Which returned more over the last year, FLDR or GSY?

In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and GSY +3.7%.

Which is cheaper, FLDR or GSY?

FLDR is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

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FLDR vs GSY: Differences, Returns & Fees

FLDR's duration was 0.8 years on May 31, 2026 and GSY's 0.8 on Jul 31, 2026; FLDR charges 0.15% to GSY's 0.22%. Net assets: $2.3bn on Sep 30, 2026 for Fidelity Low Duration Bond Factor ETF, and $4.0bn on Oct 20, 2026 for Invesco Ultra Short Duration ETF.

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Answers cite the figures on this page.

FLDR costs 0.07 points a year less; their one-year returns differ by 0.5 points.

FLDR vs GSY: Differences, Returns & Fees
	FLDR	GSY
Expense ratio	0.15%	0.22%
Net assets, FLDR as of Sep 30, 2026 and GSY as of Oct 20, 2026	$2.3bn	$4.0bn
Total return, 1 year	+3.2%	+3.7%
What it tracks	Fidelity Low Duration Investment Grade Factor Index	No index, actively managed
Holdings in common	report dates differ

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

+3.2%

FLDR total return, 1 year

+3.7%

GSY total return, 1 year

0.15%

FLDR expense ratio

0.22%

GSY expense ratio

Client brief · page 1 of 2Report BR-69008D0352

FLDR and GSY are built for the same job. How do they differ in cost, holdings and results?

What each follows. FLDR follows Fidelity Low Duration Investment Grade Factor Index and GSY follows No index, actively managed.
One-year total return (similar). Over 1 year to Oct 20, 2026 FLDR returned +3.2% and GSY +3.7% with distributions reinvested, a gap of 0.5 points.
Number of holdings (similar). FLDR holds 352 positions and GSY holds 414.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

FLDR

Fidelity Low Duration Bond Factor ETF

GSY

Invesco Ultra Short Duration ETF

Where it sits Bond ETF Bond ETF

Issuer Fidelity Invesco

What it is Tracks an index Actively managed

Total return, 1 year +3.2% +3.7%

Its benchmark over the same days not measured +3.7% (SPTU)

Gap to its benchmark not measured 0.0 pts vs SPTU

Expense ratio 0.15% 0.22%

Holdings 352 414

Net assets, FLDR as of Sep 30, 2026 and GSY as of Oct 20, 2026 $2.3bn $4.0bn

FLDR and GSY on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLDR

FLDR tracks an index. Over the year to Oct 20, 2026 it returned +3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About GSY

GSY is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested, against +3.7% for its benchmark, the ICE BofA US Treasury Bill Index. The prospectus expense ratio is 0.22% a year.

Questions people ask

Which returned more over the last year, FLDR or GSY?: In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and GSY +3.7%.
Which is cheaper, FLDR or GSY?: FLDR is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

FLDR vs IBDS FLDR vs FLTR FLDR vs VNLA FLDR vs FLRN GSY vs ICSH FLOT vs GSY GSY vs IBTH GSY vs TBLL

FLDR on its own →GSY on its own →Hold both: look the portfolio through →Rankings →FLDR dividend history →FLDR holdings →GSY dividend history →GSY holdings →Standards and sources →

Where these figures came from

FLDR filings on SEC EDGAR ↗FLDR prospectus with the expense ratio (SEC) ↗Fidelity website ↗GSY filings on SEC EDGAR ↗GSY prospectus with the expense ratio (SEC) ↗Invesco page for GSY ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, FLDR against GSY, data as of Oct 20, 2026. https://etfiq.com/compare/any/fldr-vs-gsy

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Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.