Which returned more over the last year, SCHB or XLSR?

In the year to Nov 4, 2026, with distributions reinvested, SCHB returned +14.8% and XLSR +9.5%.

Which is cheaper, SCHB or XLSR?

SCHB is cheaper, by 0.67 percentage points a year. That is about $67 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do SCHB and XLSR overlap with the S&P 500?

By their latest filed holdings, 88% of SCHB and 34% of XLSR by weight is stocks the S&P 500 already holds.

Data as of Nov 4, 2026.

Across categories

SCHB vs XLSR: Differences, Returns & Fees

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Over the year to Nov 4, 2026, SCHB returned +14.8% to XLSR's +9.5%; 21% of their weight is in the same names.

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Net assets: $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF, and $1.1bn on Nov 3, 2026 for State Street US Sector Rotation ETF.

SCHB on its own →XLSR on its own →

At a glance

+14.8%

SCHB total return, 1 year

+9.5%

XLSR total return, 1 year

0.03%

SCHB expense ratio

0.70%

XLSR expense ratio

Pair scorecard

SCHB costs 0.67 points a year less; their one-year returns differ by 5.3 points.

SCHB vs XLSR: Differences, Returns & Fees
Measure	SCHB	XLSR
Return
Measure	SCHB	XLSR
Total return, 1 year	+14.8%	+9.5%
Benchmark
Measure	SCHB	XLSR
What it tracks	Dow Jones U.S. Broad Stock Market Index	No index, actively managed
Cost and size
Measure	SCHB	XLSR
Expense ratio	0.03%	0.70%
Net assets, SCHB as of Aug 31, 2026 and XLSR as of Nov 3, 2026	$44.6bn	$1.1bn
Holdings
Measure	SCHB	XLSR
Holdings in common	21%
Top ten holdings, share of the fund	33.7%	90.9%

Method

What they share

21%

By the books each fund has filed, SCHB and XLSR hold 21% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Nov 3, 2026.

50%

0 half 100%

half

21% in common

Positions both hold · largest shared weight first SCHB XLSR

NVIDIA Corp 7.20% 3.84%

Apple Inc 6.27% 3.71%

Microsoft Corp 5.08% 2.79%

Alphabet Inc 2.68% 3.62%

Alphabet Inc 2.13% 2.85%

Amazon.com Inc 3.42% 1.81%

Meta Platforms Inc 1.69% 2.37%

Broadcom Inc 2.36% 1.17%

Micron Technology Inc 1.46% 0.45%

Netflix Inc 0.46% 0.30%

Tesla Inc 1.40% 0.20%

Verizon Communications Inc 0.28% 0.12%

Only in one fund ↓

Only in SCHB

JPMorgan Chase & Co 1.28%

Berkshire Hathaway Inc 1.25%

Eli Lilly & Co 1.23%

ExxonMobil Holdings Corp 0.90%

Johnson & Johnson 0.86%

Visa Inc 0.85%

Mastercard Inc 0.64%

Walmart Inc 0.62%

Only in XLSR

STATE STREET TECHNOLOGY SELECT 26.80%

STATE STREET HEALTH CARE SELEC 24.28%

STATE STREET FINANCIAL SELECT 11.54%

STATE STREET CONSUMER DISCRETI 6.50%

STATE STREET COMMUNICATION SER 4.97%

STATE STREET INDUSTRIAL SELECT 1.38%

STATE STREET ENERGY SELECT SEC 1.16%

Check overlap with more funds →

Side by side

SCHB Schwab U.S. Broad Market ETF XLSR State Street US Sector Rotation ETF

Where it sits Stock ETF Stock ETF

Issuer Schwab State Street

What it is Tracks an index of US broad market Actively managed

Total return, 1 year +14.8% +9.5%

Its benchmark over the same days not measured +14.8% (VOO)

Gap to its benchmark not measured −5.3 pts vs VOO

Expense ratio 0.03% 0.70%

Already in the S&P 500 88.0% 34.4%

Holdings 2372 21

Net assets, SCHB as of Aug 31, 2026 and XLSR as of Nov 3, 2026 $44.6bn $1.1bn

SCHB and XLSR on the fields both publish, as of Nov 4, 2026. Source: ETFIQ.

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About each fund

SCHB

SCHB tracks an index of US broad market. Over the year to Nov 4, 2026 it returned +14.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

XLSR

XLSR is actively managed and tracks no index. Over the year to Nov 4, 2026 it returned +9.5% with distributions reinvested, against +14.8% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.70% a year. By its holdings published by its issuer for Nov 3, 2026, 34% of the fund by weight is stocks the S&P 500 also holds, across 21 positions, with the top ten at 90.9%.

Questions people ask

Which returned more over the last year, SCHB or XLSR?: In the year to Nov 4, 2026, with distributions reinvested, SCHB returned +14.8% and XLSR +9.5%.
Which is cheaper, SCHB or XLSR?: SCHB is cheaper, by 0.67 percentage points a year. That is about $67 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHB and XLSR overlap with the S&P 500?: By their latest filed holdings, 88% of SCHB and 34% of XLSR by weight is stocks the S&P 500 already holds.

Other comparisons

SCHB vs VOTE EFIV vs SCHB MODL vs SCHB SCHB vs STXF SCHX vs XLSR ITOT vs XLSR ESGU vs XLSR VIG vs XLSR

Where to next

SCHB on its own →XLSR on its own →Hold both: look the portfolio through →Rankings →SCHB dividend history →SCHB holdings →XLSR dividend history →XLSR holdings →Standards and sources →

Sources and dates

SCHB filings on SEC EDGAR ↗

SCHB prospectus with the expense ratio (SEC) ↗

Schwab website ↗

XLSR filings on SEC EDGAR ↗

XLSR prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, SCHB against XLSR, data as of Nov 4, 2026. https://etfiq.com/compare/any/schb-vs-xlsr

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