Which returned more over the last year, BND or SCHX?

In the year to Oct 28, 2026, with distributions reinvested, BND returned −1.3% and SCHX +13.1%.

Which is cheaper, BND or SCHX?

Neither: BND and SCHX both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BND vs SCHX: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BND returned −1.3% to SCHX's +13.1%; 0% of their weight is in the same names.

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Net assets: $161.4bn on Sep 30, 2026 for Vanguard Total Bond Market ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.

BND on its own →SCHX on its own →

At a glance

−1.3%

BND total return, 1 year

+13.1%

SCHX total return, 1 year

0.03%

BND expense ratio

0.03%

SCHX expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.4 points.

Points (pts) are percentage points.

BND vs SCHX: Differences, Returns & Fees
Measure	BND	SCHX
Return
Measure	BND	SCHX
Total return, 1 year	−1.3%	+13.1%
Drawdown
Measure	BND	SCHX
Below its high	3.5%, high on Aug 6, 2020
Benchmark
Measure	BND	SCHX
What it tracks	Bloomberg U.S. Aggregate Float Adjusted Index	Dow Jones U.S. Large-Cap Total Stock Market Index
Cost and size
Measure	BND	SCHX
Expense ratio	0.03%	0.03%
Net assets, BND as of Sep 30, 2026 and SCHX as of Aug 31, 2026	$161.4bn	$74.2bn
Holdings
Measure	BND	SCHX
Holdings in common	0%
In the S&P 500, by weight		94%
Top ten holdings, share of the fund		36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, BND and SCHX hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BND SCHX

Only in one fund ↓

Only in BND

MKTLIQ 0.92%

United States Treasury Note/Bond 0.41%

United States Treasury Note/Bond 0.40%

United States Treasury Note/Bond 0.39%

Only in SCHX

NVIDIA Corp 7.69%

Apple Inc 6.69%

Microsoft Corp 5.42%

Amazon.com Inc 3.66%

Alphabet Inc 2.86%

Broadcom Inc 2.52%

Alphabet Inc 2.28%

Meta Platforms Inc 1.81%

Check overlap with more funds →

Side by side

BND Vanguard Total Bond Market ETF SCHX Schwab U.S. Large-Cap ETF

Where it sits Bond ETF Stock ETF

Issuer Vanguard Schwab

What it is Tracks an index of US aggregate bonds Tracks an index of U.S. Large-Cap

Total return, 1 year −1.3% +13.1%

Its benchmark over the same days −1.4% (AGG) +13.7% (IVV)

Gap to its benchmark +0.1 pts vs AGG −0.6 pts vs IVV

Expense ratio 0.03% 0.03%

Holdings 16301 747

Net assets, BND as of Sep 30, 2026 and SCHX as of Aug 31, 2026 $161.4bn $74.2bn

BND and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BND

BND tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.3% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 6, 2020 on Oct 28, 2026.

SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

Questions people ask

Which returned more over the last year, BND or SCHX?: In the year to Oct 28, 2026, with distributions reinvested, BND returned −1.3% and SCHX +13.1%.
Which is cheaper, BND or SCHX?: Neither: BND and SCHX both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

BND vs ITOT BND vs VIG BND vs SCHB BND vs SPYM AGG vs SCHX IUSB vs SCHX SCHX vs TLT BSV vs SCHX

Where to next

BND on its own →SCHX on its own →Hold both: look the portfolio through →Rankings →BND dividend history →BND holdings →SCHX dividend history →SCHX holdings →Standards and sources →

Sources and dates

BND filings on SEC EDGAR ↗

BND prospectus with the expense ratio (SEC) ↗

Vanguard page for BND ↗

SCHX filings on SEC EDGAR ↗

SCHX prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BND against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/bnd-vs-schx

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.