Which returned more over the last year, GSST or USFR?

In the year to Oct 20, 2026, with distributions reinvested, GSST returned +3.9% and USFR +4.0%.

Which is cheaper, GSST or USFR?

USFR is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

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GSST vs USFR: Differences, Returns & Fees

On May 31, 2026 GSST's duration was 0.5 years and USFR's 0.0; USFR charges 0.15% to GSST's 0.16%. Net assets: $1.7bn on Oct 19, 2026 for Goldman Sachs Ultra Short Bond ETF, and $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund.

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Answers cite the figures on this page.

USFR costs 0.01 points a year less; their one-year returns differ by 0.1 points; USFR is 11.2 times larger.

GSST vs USFR: Differences, Returns & Fees
	GSST	USFR
Expense ratio	0.16%	0.15%
Net assets, as of May 31, 2026	$1.5bn	$17.0bn
Total return, 1 year	+3.9%	+4.0%
What it tracks	No index, actively managed	Bloomberg U.S. Treasury Floating Rate Bond Index
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026.

+3.9%

GSST total return, 1 year

+4.0%

USFR total return, 1 year

0.16%

GSST expense ratio

0.15%

USFR expense ratio

Client brief · page 1 of 2Report BR-14485F3D0C

GSST and USFR are built for the same job. How do they differ in cost, holdings and results?

What each follows. GSST follows No index, actively managed and USFR follows Bloomberg U.S. Treasury Floating Rate Bond Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated May 31, 2026).
Number of holdings. GSST holds 357 positions and USFR holds 4.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, GSST and USFR hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding GSST USFR

Only in GSST

HBAN V4.871 04/12/28 BKNT, due Apr 12, 2028 1.23%

T 2.625 05/31/27, due May 31, 2027 1.20%

T 3.375 02/29/28, due Feb 29, 2028 1.15%

T 3.875 10/15/27, due Oct 15, 2027 1.06%

T 4.375 07/15/27, due Jul 15, 2027 0.93%

UBS 4.282 01/09/28 144A, due Jan 9, 2028 0.93%

Oracle Corp. 0% CP 02/10/2026, due Oct 2, 2026 0.92%

JPM V1.47 09/22/27, due Sep 22, 2027 0.88%

Only in USFR

TF 0 10/31/27, due Oct 31, 2027 27.95%

TF 0 07/31/27, due Jul 31, 2027 27.93%

TF 0 01/31/28, due Jan 31, 2028 27.91%

TF 0 04/30/28, due Apr 30, 2028 15.90%

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On the same fields

GSST

Goldman Sachs Ultra Short Bond ETF

USFR

WisdomTree Floating Rate Treasury Fund

Where it sits Bond ETF Bond ETF

Issuer Goldman Sachs WisdomTree

What it is Actively managed Tracks an index of Floating Rate Treasury

Total return, 1 year +3.9% +4.0%

Its benchmark over the same days not measured +4.0% (TFLO)

Gap to its benchmark not measured +0.1 pts vs TFLO

Expense ratio 0.16% 0.15%

Holdings 357 4

Net assets, GSST as of Oct 19, 2026 and USFR as of May 31, 2026 $1.7bn $17.0bn

GSST and USFR on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About GSST

GSST is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +3.9% with distributions reinvested. The prospectus expense ratio is 0.16% a year.

About USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 20, 2026 it returned +4.0% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, GSST or USFR?: In the year to Oct 20, 2026, with distributions reinvested, GSST returned +3.9% and USFR +4.0%.
Which is cheaper, GSST or USFR?: USFR is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

GSST vs PULS GSST vs VBIL GSST vs SHV FLOT vs GSST RAVI vs USFR USFR vs VGUS JPST vs USFR SGOV vs USFR

GSST on its own →USFR on its own →Hold both: look the portfolio through →Rankings →GSST dividend history →GSST holdings →USFR dividend history →USFR holdings →Standards and sources →

Where these figures came from

GSST filings on SEC EDGAR ↗GSST prospectus with the expense ratio (SEC) ↗Goldman Sachs website ↗USFR filings on SEC EDGAR ↗USFR prospectus with the expense ratio (SEC) ↗WisdomTree page for USFR ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, GSST against USFR, data as of Oct 20, 2026. https://etfiq.com/compare/any/gsst-vs-usfr

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.