Data as of Nov 4, 2026.
FINY vs USOY: Dividend Yield & Total Return
FINY and USOY both write options for income.
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Net assets on Nov 3, 2026: $747,148 for GraniteShares YieldBOOST Financials ETF and $79m for Defiance Oil Enhanced Options Income ETF.
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
5.8 pts behind XLF
Total return, distributions reinvested
5.8 pts behind XLF
FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
XLF
+15.6%
FINY
+9.8%
5.8 pts behind XLF
8.9% of it arrived as cash. Total return, distributions reinvested. FINY since launch: paid 8.9%, price +0.5%, total +9.8%, XLF +15.6%, −5.8 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.46.2 pts behind USO
USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.
USO
+102.2%
USOY
+56.0%
51.6% of it arrived as cash
46.2 pts behind USO
Total return, distributions reinvested
46.2 pts behind USO
USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.
USO
+102.2%
USOY
+56.0%
46.2 pts behind USO
51.6% of it arrived as cash. Both charts share one scale, with zero at the line. USOY over 1 year: paid 51.6%, price −4.8%, total +56.0%, USO +102.2%, −46.2 pts. Data to Nov 4, 2026.
Data to Nov 4, 2026.Pair scorecard
USOY costs 0.06 points a year less.
Points (pts) are percentage points.
| Measure | FINY | USOY |
|---|---|---|
| Paid and earned | ||
| Total return, 1 year | not published | +56.0% |
| Price change | rose 0.5% (since May 5, 2026) | fell 4.8% (1 year) |
| Return of capital, issuer estimate | 96% of the Jul 7, 2026 payment | 96% of the Oct 30, 2026 payment |
| Against its benchmark | ||
| Benchmark | Financials sector, measured through XLF | United States Oil Fund, LP, measured through USO |
| Cost and size | ||
| Expense ratio | 1.18% | 1.12% |
| Net assets, as of Nov 3, 2026 | $747,148 | $79m |
| Holdings | ||
| Holdings in common | 0% | |
What they share
By the books each fund has filed, FINY and USOY hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.
Window by window
| Total return | Cash paid | Against the benchmark | ||||
|---|---|---|---|---|---|---|
| Window | FINY | USOY | FINY | USOY | FINY | USOY |
| 3 months | +1.3% | +14.8% | 2.9% | 12.6% | −1.2 pts | −11.8 pts |
| 6 months | +9.6% | +1.8% | 8.9% | 20.9% | −5.4 pts | −6.8 pts |
| 1 year | – | +56.0% | – | 51.6% | – | −46.1 pts |
| Since launchNot the same days: FINY May 2026 · USOY May 2024 | +9.8% | +55.7% | 8.9% | 83.8% | −5.7 pts | −37.4 pts |
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FINY
Over the period from its first trade on May 5, 2026 to Nov 4, 2026, FINY paid 8.9% of its starting value in cash distributions while its price rose 0.5%. With every distribution reinvested, the fund returned +9.8%. Financials sector (XLF) returned +15.6% over the same days, so a holder was behind by 5.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.2%, paid weekly. GraniteShares estimates that 96% of the distribution paid Jul 7, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
USOY
Over the year to Nov 4, 2026, USOY paid 51.6% of its starting value in cash distributions while its price fell 4.8%. With every distribution reinvested, the fund returned +56.0%. United States Oil Fund, LP (USO) returned +102.2% over the same days, so a holder was behind by 46.2 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 50.6%, paid weekly. Defiance estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice).
Questions people ask
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Every number is an ETFIQ calculation with distributions reinvested.
Cite this pageCitation, APA and Markdown
ETFIQ, FINY against USOY, data as of Nov 4, 2026. https://etfiq.com/compare/income/finy-vs-usoy
ETFIQ. (Nov 4, 2026). FINY against USOY. Retrieved from https://etfiq.com/compare/income/finy-vs-usoy
[FINY against USOY (ETFIQ, Nov 4, 2026)](https://etfiq.com/compare/income/finy-vs-usoy)
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