JHCR vs SCHZ: Differences, Returns & Fees

On Jun 30, 2026 JHCR's duration was 6.0 years and SCHZ's 5.8; SCHZ charges 0.03% to JHCR's 0.29%. Net assets on Jun 30, 2026: $2.3bn for John Hancock Core Bond ETF and $10.6bn for Schwab U.S. Aggregate Bond ETF.

SCHZ costs 0.26 points a year less; their one-year returns differ by 0.2 points; SCHZ is 4.6 times larger.

JHCRSCHZ
Expense ratio0.29%0.03%
Net assets, as of Jun 30, 2026$2.3bn$10.6bn
Total return, 1 year−1.7%−1.5%
What it tracksNo index, actively managedBloomberg US Aggregate Bond Index
Holdings in common4%
Below its high4.4%, high on Feb 27, 20265.0%, high on Aug 4, 2020

Holdings in common uses holdings dated Jun 30, 2026.

−1.7%
JHCR total return, 1 year
−1.5%
SCHZ total return, 1 year
0.29%
JHCR expense ratio
0.03%
SCHZ expense ratio

What they hold in common

By the books each fund has filed, JHCR and SCHZ hold 4% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

half

4% in common

Positions both hold, largest shared weight first
Holding JHCR SCHZ
UNITED STATES TREASURY NOTE/BO 05/28 4, due May 31, 2028 0.31% 0.28%
UNITED STATES TREASURY NOTE/BO 05/29 3.875, due May 15, 2029 1.04% 0.28%
UNITED STATES TREASURY NOTE/BO 02/56 4.75, due Feb 15, 2056 3.15% 0.25%
UNITED STATES TREASURY NOTE/BO 01/29 3.5, due Jan 15, 2029 0.39% 0.21%
UNITED STATES TREASURY NOTE/BO 11/30 3.5, due Nov 30, 2030 0.32% 0.21%
UNITED STATES TREASURY NOTE/BO 08/55 4.75, due Aug 15, 2055 0.58% 0.21%
UNITED STATES TREASURY NOTE/BO 02/28 3.375, due Feb 29, 2028 0.81% 0.21%
UNITED STATES TREASURY NOTE/BO 05/36 4.375, due May 15, 2036 0.44% 0.20%
UNITED STATES TREASURY NOTE/BO 02/46 4.625, due Feb 15, 2046 0.94% 0.14%
UNITED STATES TREASURY NOTE/BO 08/45 4.875, due Aug 15, 2045 0.20% 0.13%
UNITED STATES TREASURY NOTE/BO 05/45 5, due May 15, 2045 0.14% 0.13%
UNITED STATES TREASURY NOTE/BO 04/28 3.75, due Apr 30, 2028 0.12% 0.22%
Only in JHCR
UNITED STATES TREASURY NOTE/BO 06/31 4.125, due Jun 30, 2031 1.96%
FANNIE MAE POOL FN 10/52 FIXED 5, due Oct 1, 2052 0.71%
FREDDIE MAC POOL FR 03/52 FIXED 2, due Mar 1, 2052 0.67%
FANNIE MAE POOL FN 03/52 FIXED 2.5, due Mar 1, 2052 0.64%
FANNIE MAE POOL FN 12/50 FIXED 2.5, due Dec 1, 2050 0.62%
FANNIE MAE POOL FN 04/53 FIXED 5, due Apr 1, 2053 0.61%
FANNIE MAE POOL FN 03/52 FIXED VAR, due Mar 1, 2052 0.56%
FREDDIE MAC POOL FR 01/55 FIXED 5, due Jan 1, 2055 0.49%
Only in SCHZ
U.S. Treasury Notes, due Feb 15, 2036 0.39%
U.S. Treasury Notes, due Feb 15, 2035 0.39%
U.S. Treasury Notes, due Aug 15, 2035 0.39%
U.S. Treasury Notes, due Nov 15, 2034 0.37%
U.S. Treasury Notes, due May 15, 2035 0.37%
U.S. Treasury Notes, due May 15, 2034 0.37%
U.S. Treasury Notes, due Aug 15, 2034 0.36%
U.S. Treasury Notes, due Nov 15, 2035 0.36%

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On the same fields

JHCR
John Hancock Core Bond ETF
SCHZ
Schwab U.S. Aggregate Bond ETF
Where it sits Bond ETF Bond ETF
What it is Actively managed Tracks an index
Total return, 1 year −1.7% −1.5%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 −18.9 pts −18.8 pts
Expense ratio 0.29% 0.03%
Holdings 962 12326
Net assets, as of Jun 30, 2026 $2.3bn $10.6bn

JHCR and SCHZ on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

JHCR in plain words

JHCR is actively managed and tracks no index. The prospectus expense ratio is 0.29% a year. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.7% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Bond Index.

SCHZ in plain words

SCHZ tracks an index. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Aug 4, 2020 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg US Aggregate Bond Index.

Questions people ask

Which returned more over the last year, JHCR or SCHZ?
In the year to Oct 9, 2026, with distributions reinvested, JHCR returned −1.7% and SCHZ −1.5%.
Which is cheaper, JHCR or SCHZ?
SCHZ is cheaper, by 0.26 percentage points a year. That is about $26 on $10,000 held for a year. Fees come from each fund's prospectus.
Cite this pageCitation, APA and Markdown

ETFIQ, JHCR against SCHZ, data as of Oct 9, 2026. https://etfiq.com/compare/any/jhcr-vs-schz

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.