Which returned more over the last year, FLDR or SGOV?

In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and SGOV +3.7%.

Which is cheaper, FLDR or SGOV?

SGOV is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.

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FLDR vs SGOV: Differences, Returns & Fees

On May 31, 2026 FLDR's duration was 0.8 years and SGOV's 0.1; SGOV charges 0.09% to FLDR's 0.15%. Net assets: $2.3bn on Sep 30, 2026 for Fidelity Low Duration Bond Factor ETF, and $116.5bn on Oct 20, 2026 for iShares 0-3 Month Treasury Bond ETF.

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Answers cite the figures on this page.

SGOV costs 0.06 points a year less; their one-year returns differ by 0.5 points; SGOV is far larger, $112.3bn against $2.3bn.

FLDR vs SGOV: Differences, Returns & Fees
	FLDR	SGOV
Expense ratio	0.15%	0.09%
Net assets, as of Sep 30, 2026	$2.3bn	$112.3bn
Total return, 1 year	+3.2%	+3.7%
What it tracks	Fidelity Low Duration Investment Grade Factor Index	ICE 0-3 Month US Treasury Securities Index
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026.

+3.2%

FLDR total return, 1 year

+3.7%

SGOV total return, 1 year

0.15%

FLDR expense ratio

0.09%

SGOV expense ratio

Client brief · page 1 of 2Report BR-CB5203B2CE

FLDR and SGOV are built for the same job. How do they differ in cost, holdings and results?

What each follows. FLDR follows Fidelity Low Duration Investment Grade Factor Index and SGOV follows ICE 0-3 Month US Treasury Securities Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated May 31, 2026).
Number of holdings. FLDR holds 352 positions and SGOV holds 23.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, FLDR and SGOV hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding FLDR SGOV

Only in FLDR

UST NOTES 3.875% 08/15/2034, due Aug 15, 2034 1.48%

UST NOTES 4.25% 08/15/2035, due Aug 15, 2035 1.30%

UST NOTES 4.25% 05/15/2035, due May 15, 2035 1.23%

UST NOTES 3.875% 08/15/2033, due Aug 15, 2033 1.10%

UST NOTES 4% 11/15/2035, due Nov 15, 2035 1.00%

UST NOTES 4% 02/15/2034, due Feb 15, 2034 0.98%

UST NOTES 4.5% 11/15/2033, due Nov 15, 2033 0.91%

UST NOTES 4.375% 05/15/2034, due May 15, 2034 0.89%

Only in SGOV

U.S. Treasury Bills, due Jun 30, 2026 10.14%

U.S. Treasury Bills, due Jun 2, 2026 8.64%

U.S. Treasury Bills, due Jun 23, 2026 8.54%

U.S. Treasury Bills, due Jul 28, 2026 8.33%

U.S. Treasury Bills, due Jul 7, 2026 7.09%

U.S. Treasury Bills, due Jun 9, 2026 6.87%

U.S. Treasury Bills, due Jul 23, 2026 6.76%

U.S. Treasury Bills, due Jul 21, 2026 5.99%

Check overlap with more funds →

On the same fields

FLDR

Fidelity Low Duration Bond Factor ETF

SGOV

iShares 0-3 Month Treasury Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Fidelity iShares

What it is Tracks an index Tracks an index of 0-3 month T-bills

Total return, 1 year +3.2% +3.7%

Expense ratio 0.15% 0.09%

Holdings 352 23

Net assets, FLDR as of Sep 30, 2026 and SGOV as of Oct 20, 2026 $2.3bn $116.5bn

FLDR and SGOV on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLDR

FLDR tracks an index. Over the year to Oct 20, 2026 it returned +3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, FLDR or SGOV?: In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and SGOV +3.7%.
Which is cheaper, FLDR or SGOV?: SGOV is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

FLDR vs ICSH FLDR vs GBIL FLDR vs TBIL FLDR vs TFLO IBTH vs SGOV SGOV vs TBLL SGOV vs TBUX SGOV vs XHLF

FLDR on its own →SGOV on its own →Hold both: look the portfolio through →Rankings →FLDR dividend history →FLDR holdings →SGOV dividend history →SGOV holdings →Standards and sources →

Where these figures came from

FLDR filings on SEC EDGAR ↗FLDR prospectus with the expense ratio (SEC) ↗Fidelity website ↗SGOV filings on SEC EDGAR ↗SGOV prospectus with the expense ratio (SEC) ↗iShares page for SGOV ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FLDR against SGOV, data as of Oct 20, 2026. https://etfiq.com/compare/any/fldr-vs-sgov

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.