Which returned more over the last year, FLDR or USFR?

In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and USFR +4.0%.

Which is cheaper, FLDR or USFR?

Neither: FLDR and USFR both charge 0.15% a year. Fees come from each fund's prospectus.

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FLDR vs USFR: Differences, Returns & Fees

On May 31, 2026 FLDR's duration was 0.8 years and USFR's 0.0; both charge 0.15%. Net assets: $2.3bn on Sep 30, 2026 for Fidelity Low Duration Bond Factor ETF, and $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund.

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Answers cite the figures on this page.

Both cost 0.15% a year; their one-year returns differ by 0.8 points; USFR is 10.5 times larger.

Points (pts) are percentage points.

FLDR vs USFR: Differences, Returns & Fees
	FLDR	USFR
Expense ratio	0.15%	0.15%
Net assets, as of May 31, 2026	$1.6bn	$17.0bn
Total return, 1 year	+3.2%	+4.0%
What it tracks	Fidelity Low Duration Investment Grade Factor Index	Bloomberg U.S. Treasury Floating Rate Bond Index
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026.

+3.2%

FLDR total return, 1 year

+4.0%

USFR total return, 1 year

0.15%

FLDR expense ratio

0.15%

USFR expense ratio

Client brief · page 1 of 2Report BR-68117800B2

FLDR and USFR are built for the same job. How do they differ in cost, holdings and results?

What each follows. FLDR follows Fidelity Low Duration Investment Grade Factor Index and USFR follows Bloomberg U.S. Treasury Floating Rate Bond Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated May 31, 2026).
Number of holdings. FLDR holds 352 positions and USFR holds 4.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, FLDR and USFR hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding FLDR USFR

Only in FLDR

UST NOTES 3.875% 08/15/2034, due Aug 15, 2034 1.48%

UST NOTES 4.25% 08/15/2035, due Aug 15, 2035 1.30%

UST NOTES 4.25% 05/15/2035, due May 15, 2035 1.23%

UST NOTES 3.875% 08/15/2033, due Aug 15, 2033 1.10%

UST NOTES 4% 11/15/2035, due Nov 15, 2035 1.00%

UST NOTES 4% 02/15/2034, due Feb 15, 2034 0.98%

UST NOTES 4.5% 11/15/2033, due Nov 15, 2033 0.91%

UST NOTES 4.375% 05/15/2034, due May 15, 2034 0.89%

Only in USFR

TF 0 10/31/27, due Oct 31, 2027 27.95%

TF 0 07/31/27, due Jul 31, 2027 27.93%

TF 0 01/31/28, due Jan 31, 2028 27.91%

TF 0 04/30/28, due Apr 30, 2028 15.90%

Check overlap with more funds →

On the same fields

FLDR

Fidelity Low Duration Bond Factor ETF

USFR

WisdomTree Floating Rate Treasury Fund

Where it sits Bond ETF Bond ETF

Issuer Fidelity WisdomTree

What it is Tracks an index Tracks an index of Floating Rate Treasury

Total return, 1 year +3.2% +4.0%

Its benchmark over the same days not measured +4.0% (TFLO)

Gap to its benchmark not measured +0.1 pts vs TFLO

Expense ratio 0.15% 0.15%

Holdings 352 4

Net assets, FLDR as of Sep 30, 2026 and USFR as of May 31, 2026 $2.3bn $17.0bn

FLDR and USFR on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLDR

FLDR tracks an index. Over the year to Oct 20, 2026 it returned +3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 20, 2026 it returned +4.0% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index.

Questions people ask

Which returned more over the last year, FLDR or USFR?: In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and USFR +4.0%.
Which is cheaper, FLDR or USFR?: Neither: FLDR and USFR both charge 0.15% a year. Fees come from each fund's prospectus.

Other comparisons

FLDR vs PULS FLDR vs VBIL FLDR vs SHV FLDR vs FLOT USFR vs YEAR RAVI vs USFR USFR vs VGUS IBTH vs USFR

FLDR on its own →USFR on its own →Hold both: look the portfolio through →Rankings →FLDR dividend history →FLDR holdings →USFR dividend history →USFR holdings →Standards and sources →

Where these figures came from

FLDR filings on SEC EDGAR ↗FLDR prospectus with the expense ratio (SEC) ↗Fidelity website ↗USFR filings on SEC EDGAR ↗USFR prospectus with the expense ratio (SEC) ↗WisdomTree page for USFR ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FLDR against USFR, data as of Oct 20, 2026. https://etfiq.com/compare/any/fldr-vs-usfr

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.