Data as of Nov 4, 2026.
XLYI vs YRAM: Dividend Yield & Total Return
XLYI and YRAM both write options for income.
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Net assets on Nov 3, 2026: $46m for State Street Consumer Discretionary Select Sector SPDR Premium Income ETF and $6.4m for YieldMax Memory and Storage Portfolio Option Income ETF.
2.1 pts behind XLY
XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.
XLY
+3.6%
XLYI
+1.5%
2.1 pts behind XLY
Total return, distributions reinvested
2.1 pts behind XLY
XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.
XLY
+3.6%
XLYI
+1.5%
2.1 pts behind XLY
13.4% of it arrived as cash. Total return, distributions reinvested. XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Not measured
YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
YRAM
−16.2%
Total return, distributions reinvested
Not measured
YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
YRAM
−16.2%
6.8% of it arrived as cash. Both charts share one scale, with zero at the line. YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
XLYI costs 0.66 points a year less; XLYI is 7.2 times larger.
Points (pts) are percentage points.
| Measure | XLYI | YRAM |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | +1.5% | not published |
| Price change | fell 12.2% (1 year) | fell 21.9% (since Aug 25, 2026) |
| Return of capital, issuer estimate | 100% of the Nov 5, 2026 payment | 99% of the Nov 5, 2026 payment |
| Against its benchmark | ||
| Benchmark | Consumer discretionary, measured through XLY | not published |
| Cost and size | ||
| Expense ratio | 0.35% | 1.01% |
| Net assets, as of Nov 3, 2026 | $46m | $6.4m |
| Holdings | ||
| Holdings in common | 0% | |
What they share
By the books each fund has filed, XLYI and YRAM hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | XLYI | YRAM | XLYI | YRAM | XLYI | YRAM |
| 3 months | −0.2% | – | 3.3% | – | −3.5 pts | – |
| 6 months | +1.2% | – | 6.6% | – | −1.3 pts | – |
| 1 year | +1.5% | – | 13.4% | – | −2.1 pts | – |
| Since launchNot the same days: XLYI Jul 2025 · YRAM Aug 2026 | +7.9% | −16.2% | 17.7% | 6.8% | −2.8 pts | not measured |
– means no data for this window. Open this comparison in the app →
XLYI
Over the year to Nov 4, 2026, XLYI paid 13.4% of its starting value in cash distributions while its price fell 12.2%. With every distribution reinvested, the fund returned +1.5%. Consumer discretionary (XLY) returned +3.6% over the same days, so a holder was behind by 2.1 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 17.6%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
YRAM
Over the period from its first trade on Aug 25, 2026 to Nov 4, 2026, YRAM paid 6.8% of its starting value in cash distributions while its price fell 21.9%. With every distribution reinvested, the fund returned −16.2%. At its price on Nov 4, 2026 the latest distribution annualizes to 42.2%, paid weekly. YieldMax estimates that 99% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
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ETFIQ, XLYI against YRAM, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlyi-vs-yram
ETFIQ. (Nov 4, 2026). XLYI against YRAM. Retrieved from https://etfiq.com/compare/income/xlyi-vs-yram
[XLYI against YRAM (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/xlyi-vs-yram)
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