Which paid more, NDIV or USOY?

Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting price in cash and USOY paid 51.6%, so USOY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, NDIV or USOY?

With every distribution reinvested, NDIV returned +41.1% and USOY +56.0% over the year to Nov 4, 2026.

Which is cheaper, NDIV or USOY?

NDIV charges 0.59% a year and USOY charges 1.12%, so NDIV is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

NDIV vs USOY: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, USOY paid 51.6% of its price in cash against NDIV’s 12.3%, and returned more with it reinvested.

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Net assets on Nov 3, 2026: $34m for Amplify Energy & Natural Resources Covered Call ETF and $79m for Defiance Oil Enhanced Options Income ETF.

NDIV on its own →USOY on its own →

At a glance

12.3%

NDIV cash paid, 1 year

51.6%

USOY cash paid, 1 year

+41.1%

NDIV total return, 1 year

+56.0%

USOY total return, 1 year

NDIV · 1 year to Nov 4, 2026 Not measured

NDIV

+41.1%

none

Not measured

NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

NDIV

+41.1%

Total return, distributions reinvested

Not measured

NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

NDIV

+41.1%

12.3% of it arrived as cash. Total return, distributions reinvested. NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

Data to Nov 4, 2026.

USOY · 1 year to Nov 4, 2026 46.2 pts behind USO

USOY

+56.0%

USO

+102.2%

46.2 pts behind USO

USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

USO

+102.2%

USOY

+56.0%

51.6% of it arrived as cash

46.2 pts behind USO

Total return, distributions reinvested

46.2 pts behind USO

USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

USO

+102.2%

USOY

+56.0%

46.2 pts behind USO

51.6% of it arrived as cash. Both charts share one scale, with zero at the line. USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

NDIV costs 0.53 points a year less; their one-year returns differ by 14.9 points; USOY is 2.3 times larger.

Points (pts) are percentage points.

NDIV vs USOY: Dividend Yield & Total Return
Measure	NDIV	USOY
Paid and earned
Measure	NDIV	USOY
Total return, 1 year	+41.1%	+56.0%
Price change, 1 year	rose 28.1%	fell 4.8%
Return of capital, issuer estimate	96% of the Oct 30, 2026 payment	96% of the Oct 30, 2026 payment
Against its benchmark
Measure	NDIV	USOY
Benchmark	its own stocks	United States Oil Fund, LP, measured through USO
Cost and size
Measure	NDIV	USOY
Expense ratio	0.59%	1.12%
Net assets, as of Nov 3, 2026	$34m	$79m
Holdings
Measure	NDIV	USOY
Holdings in common	0%

Method

What they share

By the books each fund has filed, NDIV and USOY hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first NDIV USOY

Only in one fund ↓

Only in NDIV

Olin Corp 6.15%

Mosaic Co 5.84%

Dow Inc 5.83%

Eastman Chemical Co 5.46%

Enbridge Inc 5.30%

Sylvamo Corp 5.21%

South Bow Corp 5.19%

ONEOK Inc 5.00%

Only in USOY

US TREASURY N/B 18.88%

Check overlap with more funds →

Side by side

NDIV Amplify Energy & Natural Resources Covered Call ETF · Covered call on its own stocks, paying monthly USOY Defiance Oil Enhanced Options Income ETF · Option income on USO, paying weekly

Issuer Amplify Defiance

Strategy covered call option income

Benchmark NDIV's own stocks, without the options (from its holdings of Nov 3, 2026) United States Oil Fund, LP (USO)

Pays monthly weekly

Payout rate, annualized 11.5% 50.6%

Expense ratio 0.59% 1.12%

Cash paid, 1 year 12.3% 51.6%

Price change, 1 year +28.1% −4.8%

Total return, 1 year +41.1% +56.0%

Benchmark return, 1 year not published +102.2%

Ahead or behind not available −46.2 pts

Return of capital, latest estimate 96% 96%

Age 4.2 years 2.5 years

Net assets, as of Nov 3, 2026 $34m $79m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: NDIV vs USOY: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	NDIV	USOY	NDIV	USOY	NDIV	USOY
3 months	+5.0%	+14.8%	3.0%	12.6%	not measured	−11.8 pts
6 months	+0.8%	+1.8%	5.5%	20.9%	not measured	−6.8 pts
1 year	+41.1%	+56.0%	12.3%	51.6%	not measured	−46.1 pts
3 years	+54.0%	–	24.0%	–	not measured	–
Since launchNot the same days: NDIV Aug 2022 · USOY May 2024	+74.7%	+55.7%	33.2%	83.8%	not measured	−37.4 pts

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Alert

About each fund

NDIV

No 1-year comparison: a quarter's holdings filing is missing from the year.

Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting value in cash distributions while its price rose 28.1%. With every distribution reinvested, the fund returned +41.1%. At its price on Nov 4, 2026 the latest distribution annualizes to 11.5%, paid monthly. Amplify estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

USOY

Over the year to Nov 4, 2026, USOY paid 51.6% of its starting value in cash distributions while its price fell 4.8%. With every distribution reinvested, the fund returned +56.0%. United States Oil Fund, LP (USO) returned +102.2% over the same days, so a holder was behind by 46.2 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 50.6%, paid weekly. Defiance estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, NDIV or USOY?: Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting price in cash and USOY paid 51.6%, so USOY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, NDIV or USOY?: With every distribution reinvested, NDIV returned +41.1% and USOY +56.0% over the year to Nov 4, 2026.
Which is cheaper, NDIV or USOY?: NDIV charges 0.59% a year and USOY charges 1.12%, so NDIV is cheaper. Fees come from each fund's prospectus.

Other comparisons

NDIV vs XLUI NDIV vs WEEI NDIV vs SOXY NDIV vs XLYI USOY vs XLBI USOY vs XLEI USOY vs XLCI USOY vs XLKI

Where to next

United States Oil Fund →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →NDIV on its own →USOY on its own →NDIV dividend history →NDIV holdings →USOY dividend history →USOY holdings →Method →Standards and sources →

Sources and dates

NDIV filings on SEC EDGAR ↗

NDIV prospectus with the expense ratio (SEC) ↗

NDIV 19a-1 distribution notice ↗

Amplify page for NDIV ↗

USOY filings on SEC EDGAR ↗

USOY prospectus with the expense ratio (SEC) ↗

USOY 19a-1 distribution notice ↗

Defiance page for USOY ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, NDIV against USOY, data as of Nov 4, 2026. https://etfiq.com/compare/income/ndiv-vs-usoy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.