Which returned more over the last year, SLV or XRT?

In the year to Oct 28, 2026, with distributions reinvested, SLV returned +14.9% and XRT +2.4%.

Which is cheaper, SLV or XRT?

XRT is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

SLV vs XRT: Differences, Returns & Fees

Share on X Download as PDF

SLV is a commodity fund and XRT an equity index fund, and over the year to Oct 28, 2026, SLV returned +14.9% against +2.4%.

askIQ about this page

askIQ about SLV and XRT

Net assets: $26.9bn on Oct 28, 2026 for iShares Silver Trust, and $362m on Oct 27, 2026 for State Street SPDR S&P Retail ETF.

SLV on its own →XRT on its own →

At a glance

+14.9%

SLV total return, 1 year

+2.4%

XRT total return, 1 year

0.50%

SLV expense ratio

0.35%

XRT expense ratio

Pair scorecard

XRT costs 0.15 points a year less; their one-year returns differ by 12.5 points; SLV is far larger, $26.5bn against $362m.

SLV vs XRT: Differences, Returns & Fees
Measure	SLV	XRT
Return
Measure	SLV	XRT
Total return, 1 year	+14.9%	+2.4%
Drawdown
Measure	SLV	XRT
Below its high	53.5%, high on Jan 28, 2026	9.9%, high on Nov 16, 2021
Benchmark
Measure	SLV	XRT
What it tracks	Silver	S&P Retail Select Industry Index
Cost and size
Measure	SLV	XRT
Expense ratio	0.50%	0.35%
Net assets, as of Oct 27, 2026	$26.5bn	$362m
Holdings
Measure	SLV	XRT
Holdings in common	not published
In the S&P 500, by weight		22%
Top ten holdings, share of the fund		16.6%

Method

Side by side

SLV iShares Silver Trust XRT State Street SPDR S&P Retail ETF

Where it sits Commodity ETF Stock ETF

Issuer iShares State Street

What it is Holds silver Tracks the S&P Retail

Total return, 1 year +14.9% +2.4%

Its benchmark over the same days +15.0% (SIVR) not measured

Gap to its benchmark −0.1 pts vs SIVR not measured

Expense ratio 0.50% 0.35%

Holdings not counted 74

Net assets, SLV as of Oct 28, 2026 and XRT as of Oct 27, 2026 $26.9bn $362m

SLV and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SLV

Its expense ratio is 0.50% a year, for the three months to Jun 30, 2026, as its 10-Q states.

SLV holds silver. Over the year to Oct 28, 2026 it returned +14.9% with distributions reinvested, against +15.0% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SLV or XRT?: In the year to Oct 28, 2026, with distributions reinvested, SLV returned +14.9% and XRT +2.4%.
Which is cheaper, SLV or XRT?: XRT is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

SLV vs XHB SLV vs XLY SLV vs XOP SLV vs VOX GLDM vs XRT GLD vs XRT BWET vs XRT IAU vs XRT

Where to next

SLV on its own →XRT on its own →Hold both: look the portfolio through →Rankings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

iShares page for SLV ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, SLV against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/slv-vs-xrt

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.