Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
XBI vs XLC: how they differ
XBI and XLC hold 0% of their weight in the same names, and XBI returned more over the year.
State Street(R) SPDR(R) S&P(R) Biotech ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, XBI and XLC hold 0% of their money in the same securities at the same weight.
| Holding | XBI | XLC |
|---|---|---|
| SSI US GOV MONEY MARKET CLASS | 0.08% | 0.16% |
| US DOLLAR | 0.02% | 0.02% |
| Only in XBI | Only in XLC |
|---|---|
| MODERNA INC 2.87% | META PLATFORMS INC CLASS A 18.92% |
| TWIST BIOSCIENCE CORP 1.81% | ALPHABET INC CL A 10.12% |
| HALOZYME THERAPEUTICS INC 1.47% | ALPHABET INC CL C 8.10% |
| NATERA INC 1.46% | AT+T INC 5.19% |
| KYMERA THERAPEUTICS INC 1.45% | VERIZON COMMUNICATIONS INC 5.03% |
| TRAVERE THERAPEUTICS INC 1.40% | WALT DISNEY CO/THE 4.76% |
| ROIVANT SCIENCES LTD 1.39% | WARNER BROS DISCOVERY INC 4.61% |
| ORUKA THERAPEUTICS INC 1.38% | COMCAST CORP CLASS A 4.61% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| XBI State Street(R) SPDR(R) S&P(R) Biotech ETF | XLC State Street(R) Communication Services Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Biotech | Communication services |
| Total return, 1 year | +64.0% | −2.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +46.5 pts | −19.5 pts |
| Expense ratio | 0.35% | 0.08% |
| Already in the S&P 500 | 8.5% | 100.0% |
| Holdings | 154 | 26 |
XBI in plain words
XBI is an index equity fund tracking the SPDR S&P Biotech. Over the year to Sep 11, 2026 it returned +64.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 8% of the fund by weight is stocks the S&P 500 also holds, across 154 positions, with the top ten at 15.9%. It sat 9.6% below its high of Feb 8, 2021 on Sep 11, 2026.
XLC in plain words
XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 26 positions, with the top ten at 70.4%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, XBI or XLC?
- In the year to Sep 13, 2026, with distributions reinvested, XBI returned +64.0% and XLC returned −2.0%, so XBI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, XBI or XLC?
- XBI charges 0.35% a year and XLC charges 0.08%, so XLC is cheaper. Fees come from each fund's prospectus.
- How much do XBI and XLC overlap with the S&P 500?
- By their latest filed holdings, 8% of XBI and 100% of XLC by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XBI against XLC, data as of Sep 13, 2026. https://etfiq.com/compare/any/xbi-vs-xlc Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources