Which paid more, USOY or XLKI?

Over the year to Nov 4, 2026, USOY paid 51.6% of its starting price in cash and XLKI paid 18.8%, so USOY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, USOY or XLKI?

With every distribution reinvested, USOY returned +56.0% and XLKI +11.2% over the year to Nov 4, 2026.

Which is cheaper, USOY or XLKI?

USOY charges 1.12% a year and XLKI charges 0.35%, so XLKI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

USOY vs XLKI: Dividend Yield & Total Return

Share on X Download as PDF

Over the year to Nov 4, 2026, USOY paid 51.6% of its price in cash against XLKI’s 18.8%, and returned more with it reinvested.

askIQ about this page

askIQ about USOY and XLKI

Net assets on Nov 3, 2026: $79m for Defiance Oil Enhanced Options Income ETF and $35m for State Street Technology Select Sector SPDR Premium Income ETF.

USOY on its own →XLKI on its own →

At a glance

51.6%

USOY cash paid, 1 year

18.8%

XLKI cash paid, 1 year

+56.0%

USOY total return, 1 year

+11.2%

XLKI total return, 1 year

USOY · 1 year to Nov 4, 2026 46.2 pts behind USO

USOY

+56.0%

USO

+102.2%

46.2 pts behind USO

USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

USO

+102.2%

USOY

+56.0%

51.6% of it arrived as cash

46.2 pts behind USO

Total return, distributions reinvested

46.2 pts behind USO

USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

USO

+102.2%

USOY

+56.0%

46.2 pts behind USO

51.6% of it arrived as cash. Total return, distributions reinvested. USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLKI · 1 year to Nov 4, 2026 9.5 pts behind XLK

XLKI

+11.2%

XLK

+20.7%

9.5 pts behind XLK

XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

XLK

+20.7%

XLKI

+11.2%

9.5 pts behind XLK

Total return, distributions reinvested

9.5 pts behind XLK

XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

XLK

+20.7%

XLKI

+11.2%

9.5 pts behind XLK

18.8% of it arrived as cash. Both charts share one scale, with zero at the line. XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLKI costs 0.77 points a year less; their one-year returns differ by 44.8 points; USOY is 2.3 times larger.

Points (pts) are percentage points.

USOY vs XLKI: Dividend Yield & Total Return
Measure	USOY	XLKI
Paid and earned
Measure	USOY	XLKI
Total return, 1 year	+56.0%	+11.2%
Price change, 1 year	fell 4.8%	fell 8.1%
Return of capital, issuer estimate	96% of the Oct 30, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	USOY	XLKI
Benchmark	United States Oil Fund, LP, measured through USO	Technology sector, measured through XLK
Cost and size
Measure	USOY	XLKI
Expense ratio	1.12%	0.35%
Net assets, as of Nov 3, 2026	$79m	$35m
Holdings
Measure	USOY	XLKI
Holdings in common	0%

ETFIQ Distribution Coverage Score · USOY scores higher How much of what it paid out did its total return cover?

IQ Income Score63.8USOY41.3XLKI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

USOY 63.8

XLKI 41.3

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, USOY and XLKI hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first USOY XLKI

Only in one fund ↓

Only in USOY

US TREASURY N/B 18.88%

Only in XLKI

STATE STREET TECHNOLOGY SELECT 99.72%

STATE STREET TECHNOLOGY SELECT NOV26 205 CALL -0.00%

STATE STREET TECHNOLOGY SELECT NOV26 194 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 197 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 196 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 210 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 198 CALL -0.03%

STATE STREET TECHNOLOGY SELECT NOV26 190 CALL -0.03%

Check overlap with more funds →

Side by side

USOY Defiance Oil Enhanced Options Income ETF · Option income on USO, paying weekly XLKI State Street Technology Select Sector SPDR Premium Income ETF · Covered call on XLK, paying monthly

Issuer Defiance State Street

Strategy option income covered call

Benchmark United States Oil Fund, LP (USO) Technology sector (XLK)

Pays weekly monthly

Payout rate, annualized 50.6% 24.9%

Expense ratio 1.12% 0.35%

Cash paid, 1 year 51.6% 18.8%

Price change, 1 year −4.8% −8.1%

Total return, 1 year +56.0% +11.2%

Benchmark return, 1 year +102.2% +20.7%

Ahead or behind −46.2 pts −9.5 pts

Return of capital, latest estimate 96% 100%

Age 2.5 years 1.3 years

Net assets, as of Nov 3, 2026 $79m $35m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: USOY vs XLKI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	USOY	XLKI	USOY	XLKI	USOY	XLKI
3 months	+14.8%	−4.8%	12.6%	4.4%	−11.8 pts	+0.2 pts
6 months	+1.8%	−0.6%	20.9%	9.9%	−6.8 pts	−4.6 pts
1 year	+56.0%	+11.2%	51.6%	18.8%	−46.1 pts	−9.5 pts
Since launchNot the same days: USOY May 2024 · XLKI Jul 2025	+55.7%	+22.1%	83.8%	24.6%	−37.4 pts	−12.1 pts

Open this comparison in the app →

Alert

About each fund

USOY

Over the year to Nov 4, 2026, USOY paid 51.6% of its starting value in cash distributions while its price fell 4.8%. With every distribution reinvested, the fund returned +56.0%. United States Oil Fund, LP (USO) returned +102.2% over the same days, so a holder was behind by 46.2 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 50.6%, paid weekly. Defiance estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLKI

Over the year to Nov 4, 2026, XLKI paid 18.8% of its starting value in cash distributions while its price fell 8.1%. With every distribution reinvested, the fund returned +11.2%. Technology sector (XLK) returned +20.7% over the same days, so a holder was behind by 9.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 24.9%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, USOY or XLKI?: Over the year to Nov 4, 2026, USOY paid 51.6% of its starting price in cash and XLKI paid 18.8%, so USOY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, USOY or XLKI?: With every distribution reinvested, USOY returned +56.0% and XLKI +11.2% over the year to Nov 4, 2026.
Which is cheaper, USOY or XLKI?: USOY charges 1.12% a year and XLKI charges 0.35%, so XLKI is cheaper. Fees come from each fund's prospectus.

Other comparisons

USOY vs TECY USOY vs XLUI USOY vs YRAM USOY vs WEPN XLKI vs AIPI XLKI vs WEEI XLKI vs XLEI XLKI vs MLPD

Where to next

United States Oil Fund →Technology sector (XLK) →USOY on its own →XLKI on its own →USOY dividend history →USOY holdings →XLKI dividend history →XLKI holdings →Method →Standards and sources →

Sources and dates

USOY filings on SEC EDGAR ↗

USOY prospectus with the expense ratio (SEC) ↗

USOY 19a-1 distribution notice ↗

Defiance page for USOY ↗

XLKI filings on SEC EDGAR ↗

XLKI prospectus with the expense ratio (SEC) ↗

XLKI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, USOY against XLKI, data as of Nov 4, 2026. https://etfiq.com/compare/income/usoy-vs-xlki

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.