Which returned more over the last year, ITOT or SCHX?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and SCHX +13.1%.

Which is cheaper, ITOT or SCHX?

Neither: ITOT and SCHX both charge 0.03% a year. Fees come from each fund's prospectus.

How much do ITOT and SCHX overlap with the S&P 500?

By their latest filed holdings, 88% of ITOT and 94% of SCHX by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

ITOT vs SCHX: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, ITOT returned +13.4% to SCHX's +13.1%; 86% of their weight is in the same names.

askIQ about this page

askIQ about ITOT and SCHX

Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.

ITOT on its own →SCHX on its own →

At a glance

+13.4%

ITOT total return, 1 year

+13.1%

SCHX total return, 1 year

0.03%

ITOT expense ratio

0.03%

SCHX expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 0.3 points.

Points (pts) are percentage points.

ITOT vs SCHX: Differences, Returns & Fees
Measure	ITOT	SCHX
Return
Measure	ITOT	SCHX
Total return, 1 year	+13.4%	+13.1%
Benchmark
Measure	ITOT	SCHX
What it tracks	S&P Total Market Index (TMI)	Dow Jones U.S. Large-Cap Total Stock Market Index
Cost and size
Measure	ITOT	SCHX
Expense ratio	0.03%	0.03%
Net assets, ITOT as of Oct 27, 2026 and SCHX as of Aug 31, 2026	$97.1bn	$74.2bn
Holdings
Measure	ITOT	SCHX
Holdings in common	86%
Top ten holdings, share of the fund	33.9%	36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Nov 13, 2009 to Oct 23, 2026 · 884 weekly returns

ITOT SCHX

Return

Total return edge SCHX (slight) +799.5% +831.5%

Annualized edge Tie +13.8% +14.0%

Price return edge SCHX (slight) +573.6% +597.2%

Risk

Volatility edge Tie 16.4% 16.2%

Max drawdown edge SCHX (slight) −33.2% −32.3%

Risk-adjusted

Sharpe edge SCHX (slight) 0.78 0.80

Sortino edge SCHX (slight) 1.13 1.16

Calmar edge SCHX (slight) 0.42 0.43

Reading

SCHX returned slightly more: +831.5% to +799.5%. ITOT and SCHX swung about the same: 16.4% and 16.2%. SCHX fell slightly less at its worst: −32.3% to −33.2%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: ITOT vs SCHX: Differences, Returns & Fees
Measure	ITOT	SCHX	Edge	How it is measured
Return
Total return	+799.5%	+831.5%	SCHX (slight)	Price change plus distributions, reinvested.
Annualized	+13.8%	+14.0%	Tie	Total return as a yearly rate.
Price return	+573.6%	+597.2%	SCHX (slight)	Price change alone, distributions left out.
Risk
Volatility	16.4%	16.2%	Tie	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	11.3%	11.2%	Tie	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−33.2%	−32.3%	SCHX (slight)	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.78	0.80	SCHX (slight)	Return above Treasury bills per unit of volatility.
Sortino	1.13	1.16	SCHX (slight)	Return above Treasury bills per unit of downside deviation.
Calmar	0.42	0.43	SCHX (slight)	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

86%

By the books each fund has filed, ITOT and SCHX hold 86% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

86% in common

Positions both hold · largest shared weight first ITOT SCHX

NVIDIA 7.06% 7.69%

APPLE 6.78% 6.69%

MICROSOFT 5.28% 5.42%

AMAZON.COM INC 3.32% 3.66%

ALPHABET CLASS A 2.52% 2.86%

BROADCOM INC 2.18% 2.52%

ALPHABET CLASS C 2.02% 2.28%

META PLATFORMS CLASS A 1.83% 1.81%

TESLA INC 1.54% 1.49%

MICRON TECHNOLOGY 1.40% 1.56%

BERKSHIRE HATHAWAY INC CLASS B 1.36% 1.33%

ELI LILLY 1.37% 1.32%

Only in one fund ↓

Only in ITOT

APPLIED MATERIAL INC 0.42%

GE AEROSPACE 0.41%

TEXAS INSTRUMENT 0.38%

SPACE EXPLORATION TECHNOLOGIES COR 0.27%

SANDISK 0.25%

MCDONALDS CORP 0.24%

TJX 0.21%

PROLOGIS REIT 0.16%

Only in SCHX

Applied Materials Inc 0.52%

General Electric Co 0.50%

Texas Instruments Inc 0.34%

McDonald's Corp 0.27%

TJX Cos Inc 0.21%

Prologis Inc 0.19%

Lowe's Cos Inc 0.17%

Equinix Inc 0.15%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF SCHX Schwab U.S. Large-Cap ETF

Where it sits Stock ETF Stock ETF

Issuer iShares Schwab

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of U.S. Large-Cap

Total return, 1 year +13.4% +13.1%

Its benchmark over the same days not measured +13.7% (IVV)

Gap to its benchmark not measured −0.6 pts vs IVV

Expense ratio 0.03% 0.03%

Already in the S&P 500 88.1% 93.6%

Holdings 2443 747

Net assets, ITOT as of Oct 27, 2026 and SCHX as of Aug 31, 2026 $97.1bn $74.2bn

ITOT and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F7C816C58B

ITOT and SCHX are built for the same job. How do they differ in cost, holdings and results?

What each follows. ITOT follows S&P Total Market Index (TMI) and SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index.
Number of holdings. ITOT holds 2,443 positions and SCHX holds 747.
Holdings in common (similar). 86% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).

Data as of Oct 28, 2026.

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Your saved page · Privacy.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

Questions people ask

Which returned more over the last year, ITOT or SCHX?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and SCHX +13.1%.
Which is cheaper, ITOT or SCHX?: Neither: ITOT and SCHX both charge 0.03% a year. Fees come from each fund's prospectus.
How much do ITOT and SCHX overlap with the S&P 500?: By their latest filed holdings, 88% of ITOT and 94% of SCHX by weight is stocks the S&P 500 already holds.

Other comparisons

ITOT vs VIG ITOT vs SPYM AVUS vs ITOT CGUS vs ITOT SCHX vs VIG SCHX vs VV SCHX vs SPYM SCHX vs USMV

Where to next

ITOT on its own →SCHX on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →SCHX dividend history →SCHX holdings →Standards and sources →

Sources and dates

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

SCHX filings on SEC EDGAR ↗

SCHX prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-schx

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.