Which returned more over the last year, SIVR or XRT?

In the year to Oct 28, 2026, with distributions reinvested, SIVR returned +15.0% and XRT +2.4%.

Which is cheaper, SIVR or XRT?

SIVR is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

SIVR vs XRT: Differences, Returns & Fees

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SIVR is a commodity fund and XRT an equity index fund, and over the year to Oct 28, 2026, SIVR returned +15.0% against +2.4%.

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Net assets: $3.7bn on Oct 28, 2026 for abrdn Physical Silver Shares ETF, and $362m on Oct 27, 2026 for State Street SPDR S&P Retail ETF.

SIVR on its own →XRT on its own →

At a glance

+15.0%

SIVR total return, 1 year

+2.4%

XRT total return, 1 year

0.30%

SIVR expense ratio

0.35%

XRT expense ratio

Pair scorecard

SIVR costs 0.05 points a year less; their one-year returns differ by 12.6 points.

SIVR vs XRT: Differences, Returns & Fees
Measure	SIVR	XRT
Return
Measure	SIVR	XRT
Total return, 1 year	+15.0%	+2.4%
Drawdown
Measure	SIVR	XRT
Below its high	53.5%, high on Jan 28, 2026	9.9%, high on Nov 16, 2021
Benchmark
Measure	SIVR	XRT
What it tracks	Silver	S&P Retail Select Industry Index
Cost and size
Measure	SIVR	XRT
Expense ratio	0.30%	0.35%
Net assets, SIVR as of Oct 28, 2026 and XRT as of Oct 27, 2026	$3.7bn	$362m
Holdings
Measure	SIVR	XRT
Holdings in common	not published
In the S&P 500, by weight		22%
Top ten holdings, share of the fund		16.6%

Method

Side by side

SIVR abrdn Physical Silver Shares ETF XRT State Street SPDR S&P Retail ETF

Where it sits Commodity ETF Stock ETF

Issuer abrdn State Street

What it is Holds silver Tracks the S&P Retail

Total return, 1 year +15.0% +2.4%

Its benchmark over the same days +14.9% (SLV) not measured

Gap to its benchmark +0.1 pts vs SLV not measured

Expense ratio 0.30% 0.35%

Holdings not counted 74

Net assets, SIVR as of Oct 28, 2026 and XRT as of Oct 27, 2026 $3.7bn $362m

SIVR and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SIVR

Its expense ratio is 0.30% a year, for the three months to Jun 30, 2026, as its 10-Q states.

SIVR holds silver. Over the year to Oct 28, 2026 it returned +15.0% with distributions reinvested, against +14.9% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SIVR or XRT?: In the year to Oct 28, 2026, with distributions reinvested, SIVR returned +15.0% and XRT +2.4%.
Which is cheaper, SIVR or XRT?: SIVR is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

SIVR vs XLY SIVR vs XHB SIVR vs XOP SIVR vs VOX BWET vs XRT GLD vs XRT USO vs XRT SLV vs XRT

Where to next

SIVR on its own →XRT on its own →Hold both: look the portfolio through →Rankings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

abrdn website ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

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ETFIQ, SIVR against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/sivr-vs-xrt

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