Data as of Oct 28, 2026.

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ITOT vs SCHX: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to SCHX's +13.1%; 86% of their weight is in the same names.

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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.

At a glance
+13.4%
ITOT total return, 1 year
+13.1%
SCHX total return, 1 year
0.03%
ITOT expense ratio
0.03%
SCHX expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 0.3 points.

Points (pts) are percentage points.

ITOT vs SCHX: Differences, Returns & Fees
MeasureITOTSCHX
Return
Total return, 1 year+13.4%+13.1%
Benchmark
What it tracksS&P Total Market Index (TMI)Dow Jones U.S. Large-Cap Total Stock Market Index
Cost and size
Expense ratio0.03%0.03%
Net assets, ITOT as of Oct 27, 2026 and SCHX as of Aug 31, 2026$97.1bn$74.2bn
Holdings
Holdings in common86%
Top ten holdings, share of the fund33.9%36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Nov 13, 2009 to Oct 23, 2026 · 884 weekly returns
ITOT SCHX
Return
Total return edge SCHX (slight) +799.5% +831.5%
Annualized edge Tie +13.8% +14.0%
Price return edge SCHX (slight) +573.6% +597.2%
Risk
Volatility edge Tie 16.4% 16.2%
Max drawdown edge SCHX (slight) −33.2% −32.3%
Risk-adjusted
Sharpe edge SCHX (slight) 0.78 0.80
Sortino edge SCHX (slight) 1.13 1.16
Calmar edge SCHX (slight) 0.42 0.43
Reading

SCHX returned slightly more: +831.5% to +799.5%. ITOT and SCHX swung about the same: 16.4% and 16.2%. SCHX fell slightly less at its worst: −32.3% to −33.2%.

Full scorecard

9 measures, with how each is measured
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Risk and return: ITOT vs SCHX: Differences, Returns & Fees
MeasureITOTSCHXEdgeHow it is measured
Return
Total return+799.5%+831.5%SCHX (slight)Price change plus distributions, reinvested.
Annualized+13.8%+14.0%TieTotal return as a yearly rate.
Price return+573.6%+597.2%SCHX (slight)Price change alone, distributions left out.
Risk
Volatility16.4%16.2%TieSpread of weekly returns, annualized. Lower is steadier.
Downside deviation11.3%11.2%TieLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−33.2%−32.3%SCHX (slight)Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.780.80SCHX (slight)Return above Treasury bills per unit of volatility.
Sortino1.131.16SCHX (slight)Return above Treasury bills per unit of downside deviation.
Calmar0.420.43SCHX (slight)Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

86%

By the books each fund has filed, ITOT and SCHX hold 86% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

86% in common

Positions both hold · largest shared weight first ITOT SCHX
NVIDIA 7.06% 7.69%
APPLE 6.78% 6.69%
MICROSOFT 5.28% 5.42%
AMAZON.COM INC 3.32% 3.66%
ALPHABET CLASS A 2.52% 2.86%
BROADCOM INC 2.18% 2.52%
ALPHABET CLASS C 2.02% 2.28%
META PLATFORMS CLASS A 1.83% 1.81%
TESLA INC 1.54% 1.49%
MICRON TECHNOLOGY 1.40% 1.56%
BERKSHIRE HATHAWAY INC CLASS B 1.36% 1.33%
ELI LILLY 1.37% 1.32%
Only in one fund ↓
Only in ITOT
APPLIED MATERIAL INC 0.42%
GE AEROSPACE 0.41%
TEXAS INSTRUMENT 0.38%
SPACE EXPLORATION TECHNOLOGIES COR 0.27%
SANDISK 0.25%
MCDONALDS CORP 0.24%
TJX 0.21%
PROLOGIS REIT 0.16%
Only in SCHX
Applied Materials Inc 0.52%
General Electric Co 0.50%
Texas Instruments Inc 0.34%
McDonald's Corp 0.27%
TJX Cos Inc 0.21%
Prologis Inc 0.19%
Lowe's Cos Inc 0.17%
Equinix Inc 0.15%
Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF SCHX Schwab U.S. Large-Cap ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the S&P Total U.S. Stock Market Tracks an index of U.S. Large-Cap
Total return, 1 year +13.4% +13.1%
Its benchmark over the same days not measured +13.7% (IVV)
Gap to its benchmark not measured −0.6 pts vs IVV
Expense ratio 0.03% 0.03%
Already in the S&P 500 88.1% 93.6%
Holdings 2443 747
Net assets, ITOT as of Oct 27, 2026 and SCHX as of Aug 31, 2026 $97.1bn $74.2bn

ITOT and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F7C816C58B

ITOT and SCHX are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. ITOT follows S&P Total Market Index (TMI) and SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index.
  2. Number of holdings. ITOT holds 2,443 positions and SCHX holds 747.
  3. Holdings in common (similar). 86% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).

Data as of Oct 28, 2026.

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About each fund
ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

Questions people ask

Which returned more over the last year, ITOT or SCHX?
In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and SCHX +13.1%.
Which is cheaper, ITOT or SCHX?
Neither: ITOT and SCHX both charge 0.03% a year. Fees come from each fund's prospectus.
How much do ITOT and SCHX overlap with the S&P 500?
By their latest filed holdings, 88% of ITOT and 94% of SCHX by weight is stocks the S&P 500 already holds.
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ETFIQ, ITOT against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-schx

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