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GBIL vs USFR: Differences, Returns & Fees

On May 31, 2026 GBIL's duration was 0.4 years and USFR's 0.0; GBIL charges 0.12% to USFR's 0.15%. Net assets: $7.9bn on Oct 19, 2026 for Goldman Sachs Access Treasury 0-1 Year ETF, and $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund.

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Answers cite the figures on this page.

GBIL costs 0.03 points a year less; their one-year returns differ by 0.4 points; USFR is 2.2 times larger.

GBIL vs USFR: Differences, Returns & Fees
GBILUSFR
Expense ratio0.12%0.15%
Net assets, as of May 31, 2026$7.6bn$17.0bn
Total return, 1 year+3.6%+4.0%
What it tracksnot read by ETFIQBloomberg U.S. Treasury Floating Rate Bond Index
Holdings in common0%

Holdings in common uses holdings dated May 31, 2026.

+3.6%
GBIL total return, 1 year
+4.0%
USFR total return, 1 year
0.12%
GBIL expense ratio
0.15%
USFR expense ratio

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Client brief · page 1 of 2Report BR-FD9DAD1893

GBIL and USFR are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. GBIL follows not read by ETFIQ and USFR follows Bloomberg U.S. Treasury Floating Rate Bond Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated May 31, 2026).
  3. Number of holdings. GBIL holds 43 positions and USFR holds 4.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, GBIL and USFR hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

half

0% in common

Positions both hold, largest shared weight first
Holding GBIL USFR
Only in GBIL
B 0 08/27/26, due Aug 27, 2026 9.32%
B 0 09/22/26, due Sep 22, 2026 7.64%
WIB 0 07/16/26, due Jul 16, 2026 6.33%
B 0 07/21/26, due Jul 21, 2026 6.33%
T 4.125 01/31/27, due Jan 31, 2027 4.67%
T 3.5 09/30/26, due Sep 30, 2026 3.84%
T 3.875 03/31/27, due Mar 31, 2027 3.67%
T 3.75 04/30/27, due Apr 30, 2027 3.67%
Only in USFR
TF 0 10/31/27, due Oct 31, 2027 27.95%
TF 0 07/31/27, due Jul 31, 2027 27.93%
TF 0 01/31/28, due Jan 31, 2028 27.91%
TF 0 04/30/28, due Apr 30, 2028 15.90%

Check overlap with more funds →

On the same fields

GBIL
Goldman Sachs Access Treasury 0-1 Year ETF
USFR
WisdomTree Floating Rate Treasury Fund
Where it sits Bond ETF Bond ETF
Issuer Goldman Sachs WisdomTree
What it is Tracks an index Tracks an index of Floating Rate Treasury
Total return, 1 year +3.6% +4.0%
Its benchmark over the same days not measured +4.0% (TFLO)
Gap to its benchmark not measured +0.1 pts vs TFLO
Expense ratio 0.12% 0.15%
Holdings 43 4
Net assets, GBIL as of Oct 19, 2026 and USFR as of May 31, 2026 $7.9bn $17.0bn

GBIL and USFR on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About GBIL

GBIL tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.12% a year.

About USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 20, 2026 it returned +4.0% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, GBIL or USFR?
In the year to Oct 20, 2026, with distributions reinvested, GBIL returned +3.6% and USFR +4.0%.
Which is cheaper, GBIL or USFR?
GBIL is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
GBIL vs PULSGBIL vs VBILGBIL vs SHVFLOT vs GBILUSFR vs XHLFUSFR vs VRIGGSST vs USFRUSFR vs YEAR
GBIL on its own →USFR on its own →Hold both: look the portfolio through →Rankings →GBIL dividend history →GBIL holdings →USFR dividend history →USFR holdings →Standards and sources →
Where these figures came from
GBIL filings on SEC EDGAR ↗GBIL prospectus with the expense ratio (SEC) ↗Goldman Sachs website ↗USFR filings on SEC EDGAR ↗USFR prospectus with the expense ratio (SEC) ↗WisdomTree page for USFR ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, GBIL against USFR, data as of Oct 20, 2026. https://etfiq.com/compare/any/gbil-vs-usfr

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.