capital, latest estimate | not published | 97% |
| Age | 415 days | 24 days |
| Net assets | $28m | $5m |
XLYI in plain words
Over the year to Sep 18, 2026, XLYI paid 13.0% of its starting value in cash distributions while its price fell 15.5%. With every distribution reinvested, the fund returned −2.8%. Consumer discretionary (XLY) returned −6.9% over the same days, so a holder was ahead by 4.1 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 10.3%, paid monthly.
YRAM in plain words
Over the period since launch on Aug 25, 2026 to Sep 18, 2026, YRAM paid 1.6% of its starting value in cash distributions while its price rose 4.5%. With every distribution reinvested, the fund returned +6.1%. Semiconductors (SMH), used as the proxy returned +3.1% over the same days, so a holder was ahead by 3.0 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 8.8%, paid periodically. YieldMax estimates that 97% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLYI against YRAM, data as of Sep 18, 2026. https://etfiq.com/compare/income/xlyi-vs-yram Free to use with attribution; the underlying files are at Open data.