FINA vs SCHX: Differences, Returns & Fees
FINA and SCHX hold 80% of their weight in the same names. Net assets: $2.1bn on Sep 30, 2026 for Fidelity MSCI North American Subset Index ETF, and $72.6bn on May 31, 2026 for Schwab U.S. Large-Cap ETF.
SCHX costs 0.06 points a year less.
| FINA | SCHX | |
|---|---|---|
| Expense ratio | 0.09% | 0.03% |
| Net assets, FINA as of Sep 30, 2026 and SCHX as of May 31, 2026 | $2.1bn | $72.6bn |
| Total return, 1 year | not published | +16.6% |
| What it tracks | not published | Dow Jones U.S. Large-Cap Total Stock Market Index |
| Holdings in common | 80% | |
| Top ten holdings, share of the fund | 35.0% | 37.3% |
Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.
What they hold in common
By the books each fund has filed, FINA and SCHX hold 80% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jul 31, 2026.
half
80% in common
On the same fields
FINA and SCHX on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
About FINA
The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.
About SCHX
SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 9, 2026 it returned +16.6% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 748 positions, with the top ten at 37.3%.
Questions people ask
- Which is cheaper, FINA or SCHX?
- SCHX is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, FINA against SCHX, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-schx
ETFIQ. (Oct 9, 2026). FINA against SCHX. Retrieved from https://etfiq.com/compare/any/fina-vs-schx
[FINA against SCHX (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/fina-vs-schx)
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.