Which paid more, XLCI or XLYI?

Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting price in cash and XLYI paid 13.4%, so XLYI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, XLCI or XLYI?

With every distribution reinvested, XLCI returned +0.7% and XLYI +1.5% over the year to Nov 4, 2026.

Which is cheaper, XLCI or XLYI?

XLCI and XLYI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

XLCI vs XLYI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XLYI paid 13.4% of its price in cash against XLCI’s 11.1%, and returned more with it reinvested.

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Net assets on Nov 3, 2026: $3.4m for State Street Communication Services Select Sector SPDR Premium Income ETF and $46m for State Street Consumer Discretionary Select Sector SPDR Premium Income ETF.

XLCI on its own →XLYI on its own →

At a glance

11.1%

XLCI cash paid, 1 year

13.4%

XLYI cash paid, 1 year

+0.7%

XLCI total return, 1 year

+1.5%

XLYI total return, 1 year

XLCI · 1 year to Nov 4, 2026 6.5 pts ahead of XLC

XLCI

+0.7%

XLC

−5.8%

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

Total return, distributions reinvested

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

11.1% of it arrived as cash. Total return, distributions reinvested. XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLYI · 1 year to Nov 4, 2026 2.1 pts behind XLY

XLYI

+1.5%

XLY

+3.6%

2.1 pts behind XLY

XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.

XLY

+3.6%

XLYI

+1.5%

13.4% cash

2.1 pts behind XLY

Total return, distributions reinvested

2.1 pts behind XLY

XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.

XLY

+3.6%

XLYI

+1.5%

2.1 pts behind XLY

13.4% of it arrived as cash. Both charts share one scale, with zero at the line. XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 0.8 points; XLYI is 13.5 times larger.

Points (pts) are percentage points.

XLCI vs XLYI: Dividend Yield & Total Return
Measure	XLCI	XLYI
Paid and earned
Measure	XLCI	XLYI
Total return, 1 year	+0.7%	+1.5%
Price change, 1 year	fell 10.0%	fell 12.2%
Return of capital, issuer estimate	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	XLCI	XLYI
Benchmark	Communication services, measured through XLC	Consumer discretionary, measured through XLY
Cost and size
Measure	XLCI	XLYI
Expense ratio	0.35%	0.35%
Net assets, as of Nov 3, 2026	$3.4m	$46m
Holdings
Measure	XLCI	XLYI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLYI scores higher How much of what it paid out did its total return cover?

IQ Income Score20.1XLCI21.3XLYI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

XLCI 20.1

XLYI 21.3

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

Risk and return

Aug 8, 2025 to Oct 30, 2026 · 64 weekly returns

XLCI XLYI

Return

Total return edge XLYI −2.8% +5.6%

Annualized edge XLYI −2.3% +4.5%

Price return edge XLYI −15.0% −10.8%

Risk

Volatility edge XLCI (slight) 13.2% 14.6%

Max drawdown edge XLCI −10.8% −12.3%

Downside capture 84.5% 86.7%

Beta 0.79 0.80

Risk-adjusted

Sharpe edge XLYI −0.40 0.11

Sortino edge XLYI −0.52 0.16

Treynor −0.067 0.020

Calmar edge XLYI −0.21 0.37

Against the benchmark

Alpha +0.5% a year +0.8% a year

Alpha t-stat 0.17 0.30

Information ratio 0.43 0.14

Tracking error 4.7% 4.6%

Each against its own benchmark: XLCI against XLC, Aug 8, 2025 to Oct 30, 2026; XLYI against XLY, Aug 8, 2025 to Oct 30, 2026.

Reading

From Aug 2025 to Oct 2026, XLYI returned more: +5.6% to −2.8%. XLCI swung slightly less: 13.2% to 14.6%. XLCI fell less at its worst: −10.8% to −12.3%.

Full scorecard

19 measures, with how each is measured Open ↓

Risk and return: XLCI vs XLYI: Dividend Yield & Total Return
Measure	XLCI	XLYI	Edge	How it is measured
Return
Total return	−2.8%	+5.6%	XLYI	Price change plus distributions, reinvested.
Annualized	−2.3%	+4.5%	XLYI	Total return as a yearly rate.
Price return	−15.0%	−10.8%	XLYI	Price change alone, distributions left out.
Risk
Volatility	13.2%	14.6%	XLCI (slight)	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.2%	10.0%	Tie	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−10.8%	−12.3%	XLCI	Deepest fall from a high to the low after it.
Upside capture	71.9%	74.9%		Share of its benchmark's rise caught in the weeks it rose.
Downside capture	84.5%	86.7%		Share of its benchmark's fall taken in the weeks it fell. Lower is better.
Beta	0.79	0.80	Not an edge	How far it moves for each 1% its benchmark moves.
R squared	0.94	0.96	Not an edge	Share of its weekly moves its benchmark explains.
Risk-adjusted
Sharpe	−0.40	0.11	XLYI	Return above Treasury bills per unit of volatility.
Sortino	−0.52	0.16	XLYI	Return above Treasury bills per unit of downside deviation.
Treynor	−0.067	0.020		Return above Treasury bills per unit of beta.
Calmar	−0.21	0.37	XLYI	Annualized return divided by the max drawdown.
Against the benchmark
Benchmark	XLC	XLY		The ETF each fund is measured against.
Alpha	+0.5% a year	+0.8% a year	Not significant	Yearly return beyond what its beta to the benchmark predicts.
Alpha t-stat	0.17	0.30	Not an edge	How sure the alpha is. Below 2, it could be chance.
Alpha range	−5.3% to +6.3%	−4.7% to +6.4%	Includes zero	The 95% range for the yearly alpha.
Information ratio	0.43	0.14		Return against its benchmark per unit of tracking error.
Tracking error	4.7%	4.6%	Not an edge	How far weekly returns stray from the benchmark, annualized.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 64 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, XLCI and XLYI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLCI XLYI

Only in one fund ↓

Only in XLCI

STATE STREET COMMUNICATION SER 100.11%

STATE STREET COMMUNICATION SER NOV26 116 CALL -0.00%

STATE STREET COMMUNICATION SER NOV26 111 CALL -0.02%

STATE STREET COMMUNICATION SER NOV26 114 CALL -0.04%

STATE STREET COMMUNICATION SER NOV26 103 CALL -0.09%

Only in XLYI

STATE STREET CONSUMER DISCRETI 103.77%

STATE STREET CONSUMER DISCRETI NOV26 121 CALL -0.01%

STATE STREET CONSUMER DISCRETI NOV26 118.5 CALL -0.02%

STATE STREET CONSUMER DISCRETI NOV26 119.5 CALL -0.02%

STATE STREET CONSUMER DISCRETI NOV26 119 CALL -0.02%

STATE STREET CONSUMER DISCRETI NOV26 116 CALL -0.04%

STATE STREET CONSUMER DISCRETI NOV26 117 CALL -0.06%

STATE STREET CONSUMER DISCRETI NOV26 114 CALL -3.67%

Check overlap with more funds →

Side by side

XLCI State Street Communication Services Select Sector SPDR Premium Income ETF · Covered call on XLC, paying monthly XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF · Covered call on XLY, paying monthly

Issuer State Street State Street

Strategy covered call covered call

Benchmark Communication services (XLC) Consumer discretionary (XLY)

Pays monthly monthly

Payout rate, annualized 13.7% 17.6%

Expense ratio 0.35% 0.35%

Cash paid, 1 year 11.1% 13.4%

Price change, 1 year −10.0% −12.2%

Total return, 1 year +0.7% +1.5%

Benchmark return, 1 year −5.8% +3.6%

Ahead or behind +6.5 pts −2.1 pts

Return of capital, latest estimate 100% 100%

Age 1.3 years 1.3 years

Net assets, as of Nov 3, 2026 $3.4m $46m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: XLCI vs XLYI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	XLCI	XLYI	XLCI	XLYI	XLCI	XLYI
3 months	−2.9%	−0.2%	2.7%	3.3%	+2.1 pts	−3.5 pts
6 months	−6.0%	+1.2%	5.4%	6.6%	+4.0 pts	−1.3 pts
1 year	+0.7%	+1.5%	11.1%	13.4%	+6.6 pts	−2.1 pts
Since launchXLCI Jul 2025 · XLYI Jul 2025	+3.2%	+7.9%	14.3%	17.7%	+3.0 pts	−2.8 pts

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Alert

About each fund

XLCI

Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting value in cash distributions while its price fell 10.0%. With every distribution reinvested, the fund returned +0.7%. Communication services (XLC) returned −5.8% over the same days, so a holder was ahead by 6.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 13.7%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLYI

Over the year to Nov 4, 2026, XLYI paid 13.4% of its starting value in cash distributions while its price fell 12.2%. With every distribution reinvested, the fund returned +1.5%. Consumer discretionary (XLY) returned +3.6% over the same days, so a holder was behind by 2.1 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 17.6%, paid monthly.

Questions people ask

Which paid more, XLCI or XLYI?: Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting price in cash and XLYI paid 13.4%, so XLYI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, XLCI or XLYI?: With every distribution reinvested, XLCI returned +0.7% and XLYI +1.5% over the year to Nov 4, 2026.
Which is cheaper, XLCI or XLYI?: XLCI and XLYI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

XLCI vs XLVI XLCI vs SOXY XLCI vs XLUI XLCI vs USOY XLYI vs GPTY XLYI vs MDST XLYI vs AIPI XLYI vs CHPY

Where to next

Communication services (XLC) →Consumer discretionary (XLY) →XLCI on its own →XLYI on its own →XLCI dividend history →XLCI holdings →XLYI dividend history →XLYI holdings →Method →Standards and sources →

Sources and dates

XLCI and XLYI filings on SEC EDGAR ↗

XLCI and XLYI prospectus with the expense ratio (SEC) ↗

XLCI 19a-1 distribution notice ↗

State Street website ↗

XLYI 19a-1 distribution notice ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, XLCI against XLYI, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlci-vs-xlyi

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.