Data as of Oct 28, 2026.

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SIVR vs XHB: Differences, Returns & Fees

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SIVR is a commodity fund and XHB an equity index fund, and over the year to Oct 28, 2026, SIVR returned +15.0% against −8.6%.

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Net assets: $3.7bn on Oct 28, 2026 for abrdn Physical Silver Shares ETF, and $1.5bn on Oct 27, 2026 for State Street SPDR S&P Homebuilders ETF.

At a glance
+15.0%
SIVR total return, 1 year
−8.6%
XHB total return, 1 year
0.30%
SIVR expense ratio
0.35%
XHB expense ratio

Pair scorecard

SIVR costs 0.05 points a year less; their one-year returns differ by 23.6 points.

SIVR vs XHB: Differences, Returns & Fees
MeasureSIVRXHB
Return
Total return, 1 year+15.0%−8.6%
Drawdown
Below its high53.5%, high on Jan 28, 202620.5%, high on Oct 18, 2024
Benchmark
What it tracksSilverS&P Homebuilders Select Industry Index
Cost and size
Expense ratio0.30%0.35%
Net assets, SIVR as of Oct 28, 2026 and XHB as of Oct 27, 2026$3.7bn$1.5bn
Holdings
Holdings in commonnot published
In the S&P 500, by weight46%
Top ten holdings, share of the fund35.4%

Method

Side by side

SIVR abrdn Physical Silver Shares ETF XHB State Street SPDR S&P Homebuilders ETF
Where it sits Commodity ETF Stock ETF
What it is Holds silver Tracks the S&P Homebuilders
Total return, 1 year +15.0% −8.6%
Its benchmark over the same days +14.9% (SLV) not measured
Gap to its benchmark +0.1 pts vs SLV not measured
Expense ratio 0.30% 0.35%
Holdings not counted 34
Net assets, SIVR as of Oct 28, 2026 and XHB as of Oct 27, 2026 $3.7bn $1.5bn

SIVR and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SIVR

Its expense ratio is 0.30% a year, for the three months to Jun 30, 2026, as its 10-Q states.

SIVR holds silver. Over the year to Oct 28, 2026 it returned +15.0% with distributions reinvested, against +14.9% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SIVR or XHB?
In the year to Oct 28, 2026, with distributions reinvested, SIVR returned +15.0% and XHB −8.6%.
Which is cheaper, SIVR or XHB?
SIVR is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.
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ETFIQ, SIVR against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/sivr-vs-xhb

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