IQ

Data as of Nov 4, 2026.

vsCompare their flowsaskIQ about these two fundsAsk the committee about these two funds
Across categories

VTI vs XLSR: Differences, Returns & Fees

Share
Share on XDownload as PDF

Over the year to Nov 4, 2026, VTI returned +14.9% to XLSR's +9.5%; 22% of their weight is in the same names.

askIQ about this page

askIQ about VTI and XLSR

Net assets: $689.3bn on Oct 31, 2026 for Vanguard Morningstar Total Stock Market ETF, and $1.1bn on Nov 3, 2026 for State Street US Sector Rotation ETF.

VTI on its own →XLSR on its own →
At a glance
+14.9%
VTI total return, 1 year
+9.5%
XLSR total return, 1 year
0.03%
VTI expense ratio
0.70%
XLSR expense ratio

Pair scorecard

VTI costs 0.67 points a year less; their one-year returns differ by 5.4 points.

VTI vs XLSR: Differences, Returns & Fees
MeasureVTIXLSR
Return
Total return, 1 year+14.9%+9.5%
Benchmark
What it tracksMorningstar US Total Market IndexNo index, actively managed
Cost and size
Expense ratio0.03%0.70%
Net assets, VTI as of Oct 31, 2026 and XLSR as of Nov 3, 2026$689.3bn$1.1bn
Holdings
Holdings in common22%
Top ten holdings, share of the fund34.7%90.9%

Method

What they share

22%

By the books each fund has filed, VTI and XLSR hold 22% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Nov 3, 2026.

0 half 100%

half

22% in common

Positions both hold · largest shared weight first VTI XLSR
NVIDIA Corp 7.14% 3.84%
Apple Inc 6.63% 3.71%
Microsoft Corp 5.20% 2.79%
Alphabet Inc 2.76% 3.62%
Meta Platforms Inc 2.18% 2.37%
Alphabet Inc 2.18% 2.85%
Amazon.com Inc 3.30% 1.81%
Broadcom Inc 2.28% 1.17%
Micron Technology Inc 1.64% 0.45%
Netflix Inc 0.40% 0.30%
Tesla Inc 1.37% 0.20%
Verizon Communications Inc 0.26% 0.12%
Only in one fund ↓
Only in VTI
Eli Lilly & Co 1.34%
Berkshire Hathaway Inc 1.21%
JPMorgan Chase & Co 1.20%
ExxonMobil Holdings Corp 0.92%
Johnson & Johnson 0.87%
Visa Inc 0.84%
Intel Corp 0.74%
AbbVie Inc 0.63%
Only in XLSR
STATE STREET TECHNOLOGY SELECT 26.80%
STATE STREET HEALTH CARE SELEC 24.28%
STATE STREET FINANCIAL SELECT 11.54%
STATE STREET CONSUMER DISCRETI 6.50%
STATE STREET COMMUNICATION SER 4.97%
STATE STREET INDUSTRIAL SELECT 1.38%
STATE STREET ENERGY SELECT SEC 1.16%
Check overlap with more funds →

Side by side

VTI Vanguard Morningstar Total Stock Market ETF XLSR State Street US Sector Rotation ETF
Where it sits Stock ETF Stock ETF
Issuer Vanguard State Street
What it is Tracks an index of US total market Actively managed
Total return, 1 year +14.9% +9.5%
Its benchmark over the same days not measured +14.8% (VOO)
Gap to its benchmark not measured −5.3 pts vs VOO
Expense ratio 0.03% 0.70%
Already in the S&P 500 88.1% 34.4%
Holdings 3519 21
Net assets, VTI as of Oct 31, 2026 and XLSR as of Nov 3, 2026 $689.3bn $1.1bn

VTI and XLSR on the fields both publish, as of Nov 4, 2026. Source: ETFIQ.

Client brief:

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Your saved page · Privacy.

Alert

XLSR flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
VTI

VTI tracks an index of US total market. Over the year to Nov 4, 2026 it returned +14.9% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,519 positions, with the top ten at 34.7%.

XLSR

XLSR is actively managed and tracks no index. Over the year to Nov 4, 2026 it returned +9.5% with distributions reinvested, against +14.8% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.70% a year. By its holdings published by its issuer for Nov 3, 2026, 34% of the fund by weight is stocks the S&P 500 also holds, across 21 positions, with the top ten at 90.9%.

Questions people ask

Which returned more over the last year, VTI or XLSR?
In the year to Nov 4, 2026, with distributions reinvested, VTI returned +14.9% and XLSR +9.5%.
Which is cheaper, VTI or XLSR?
VTI is cheaper, by 0.67 percentage points a year. That is about $67 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do VTI and XLSR overlap with the S&P 500?
By their latest filed holdings, 88% of VTI and 34% of XLSR by weight is stocks the S&P 500 already holds.
Other comparisons
QLC vs VTIDSPY vs VTIFFLC vs VTILRGC vs VTISCHB vs XLSRDYNF vs XLSRCGDV vs XLSRDFUS vs XLSR
Where to next
VTI on its own →XLSR on its own →Hold both: look the portfolio through →Rankings →VTI dividend history →VTI holdings →XLSR dividend history →XLSR holdings →Standards and sources →
Sources and dates
VTI filings on SEC EDGAR ↗
VTI prospectus with the expense ratio (SEC) ↗
Vanguard page for VTI ↗
XLSR filings on SEC EDGAR ↗
XLSR prospectus with the expense ratio (SEC) ↗
State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VTI against XLSR, data as of Nov 4, 2026. https://etfiq.com/compare/any/vti-vs-xlsr

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.