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USFR vs XHLF: Differences, Returns & Fees

USFR's duration was 0.0 years on May 31, 2026 and XHLF's 0.5 on Jul 31, 2026; XHLF charges 0.03% to USFR's 0.15%. Net assets: $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund, and $1.9bn on Jul 31, 2026 for BondBloxx Bloomberg Six Month Target Duration US Treasury ETF.

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Answers cite the figures on this page.

XHLF costs 0.12 points a year less; their one-year returns differ by 0.5 points.

USFR vs XHLF: Differences, Returns & Fees
USFRXHLF
Expense ratio0.15%0.03%
Net assets, USFR as of May 31, 2026 and XHLF as of Jul 31, 2026$17.0bn$1.9bn
Total return, 1 year+4.0%+3.5%
What it tracksBloomberg U.S. Treasury Floating Rate Bond IndexBloomberg US Treasury Six Month Target Duration Index
Holdings in commonreport dates differ

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

+4.0%
USFR total return, 1 year
+3.5%
XHLF total return, 1 year
0.15%
USFR expense ratio
0.03%
XHLF expense ratio

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Client brief · page 1 of 2Report BR-D9C99A6683

USFR and XHLF are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. USFR follows Bloomberg U.S. Treasury Floating Rate Bond Index and XHLF follows Bloomberg US Treasury Six Month Target Duration Index.
  2. Cost. USFR charges 0.15% of assets a year and XHLF 0.03%, a gap of 0.12 points.
  3. Size. USFR has $17.0bn in net assets and XHLF $1.9bn (net assets, USFR as of May 31, 2026 and XHLF as of Jul 31, 2026); USFR is 8.9 times larger.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

USFR
WisdomTree Floating Rate Treasury Fund
XHLF
BondBloxx Bloomberg Six Month Target Duration US Treasury ETF
Where it sits Bond ETF Bond ETF
Issuer WisdomTree BondBloxx
What it is Tracks an index of Floating Rate Treasury Tracks an index
Total return, 1 year +4.0% +3.5%
Its benchmark over the same days +4.0% (TFLO) not measured
Gap to its benchmark +0.1 pts vs TFLO not measured
Expense ratio 0.15% 0.03%
Holdings 4 not counted
Net assets, USFR as of May 31, 2026 and XHLF as of Jul 31, 2026 $17.0bn $1.9bn

USFR and XHLF on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 20, 2026 it returned +4.0% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

About XHLF

XHLF tracks an index. Over the year to Oct 20, 2026 it returned +3.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, USFR or XHLF?
In the year to Oct 20, 2026, with distributions reinvested, USFR returned +4.0% and XHLF +3.5%.
Which is cheaper, USFR or XHLF?
XHLF is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
USFR vs VRIGCLIP vs USFRIBTH vs USFRTBLL vs USFRBIL vs XHLFVBIL vs XHLFFLOT vs XHLFVUSB vs XHLF
USFR on its own →XHLF on its own →Hold both: look the portfolio through →Rankings →USFR dividend history →USFR holdings →XHLF dividend history →Standards and sources →
Where these figures came from
USFR filings on SEC EDGAR ↗USFR prospectus with the expense ratio (SEC) ↗WisdomTree page for USFR ↗XHLF filings on SEC EDGAR ↗XHLF prospectus with the expense ratio (SEC) ↗BondBloxx website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, USFR against XHLF, data as of Oct 20, 2026. https://etfiq.com/compare/any/usfr-vs-xhlf

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Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.