Which paid more, XLUI or XLYI?

Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting price in cash and XLYI paid 13.4%, so XLUI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, XLUI or XLYI?

With every distribution reinvested, XLUI returned +5.6% and XLYI +1.5% over the year to Nov 4, 2026.

Which is cheaper, XLUI or XLYI?

XLUI and XLYI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

XLUI vs XLYI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XLUI paid 14.1% of its price in cash against XLYI’s 13.4%, and returned more with it reinvested.

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Net assets on Nov 3, 2026: $69m for State Street Utilities Select Sector SPDR Premium Income ETF and $46m for State Street Consumer Discretionary Select Sector SPDR Premium Income ETF.

XLUI on its own →XLYI on its own →

At a glance

14.1%

XLUI cash paid, 1 year

13.4%

XLYI cash paid, 1 year

+5.6%

XLUI total return, 1 year

+1.5%

XLYI total return, 1 year

XLUI · 1 year to Nov 4, 2026 4.6 pts ahead of XLU

XLUI

+5.6%

XLU

+1.0%

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

14.1% of it arrived as cash

4.6 pts ahead of XLU

Total return, distributions reinvested

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

14.1% as cash

4.6 pts ahead of XLU

14.1% of it arrived as cash. Total return, distributions reinvested. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLYI · 1 year to Nov 4, 2026 2.1 pts behind XLY

XLYI

+1.5%

XLY

+3.6%

2.1 pts behind XLY

XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.

XLY

+3.6%

XLYI

+1.5%

13.4% as cash

2.1 pts behind XLY

Total return, distributions reinvested

2.1 pts behind XLY

XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.

XLY

+3.6%

XLYI

+1.5%

2.1 pts behind XLY

13.4% of it arrived as cash. Both charts share one scale, with zero at the line. XLYI over 1 year: paid 13.4%, price −12.2%, total +1.5%, XLY +3.6%, −2.1 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 4.1 points; XLUI is 1.5 times larger.

Points (pts) are percentage points.

XLUI vs XLYI: Dividend Yield & Total Return
Measure	XLUI	XLYI
Paid and earned
Measure	XLUI	XLYI
Total return, 1 year	+5.6%	+1.5%
Price change, 1 year	fell 8.9%	fell 12.2%
Return of capital, issuer estimate	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	XLUI	XLYI
Benchmark	Utilities sector, measured through XLU	Consumer discretionary, measured through XLY
Cost and size
Measure	XLUI	XLYI
Expense ratio	0.35%	0.35%
Net assets, as of Nov 3, 2026	$69m	$46m
Holdings
Measure	XLUI	XLYI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLUI scores higher How much of what it paid out did its total return cover?

IQ Income Score33.2XLUI21.3XLYI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

XLUI 33.2

XLYI 21.3

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, XLUI and XLYI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLUI XLYI

Only in one fund ↓

Only in XLUI

STATE STREET UTILITIES SELECT 102.24%

STATE STREET UTILITIES SELECT NOV26 44.5 CALL -0.01%

STATE STREET UTILITIES SELECT NOV26 44 CALL -0.03%

STATE STREET UTILITIES SELECT NOV26 43.5 CALL -0.07%

STATE STREET UTILITIES SELECT NOV26 42.5 CALL -0.08%

STATE STREET UTILITIES SELECT NOV26 43 CALL -2.05%

Only in XLYI

STATE STREET CONSUMER DISCRETI 103.77%

STATE STREET CONSUMER DISCRETI NOV26 121 CALL -0.01%

STATE STREET CONSUMER DISCRETI NOV26 118.5 CALL -0.02%

STATE STREET CONSUMER DISCRETI NOV26 119.5 CALL -0.02%

STATE STREET CONSUMER DISCRETI NOV26 119 CALL -0.02%

STATE STREET CONSUMER DISCRETI NOV26 116 CALL -0.04%

STATE STREET CONSUMER DISCRETI NOV26 117 CALL -0.06%

STATE STREET CONSUMER DISCRETI NOV26 114 CALL -3.67%

Check overlap with more funds →

Side by side

XLUI State Street Utilities Select Sector SPDR Premium Income ETF · Covered call on XLU, paying monthly XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF · Covered call on XLY, paying monthly

Issuer State Street State Street

Strategy covered call covered call

Benchmark Utilities sector (XLU) Consumer discretionary (XLY)

Pays monthly monthly

Payout rate, annualized 14.9% 17.6%

Expense ratio 0.35% 0.35%

Cash paid, 1 year 14.1% 13.4%

Price change, 1 year −8.9% −12.2%

Total return, 1 year +5.6% +1.5%

Benchmark return, 1 year +1.0% +3.6%

Ahead or behind +4.6 pts −2.1 pts

Return of capital, latest estimate 100% 100%

Age 1.3 years 1.3 years

Net assets, as of Nov 3, 2026 $69m $46m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: XLUI vs XLYI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	XLUI	XLYI	XLUI	XLYI	XLUI	XLYI
3 months	+1.2%	−0.2%	3.9%	3.3%	+0.5 pts	−3.5 pts
6 months	−0.9%	+1.2%	6.8%	6.6%	+2.4 pts	−1.3 pts
1 year	+5.6%	+1.5%	14.1%	13.4%	+4.6 pts	−2.1 pts
Since launchXLUI Jul 2025 · XLYI Jul 2025	+8.1%	+7.9%	17.5%	17.7%	+2.1 pts	−2.8 pts

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Alert

About each fund

XLUI

Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLYI

Over the year to Nov 4, 2026, XLYI paid 13.4% of its starting value in cash distributions while its price fell 12.2%. With every distribution reinvested, the fund returned +1.5%. Consumer discretionary (XLY) returned +3.6% over the same days, so a holder was behind by 2.1 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 17.6%, paid monthly.

Questions people ask

Which paid more, XLUI or XLYI?: Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting price in cash and XLYI paid 13.4%, so XLUI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, XLUI or XLYI?: With every distribution reinvested, XLUI returned +5.6% and XLYI +1.5% over the year to Nov 4, 2026.
Which is cheaper, XLUI or XLYI?: XLUI and XLYI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

XLUI vs XLVI XLUI vs MDST XLUI vs WEPN XLUI vs AIPI XLYI vs USOY XLYI vs GPTY XLYI vs MDST XLYI vs AIPI

Where to next

Utilities sector (XLU) →Consumer discretionary (XLY) →XLUI on its own →XLYI on its own →XLUI dividend history →XLUI holdings →XLYI dividend history →XLYI holdings →Method →Standards and sources →

Sources and dates

XLUI and XLYI filings on SEC EDGAR ↗

XLUI and XLYI prospectus with the expense ratio (SEC) ↗

XLUI 19a-1 distribution notice ↗

State Street website ↗

XLYI 19a-1 distribution notice ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, XLUI against XLYI, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlui-vs-xlyi

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.