Data as of Nov 4, 2026.
FINY vs XLUI: Dividend Yield & Total Return
FINY and XLUI both write options for income.
askIQ about this page
askIQ about FINY and XLUI
Net assets on Nov 3, 2026: $747,148 for GraniteShares YieldBOOST Financials ETF and $69m for State Street Utilities Select Sector SPDR Premium Income ETF.
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
8.9% of it arrived as cash
5.8 pts behind XLF
Total return, distributions reinvested
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
8.9% cash
5.8 pts behind XLF
8.9% of it arrived as cash. Total return, distributions reinvested. FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.4.6 pts ahead of XLU
XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.
XLU
+1.0%
XLUI
+5.6%
14.1% of it arrived as cash
4.6 pts ahead of XLU
Total return, distributions reinvested
4.6 pts ahead of XLU
XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.
XLU
+1.0%
XLUI
+5.6%
4.6 pts ahead of XLU
14.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
XLUI costs 0.83 points a year less.
Points (pts) are percentage points.
| Measure | FINY | XLUI |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | not published | +5.6% |
| Price change | rose 0.5% (since May 5, 2026) | fell 8.9% (1 year) |
| Return of capital, issuer estimate | 96% of the Jul 7, 2026 payment | 100% of the Nov 5, 2026 payment |
| Against its benchmark | ||
| Benchmark | Financials sector, measured through XLF | Utilities sector, measured through XLU |
| Cost and size | ||
| Expense ratio | 1.18% | 0.35% |
| Net assets, as of Nov 3, 2026 | $747,148 | $69m |
| Holdings | ||
| Holdings in common | 0% | |
What they share
By the books each fund has filed, FINY and XLUI hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Nov 3, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | FINY | XLUI | FINY | XLUI | FINY | XLUI |
| 3 months | +1.3% | +1.2% | 2.9% | 3.9% | −1.2 pts | +0.5 pts |
| 6 months | +9.6% | −0.9% | 8.9% | 6.8% | −5.4 pts | +2.4 pts |
| 1 year | – | +5.6% | – | 14.1% | – | +4.6 pts |
| Since launchNot the same days: FINY May 2026 · XLUI Jul 2025 | +9.8% | +8.1% | 8.9% | 17.5% | −5.7 pts | +2.1 pts |
– means no data for this window. Open this comparison in the app →
FINY
Over the period from its first trade on May 5, 2026 to Nov 4, 2026, FINY paid 8.9% of its starting value in cash distributions while its price rose 0.5%. With every distribution reinvested, the fund returned +9.8%. Financials sector (XLF) returned +15.6% over the same days, so a holder was behind by 5.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.2%, paid weekly. GraniteShares estimates that 96% of the distribution paid Jul 7, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
XLUI
Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
Cite this pageCitation, APA and Markdown
ETFIQ, FINY against XLUI, data as of Nov 4, 2026. https://etfiq.com/compare/income/finy-vs-xlui
ETFIQ. (Nov 4, 2026). FINY against XLUI. Retrieved from https://etfiq.com/compare/income/finy-vs-xlui
[FINY against XLUI (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/finy-vs-xlui)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.