Data as of Oct 28, 2026.

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SCHF vs VYMI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHF returned +17.6% to VYMI's +22.3%; 43% of their weight is in the same names.

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Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $21.4bn on Sep 30, 2026 for Vanguard International High Dividend Yield ETF.

At a glance
+17.6%
SCHF total return, 1 year
+22.3%
VYMI total return, 1 year
0.03%
SCHF expense ratio
0.07%
VYMI expense ratio

Pair scorecard

SCHF costs 0.04 points a year less; their one-year returns differ by 4.7 points.

SCHF vs VYMI: Differences, Returns & Fees
MeasureSCHFVYMI
Return
Total return, 1 year+17.6%+22.3%
Drawdown
Below its high4.4%, high on Aug 25, 20264.6%, high on Sep 3, 2026
Benchmark
What it tracksFTSE Developed ex US IndexFTSE All-World ex US High Dividend Yield Index
Cost and size
Expense ratio0.03%0.07%
Net assets, SCHF as of Aug 31, 2026 and VYMI as of Sep 30, 2026$69.7bn$21.4bn
Holdings
Holdings in common43%
Top ten holdings, share of the fund13.8%13.8%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

Risk and return

Mar 11, 2016 to Oct 23, 2026 · 554 weekly returns
SCHF VYMI
Return
Total return edge VYMI +165.2% +188.1%
Annualized edge VYMI (slight) +9.6% +10.4%
Price return edge SCHF +97.9% +86.8%
Risk
Volatility edge VYMI (slight) 16.6% 15.9%
Max drawdown edge SCHF −33.8% −38.3%
Risk-adjusted
Sharpe edge VYMI 0.49 0.55
Sortino edge VYMI (slight) 0.70 0.78
Calmar edge SCHF (slight) 0.28 0.27
Reading

VYMI returned more: +188.1% to +165.2%. VYMI swung slightly less: 15.9% to 16.6%. SCHF fell less at its worst: −33.8% to −38.3%.

Full scorecard

9 measures, with how each is measured
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Risk and return: SCHF vs VYMI: Differences, Returns & Fees
MeasureSCHFVYMIEdgeHow it is measured
Return
Total return+165.2%+188.1%VYMIPrice change plus distributions, reinvested.
Annualized+9.6%+10.4%VYMI (slight)Total return as a yearly rate.
Price return+97.9%+86.8%SCHFPrice change alone, distributions left out.
Risk
Volatility16.6%15.9%VYMI (slight)Spread of weekly returns, annualized. Lower is steadier.
Downside deviation11.7%11.4%VYMI (slight)Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown−33.8%−38.3%SCHFDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.490.55VYMIReturn above Treasury bills per unit of volatility.
Sortino0.700.78VYMI (slight)Return above Treasury bills per unit of downside deviation.
Calmar0.280.27SCHF (slight)Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 554 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

43%

By the books each fund has filed, SCHF and VYMI hold 43% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

43% in common

Positions both hold · largest shared weight first SCHF VYMI
HSBC Holdings PLC 1.17% 1.81%
Roche Holding AG 1.00% 1.56%
Royal Bank of Canada 0.94% 1.47%
Novartis AG 0.94% 1.42%
Shell PLC 0.83% 1.48%
Nestle SA 0.83% 1.25%
Toronto-Dominion Bank 0.67% 1.04%
Allianz SE 0.66% 0.96%
Commonwealth Bank of Australia 0.63% 0.93%
UBS Group AG 0.56% 0.79%
TotalEnergies SE 0.55% 0.92%
Iberdrola SA 0.53% 0.83%
Only in one fund ↓
Only in SCHF
Samsung Electronics Co Ltd 2.88%
SK hynix Inc 2.23%
ASML Holding NV 2.14%
Mitsubishi UFJ Financial Group Inc 0.82%
AstraZeneca PLC 0.80%
Siemens AG 0.80%
BHP Group Ltd 0.79%
SAP SE 0.75%
Only in VYMI
Mitsubishi UFJ Financial Group Inc 1.35%
MediaTek Inc 1.21%
BHP Group Ltd 1.15%
Banco Santander SA 1.07%
Toyota Motor Corp 1.03%
Sumitomo Mitsui Financial Group Inc 0.85%
Banco Bilbao Vizcaya Argentaria SA 0.84%
Mizuho Financial Group Inc 0.70%
Check overlap with more funds →

Side by side

SCHF Schwab International Equity ETF VYMI Vanguard International High Dividend Yield ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of International Equity Tracks an index of International High Dividend Yield
Total return, 1 year +17.6% +22.3%
Its benchmark over the same days +12.1% (EFA) not measured
Gap to its benchmark +5.5 pts vs EFA not measured
Expense ratio 0.03% 0.07%
Already in the S&P 500 0.0% 0.0%
Holdings 1475 1509
Net assets, SCHF as of Aug 31, 2026 and VYMI as of Sep 30, 2026 $69.7bn $21.4bn

SCHF and VYMI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-48C8DCFB01

SCHF and VYMI do different jobs. What does each one do in a portfolio?

  1. What each follows. SCHF follows FTSE Developed ex US Index and VYMI follows FTSE All-World ex US High Dividend Yield Index.
  2. Holdings in common. 43% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 SCHF returned +17.6% and VYMI +22.3% with distributions reinvested, a gap of 4.7 points.

Data as of Oct 28, 2026.

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About each fund
SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

VYMI

VYMI tracks an index of International High Dividend Yield. Over the year to Oct 28, 2026 it returned +22.3% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer as of Sep 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,509 positions, with the top ten at 13.8%. It sat 4.6% below its high of Sep 3, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHF or VYMI?
In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VYMI +22.3%.
Which is cheaper, SCHF or VYMI?
SCHF is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHF and VYMI overlap with the S&P 500?
By their latest filed holdings, 0% of SCHF and 0% of VYMI by weight is stocks the S&P 500 already holds.
Other comparisons
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ETFIQ, SCHF against VYMI, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-vymi

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