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SCHF vs SCHY: Differences, Returns & Fees

SCHF and SCHY hold 9% of their weight in the same names, and SCHF returned +20.3% over the year. Net assets on May 31, 2026: $66.5bn for Schwab International Equity ETF and $2.3bn for Schwab International Dividend Equity ETF.

SCHF costs 0.05 points a year less; their one-year returns differ by 2.3 points; SCHF is far larger, $66.5bn against $2.3bn.

SCHFSCHY
Expense ratio0.03%0.08%
Net assets, as of May 31, 2026$66.5bn$2.3bn
Total return, 1 year+20.3%+18.0%
What it tracksFTSE Developed ex US Indexnot read by ETFIQ
Holdings in common9%
Top ten holdings, share of the fund14.8%41.8%
Below its high4.6%, high on Aug 25, 20265.1%, high on Aug 25, 2026

Holdings in common uses holdings dated May 31, 2026.

+20.3%
SCHF total return, 1 year
+18.0%
SCHY total return, 1 year
0.03%
SCHF expense ratio
0.08%
SCHY expense ratio

What they hold in common

By the books each fund has filed, SCHF and SCHY hold 9% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.

half

9% in common

Positions both hold, largest shared weight first
Holding SCHF SCHY
Roche Holding AG 0.99% 3.66%
BHP Group Ltd 0.74% 4.55%
Allianz SE 0.57% 4.25%
TotalEnergies SE 0.53% 4.50%
British American Tobacco PLC 0.44% 4.08%
Unilever PLC 0.41% 3.31%
Zurich Insurance Group AG 0.36% 1.35%
GSK PLC 0.34% 3.58%
DBS Group Holdings Ltd 0.33% 1.22%
Enel SpA 0.29% 4.02%
AXA SA 0.25% 0.95%
Vinci SA 0.24% 3.73%
Only in SCHF
Samsung Electronics Co Ltd 3.32%
SK hynix Inc 2.81%
ASML Holding NV 2.10%
HSBC Holdings PLC 1.08%
Novartis AG 0.97%
AstraZeneca PLC 0.93%
Royal Bank of Canada 0.90%
Nestle SA 0.88%
Only in SCHY
Infosys Ltd 2.66%
Saudi Telecom Co 1.38%
China Construction Bank Corp 1.31%
HCL Technologies Ltd 0.81%
Advanced Info Service PCL 0.72%
Ambev SA 0.60%
SABIC Agri-Nutrients Co 0.53%
Hero MotoCorp Ltd 0.42%

Check overlap with more funds →

On the same fields

SCHF
Schwab International Equity ETF
SCHY
Schwab International Dividend Equity ETF
Where it sits Stock ETF Stock ETF
Issuer Schwab Schwab
What it is Tracks an index of International Equity Tracks an index
Total return, 1 year +20.3% +18.0%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 +3.0 pts +0.8 pts
Expense ratio 0.03% 0.08%
Already in the S&P 500 0.0% 0.0%
Holdings 1476 100
Net assets, as of May 31, 2026 $66.5bn $2.3bn

SCHF and SCHY on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

SCHF in plain words

SCHF tracks an index of International Equity. Over the year to Oct 9, 2026 it returned +20.3% with distributions reinvested, against +17.3% for the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,476 positions, with the top ten at 14.8%. It sat 4.6% below its high of Aug 25, 2026 on Oct 9, 2026.

SCHY in plain words

SCHY tracks an index. Over the year to Oct 9, 2026 it returned +18.0% with distributions reinvested, against +17.3% for the S&P 500. The prospectus expense ratio is 0.08% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 41.8%. It sat 5.1% below its high of Aug 25, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, SCHF or SCHY?
In the year to Oct 9, 2026, with distributions reinvested, SCHF returned +20.3% and SCHY +18.0%.
Which is cheaper, SCHF or SCHY?
SCHF is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHF and SCHY overlap with the S&P 500?
By their latest filed holdings, 0% of SCHF and 0% of SCHY by weight is stocks the S&P 500 already holds.
Other comparisons
FNDF vs SCHFSCHF vs VYMIACWI vs SCHFEWT vs SCHFSCHY vs VXUSSCHY vs VYMIDFIV vs SCHYAVDE vs SCHY
SCHF on its own →SCHY on its own →Hold both: look the portfolio through →Rankings →Standards and sources →
Where these figures came from
SCHF and SCHY filings on SEC EDGAR ↗SCHF and SCHY prospectus with the expense ratio (SEC) ↗Schwab website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHF against SCHY, data as of Oct 9, 2026. https://etfiq.com/compare/any/schf-vs-schy

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.