Which returned more over the last year, GLD or XHB?

In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and XHB −8.6%.

Which is cheaper, GLD or XHB?

XHB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLD vs XHB: Differences, Returns & Fees

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GLD is a commodity fund and XHB an equity index fund, and over the year to Oct 28, 2026, GLD returned +2.5% against −8.6%.

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Net assets on Oct 27, 2026: $135.8bn for SPDR Gold Shares and $1.5bn for State Street SPDR S&P Homebuilders ETF.

GLD on its own →XHB on its own →

At a glance

+2.5%

GLD total return, 1 year

−8.6%

XHB total return, 1 year

0.40%

GLD expense ratio

0.35%

XHB expense ratio

Pair scorecard

XHB costs 0.05 points a year less; their one-year returns differ by 11.1 points; GLD is far larger, $135.8bn against $1.5bn.

GLD vs XHB: Differences, Returns & Fees
Measure	GLD	XHB
Return
Measure	GLD	XHB
Total return, 1 year	+2.5%	−8.6%
Drawdown
Measure	GLD	XHB
Below its high	24.7%, high on Jan 29, 2026	20.5%, high on Oct 18, 2024
Benchmark
Measure	GLD	XHB
What it tracks	Gold	S&P Homebuilders Select Industry Index
Cost and size
Measure	GLD	XHB
Expense ratio	0.40%	0.35%
Net assets, as of Oct 27, 2026	$135.8bn	$1.5bn
Holdings
Measure	GLD	XHB
Holdings in common	not published
In the S&P 500, by weight		46%
Top ten holdings, share of the fund		35.4%

Method

Side by side

GLD SPDR Gold Shares XHB State Street SPDR S&P Homebuilders ETF

Where it sits Commodity ETF Stock ETF

Issuer State Street State Street

What it is Holds gold Tracks the S&P Homebuilders

Total return, 1 year +2.5% −8.6%

Its benchmark over the same days +2.7% (IAU) not measured

Gap to its benchmark −0.2 pts vs IAU not measured

Expense ratio 0.40% 0.35%

Holdings not counted 34

Net assets, as of Oct 27, 2026 $135.8bn $1.5bn

GLD and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

GLD

Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, GLD or XHB?: In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and XHB −8.6%.
Which is cheaper, GLD or XHB?: XHB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

GLD vs XRT GLD vs XLY GLD vs VHT GLD vs VNQ IAU vs XHB GLDM vs XHB SLV vs XHB SIVR vs XHB

Where to next

GLD on its own →XHB on its own →Hold both: look the portfolio through →Rankings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

State Street website ↗

XHB filings on SEC EDGAR ↗

XHB prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GLD against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/gld-vs-xhb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.