Data as of Nov 4, 2026.
XLUI vs YRAM: Dividend Yield & Total Return
XLUI and YRAM both write options for income.
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Net assets on Nov 3, 2026: $69m for State Street Utilities Select Sector SPDR Premium Income ETF and $6.4m for YieldMax Memory and Storage Portfolio Option Income ETF.
4.6 pts ahead of XLU
XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.
XLU
+1.0%
XLUI
+5.6%
14.1% as cash
4.6 pts ahead of XLU
Total return, distributions reinvested
4.6 pts ahead of XLU
XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.
XLU
+1.0%
XLUI
+5.6%
4.6 pts ahead of XLU
14.1% of it arrived as cash. Total return, distributions reinvested. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Not measured
YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
YRAM
−16.2%
Total return, distributions reinvested
Not measured
YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
YRAM
−16.2%
6.8% of it arrived as cash. Both charts share one scale, with zero at the line. YRAM since launch: paid 6.8%, price −21.9%, total −16.2%, not measured against a benchmark. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
XLUI costs 0.66 points a year less; XLUI is 10.8 times larger.
Points (pts) are percentage points.
| Measure | XLUI | YRAM |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | +5.6% | not published |
| Price change | fell 8.9% (1 year) | fell 21.9% (since Aug 25, 2026) |
| Return of capital, issuer estimate | 100% of the Nov 5, 2026 payment | 99% of the Nov 5, 2026 payment |
| Against its benchmark | ||
| Benchmark | Utilities sector, measured through XLU | not published |
| Cost and size | ||
| Expense ratio | 0.35% | 1.01% |
| Net assets, as of Nov 3, 2026 | $69m | $6.4m |
| Holdings | ||
| Holdings in common | 0% | |
What they share
By the books each fund has filed, XLUI and YRAM hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | XLUI | YRAM | XLUI | YRAM | XLUI | YRAM |
| 3 months | +1.2% | – | 3.9% | – | +0.5 pts | – |
| 6 months | −0.9% | – | 6.8% | – | +2.4 pts | – |
| 1 year | +5.6% | – | 14.1% | – | +4.6 pts | – |
| Since launchNot the same days: XLUI Jul 2025 · YRAM Aug 2026 | +8.1% | −16.2% | 17.5% | 6.8% | +2.1 pts | not measured |
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XLUI
Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
YRAM
Over the period from its first trade on Aug 25, 2026 to Nov 4, 2026, YRAM paid 6.8% of its starting value in cash distributions while its price fell 21.9%. With every distribution reinvested, the fund returned −16.2%. At its price on Nov 4, 2026 the latest distribution annualizes to 42.2%, paid weekly. YieldMax estimates that 99% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
Cite this pageCitation, APA and Markdown
ETFIQ, XLUI against YRAM, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlui-vs-yram
ETFIQ. (Nov 4, 2026). XLUI against YRAM. Retrieved from https://etfiq.com/compare/income/xlui-vs-yram
[XLUI against YRAM (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/xlui-vs-yram)
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