Which paid more, USOY or XLSI?

Over the year to Nov 4, 2026, USOY paid 51.6% of its starting price in cash and XLSI paid 12.5%, so USOY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, USOY or XLSI?

With every distribution reinvested, USOY returned +56.0% and XLSI +16.3% over the year to Nov 4, 2026.

Which is cheaper, USOY or XLSI?

USOY charges 1.12% a year and XLSI charges 0.35%, so XLSI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

USOY vs XLSI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, USOY paid 51.6% of its price in cash against XLSI’s 12.5%, and returned more with it reinvested.

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Net assets on Nov 3, 2026: $79m for Defiance Oil Enhanced Options Income ETF and $25m for State Street Consumer Staples Select Sector SPDR Premium Income ETF.

USOY on its own →XLSI on its own →

At a glance

51.6%

USOY cash paid, 1 year

12.5%

XLSI cash paid, 1 year

+56.0%

USOY total return, 1 year

+16.3%

XLSI total return, 1 year

USOY · 1 year to Nov 4, 2026 46.2 pts behind USO

USOY

+56.0%

USO

+102.2%

46.2 pts behind USO

USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

USO

+102.2%

USOY

+56.0%

51.6% of it arrived as cash

46.2 pts behind USO

Total return, distributions reinvested

46.2 pts behind USO

USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

USO

+102.2%

USOY

+56.0%

46.2 pts behind USO

51.6% of it arrived as cash. Total return, distributions reinvested. USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLSI · 1 year to Nov 4, 2026 8 pts behind XLP

XLSI

+16.3%

XLP

+24.3%

8 pts behind XLP

XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

XLP

+24.3%

XLSI

+16.3%

8 pts behind XLP

Total return, distributions reinvested

8 pts behind XLP

XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

XLP

+24.3%

XLSI

+16.3%

8 pts behind XLP

12.5% of it arrived as cash. Both charts share one scale, with zero at the line. XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLSI costs 0.77 points a year less; their one-year returns differ by 39.7 points; USOY is 3.2 times larger.

Points (pts) are percentage points.

USOY vs XLSI: Dividend Yield & Total Return
Measure	USOY	XLSI
Paid and earned
Measure	USOY	XLSI
Total return, 1 year	+56.0%	+16.3%
Price change, 1 year	fell 4.8%	rose 2.7%
Return of capital, issuer estimate	96% of the Oct 30, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	USOY	XLSI
Benchmark	United States Oil Fund, LP, measured through USO	State Street Consumer Staples Select Sector SPDR ETF, measured through XLP
Against its benchmark, same days	behind by 46.2 pts	behind by 8.0 pts
Cost and size
Measure	USOY	XLSI
Expense ratio	1.12%	0.35%
Net assets, as of Nov 3, 2026	$79m	$25m
Holdings
Measure	USOY	XLSI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLSI scores higher How much of what it paid out did its total return cover?

IQ Income Score63.8USOY72.2XLSI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

USOY 63.8

XLSI 72.2

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, USOY and XLSI hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first USOY XLSI

Only in one fund ↓

Only in USOY

US TREASURY N/B 18.88%

Only in XLSI

STATE STREET CONSUMER STAPLES 102.28%

STATE STREET CONSUMER STAPLES NOV26 93 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 88.5 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 91.5 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 92 CALL -0.03%

STATE STREET CONSUMER STAPLES NOV26 90 CALL -0.04%

STATE STREET CONSUMER STAPLES NOV26 88 CALL -2.19%

Check overlap with more funds →

Side by side

USOY Defiance Oil Enhanced Options Income ETF · Option income on USO, paying weekly XLSI State Street Consumer Staples Select Sector SPDR Premium Income ETF · Covered call on XLP, paying monthly

Issuer Defiance State Street

Strategy option income covered call

Benchmark United States Oil Fund, LP (USO) State Street Consumer Staples Select Sector SPDR ETF (XLP)

Pays weekly monthly

Payout rate, annualized 50.6% 10.8%

Expense ratio 1.12% 0.35%

Cash paid, 1 year 51.6% 12.5%

Price change, 1 year −4.8% +2.7%

Total return, 1 year +56.0% +16.3%

Benchmark return, 1 year +102.2% +24.3%

Ahead or behind −46.2 pts −8.0 pts

Return of capital, latest estimate 96% 100%

Age 2.5 years 1.3 years

Net assets, as of Nov 3, 2026 $79m $25m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: USOY vs XLSI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	USOY	XLSI	USOY	XLSI	USOY	XLSI
3 months	+14.8%	+5.1%	12.6%	3.0%	−11.8 pts	−3.3 pts
6 months	+1.8%	+8.5%	20.9%	6.2%	−6.8 pts	−2.1 pts
1 year	+56.0%	+16.3%	51.6%	12.5%	−46.1 pts	−8.1 pts
Since launchNot the same days: USOY May 2024 · XLSI Jul 2025	+55.7%	+12.1%	83.8%	14.9%	−37.4 pts	−6.1 pts

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Alert

About each fund

USOY

Over the year to Nov 4, 2026, USOY paid 51.6% of its starting value in cash distributions while its price fell 4.8%. With every distribution reinvested, the fund returned +56.0%. United States Oil Fund, LP (USO) returned +102.2% over the same days, so a holder was behind by 46.2 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 50.6%, paid weekly. Defiance estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLSI

Over the year to Nov 4, 2026, XLSI paid 12.5% of its starting value in cash distributions while its price rose 2.7%. With every distribution reinvested, the fund returned +16.3%. State Street Consumer Staples Select Sector SPDR ETF (XLP) returned +24.3% over the same days, so a holder was behind by 8.0 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 10.8%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, USOY or XLSI?: Over the year to Nov 4, 2026, USOY paid 51.6% of its starting price in cash and XLSI paid 12.5%, so USOY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, USOY or XLSI?: With every distribution reinvested, USOY returned +56.0% and XLSI +16.3% over the year to Nov 4, 2026.
Which is cheaper, USOY or XLSI?: USOY charges 1.12% a year and XLSI charges 0.35%, so XLSI is cheaper. Fees come from each fund's prospectus.

Other comparisons

USOY vs BIOY USOY vs AIPI USOY vs CHPY USOY vs MLPD XLSI vs MDST XLSI vs AIPI XLSI vs BIOY XLSI vs FINY

Where to next

United States Oil Fund →State Street Consumer Staples Select Sector SPDR ETF (XLP) →USOY on its own →XLSI on its own →USOY dividend history →USOY holdings →XLSI dividend history →XLSI holdings →Method →Standards and sources →

Sources and dates

USOY filings on SEC EDGAR ↗

USOY prospectus with the expense ratio (SEC) ↗

USOY 19a-1 distribution notice ↗

Defiance page for USOY ↗

XLSI filings on SEC EDGAR ↗

XLSI prospectus with the expense ratio (SEC) ↗

XLSI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, USOY against XLSI, data as of Nov 4, 2026. https://etfiq.com/compare/income/usoy-vs-xlsi

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.