Which returned more over the last year, BND or ITOT?

In the year to Oct 28, 2026, with distributions reinvested, BND returned −1.3% and ITOT +13.4%.

Which is cheaper, BND or ITOT?

Neither: BND and ITOT both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BND vs ITOT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BND returned −1.3% to ITOT's +13.4%; 0% of their weight is in the same names.

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Net assets: $161.4bn on Sep 30, 2026 for Vanguard Total Bond Market ETF, and $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF.

BND on its own →ITOT on its own →

At a glance

−1.3%

BND total return, 1 year

+13.4%

ITOT total return, 1 year

0.03%

BND expense ratio

0.03%

ITOT expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.7 points; BND is 1.7 times larger.

Points (pts) are percentage points.

BND vs ITOT: Differences, Returns & Fees
Measure	BND	ITOT
Return
Measure	BND	ITOT
Total return, 1 year	−1.3%	+13.4%
Drawdown
Measure	BND	ITOT
Below its high	3.5%, high on Aug 6, 2020
Benchmark
Measure	BND	ITOT
What it tracks	Bloomberg U.S. Aggregate Float Adjusted Index	S&P Total Market Index (TMI)
Cost and size
Measure	BND	ITOT
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$161.4bn	$95.9bn
Holdings
Measure	BND	ITOT
Holdings in common	0%
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		33.9%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, BND and ITOT hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BND ITOT

Only in one fund ↓

Only in BND

MKTLIQ 0.92%

United States Treasury Note/Bond 0.41%

United States Treasury Note/Bond 0.40%

United States Treasury Note/Bond 0.39%

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Check overlap with more funds →

Side by side

BND Vanguard Total Bond Market ETF ITOT iShares Core S&P Total U.S. Stock Market ETF

Where it sits Bond ETF Stock ETF

Issuer Vanguard iShares

What it is Tracks an index of US aggregate bonds Tracks the S&P Total U.S. Stock Market

Total return, 1 year −1.3% +13.4%

Its benchmark over the same days −1.4% (AGG) not measured

Gap to its benchmark +0.1 pts vs AGG not measured

Expense ratio 0.03% 0.03%

Holdings 16301 2443

Net assets, BND as of Sep 30, 2026 and ITOT as of Oct 27, 2026 $161.4bn $97.1bn

BND and ITOT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BND

BND tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.3% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 6, 2020 on Oct 28, 2026.

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

Questions people ask

Which returned more over the last year, BND or ITOT?: In the year to Oct 28, 2026, with distributions reinvested, BND returned −1.3% and ITOT +13.4%.
Which is cheaper, BND or ITOT?: Neither: BND and ITOT both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

BND vs VIG BND vs SCHX BND vs SPYM BND vs IWB AGG vs ITOT ITOT vs IUSB ITOT vs TLT BSV vs ITOT

Where to next

BND on its own →ITOT on its own →Hold both: look the portfolio through →Rankings →BND dividend history →BND holdings →ITOT dividend history →ITOT holdings →Standards and sources →

Sources and dates

BND filings on SEC EDGAR ↗

BND prospectus with the expense ratio (SEC) ↗

Vanguard page for BND ↗

ITOT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BND against ITOT, data as of Oct 28, 2026. https://etfiq.com/compare/any/bnd-vs-itot

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.