Data as of .
XLUI vs YRAM: which paid, and which earned it?
XLUI and YRAM both write options for income.
What they hold in common
By the books each fund has filed, XLUI and YRAM hold 0% of their money in the same securities at the same weight.
| Only in XLUI | Only in YRAM |
|---|---|
| STATE STREET UTILITIES SELECT 100.35% | First American Government Obligations Fund 12/01/2031 43.96% |
| SSI US GOV MONEY MARKET CLASS 0.25% | Micron Technology Inc 17.72% |
| STATE STREET UTILITIES SELECT OCT26 43 CALL -0.12% | Sandisk Corp 7.60% |
| STATE STREET UTILITIES SELECT OCT26 42 CALL -0.48% | Seagate Technology Holdings PLC 6.80% |
| Western Digital Corp 6.44% | |
| DRAM 10/16/2026 55.01 C 5.07% | |
| Silicon Motion Technology Corp 3.55% | |
| SKHY 10/16/2026 155.01 C 3.38% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026 and Sep 21, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| XLUI | YRAM | XLUI | YRAM | XLUI | YRAM | |
| 3 months | −5.3% | not published | 2.9% | not published | +2.3 pts | not published |
| 6 months | −1.9% | not published | 6.8% | not published | +4.8 pts | not published |
| 1 year | +2.0% | not published | 13.6% | not published | +1.9 pts | not published |
| Since launch | +2.4% | +6.1% | 14.7% | 1.6% | +3.2 pts | +3.0 pts |
| XLUI State Street(R) Utilities Select Sector SPDR(R) Premium Income ETF Covered call on XLU, paying monthly | YRAM YieldMax Memory and Storage Portfolio Option Income ETF Synthetic covered call on SMH | |
|---|---|---|
| Issuer | State Street | YieldMax |
| Strategy | covered call | synthetic covered call |
| Benchmark | Utilities sector (XLU) | Semiconductors (SMH), used as the proxy |
| Pays | monthly | not established |
| Payout rate, annualized | 11.8% | 8.8% |
| Expense ratio | 0.35% | not published |
| Cash paid, 1 year | 13.6% | 1.6% (since launch on Aug 25, 2026) |
| Price change, 1 year | −11.3% | +4.5% |
| Total return, 1 year | +2.0% | +6.1% (since launch on Aug 25, 2026) |
| Benchmark return, 1 year | +0.1% | +3.1% |
| Ahead or behind | +1.9 pts | +3.0 pts |
| Return of capital, latest estimate | not published | 97% |
| Age | 415 days | 24 days |
| Net assets | $55m | $5m |
XLUI in plain words
Over the year to Sep 18, 2026, XLUI paid 13.6% of its starting value in cash distributions while its price fell 11.3%. With every distribution reinvested, the fund returned +2.0%. Utilities sector (XLU) returned +0.1% over the same days, so a holder was ahead by 1.9 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 11.8%, paid monthly.
YRAM in plain words
Over the period since launch on Aug 25, 2026 to Sep 18, 2026, YRAM paid 1.6% of its starting value in cash distributions while its price rose 4.5%. With every distribution reinvested, the fund returned +6.1%. Semiconductors (SMH), used as the proxy returned +3.1% over the same days, so a holder was ahead by 3.0 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 8.8%, paid periodically. YieldMax estimates that 97% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLUI against YRAM, data as of Sep 18, 2026. https://etfiq.com/compare/income/xlui-vs-yram Free to use with attribution; the underlying files are at Open data.