Which returned more over the last year, FLDR or GBIL?

In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and GBIL +3.6%.

Which is cheaper, FLDR or GBIL?

GBIL is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

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FLDR vs GBIL: Differences, Returns & Fees

On May 31, 2026 FLDR's duration was 0.8 years and GBIL's 0.4; GBIL charges 0.12% to FLDR's 0.15%. Net assets: $2.3bn on Sep 30, 2026 for Fidelity Low Duration Bond Factor ETF, and $7.9bn on Oct 19, 2026 for Goldman Sachs Access Treasury 0-1 Year ETF.

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Answers cite the figures on this page.

GBIL costs 0.03 points a year less; their one-year returns differ by 0.4 points; GBIL is 4.7 times larger.

FLDR vs GBIL: Differences, Returns & Fees
	FLDR	GBIL
Expense ratio	0.15%	0.12%
Net assets, as of May 31, 2026	$1.6bn	$7.6bn
Total return, 1 year	+3.2%	+3.6%
What it tracks	Fidelity Low Duration Investment Grade Factor Index	not read by ETFIQ
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026.

+3.2%

FLDR total return, 1 year

+3.6%

GBIL total return, 1 year

0.15%

FLDR expense ratio

0.12%

GBIL expense ratio

Client brief · page 1 of 2Report BR-6541DE5D94

FLDR and GBIL are built for the same job. How do they differ in cost, holdings and results?

What each follows. FLDR follows Fidelity Low Duration Investment Grade Factor Index and GBIL follows not read by ETFIQ.
Holdings in common. 0% of the weight is in the same securities (holdings dated May 31, 2026).
Number of holdings. FLDR holds 352 positions and GBIL holds 43.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, FLDR and GBIL hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026.

50%

half

0% in common

Positions both hold, largest shared weight first

Holding FLDR GBIL

Only in FLDR

UST NOTES 3.875% 08/15/2034, due Aug 15, 2034 1.48%

UST NOTES 4.25% 08/15/2035, due Aug 15, 2035 1.30%

UST NOTES 4.25% 05/15/2035, due May 15, 2035 1.23%

UST NOTES 3.875% 08/15/2033, due Aug 15, 2033 1.10%

UST NOTES 4% 11/15/2035, due Nov 15, 2035 1.00%

UST NOTES 4% 02/15/2034, due Feb 15, 2034 0.98%

UST NOTES 4.5% 11/15/2033, due Nov 15, 2033 0.91%

UST NOTES 4.375% 05/15/2034, due May 15, 2034 0.89%

Only in GBIL

B 0 08/27/26, due Aug 27, 2026 9.32%

B 0 09/22/26, due Sep 22, 2026 7.64%

WIB 0 07/16/26, due Jul 16, 2026 6.33%

B 0 07/21/26, due Jul 21, 2026 6.33%

T 4.125 01/31/27, due Jan 31, 2027 4.67%

T 3.5 09/30/26, due Sep 30, 2026 3.84%

T 3.875 03/31/27, due Mar 31, 2027 3.67%

T 3.75 04/30/27, due Apr 30, 2027 3.67%

Check overlap with more funds →

On the same fields

FLDR

Fidelity Low Duration Bond Factor ETF

GBIL

Goldman Sachs Access Treasury 0-1 Year ETF

Where it sits Bond ETF Bond ETF

Issuer Fidelity Goldman Sachs

What it is Tracks an index Tracks an index

Total return, 1 year +3.2% +3.6%

Expense ratio 0.15% 0.12%

Holdings 352 43

Net assets, FLDR as of Sep 30, 2026 and GBIL as of Oct 19, 2026 $2.3bn $7.9bn

FLDR and GBIL on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLDR

FLDR tracks an index. Over the year to Oct 20, 2026 it returned +3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About GBIL

GBIL tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.12% a year.

Questions people ask

Which returned more over the last year, FLDR or GBIL?: In the year to Oct 20, 2026, with distributions reinvested, FLDR returned +3.2% and GBIL +3.6%.
Which is cheaper, FLDR or GBIL?: GBIL is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

FLDR vs FTSM FLDR vs PULS FLDR vs JPST FLDR vs SGOV GBIL vs GSST GBIL vs YEAR GBIL vs RAVI GBIL vs VGUS

FLDR on its own →GBIL on its own →Hold both: look the portfolio through →Rankings →FLDR dividend history →FLDR holdings →GBIL dividend history →GBIL holdings →Standards and sources →

Where these figures came from

FLDR filings on SEC EDGAR ↗FLDR prospectus with the expense ratio (SEC) ↗Fidelity website ↗GBIL filings on SEC EDGAR ↗GBIL prospectus with the expense ratio (SEC) ↗Goldman Sachs website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FLDR against GBIL, data as of Oct 20, 2026. https://etfiq.com/compare/any/fldr-vs-gbil

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.