Which returned more over the last year, AGG or ITOT?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and ITOT +13.4%.

Which is cheaper, AGG or ITOT?

Neither: AGG and ITOT both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs ITOT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to ITOT's +13.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $97.1bn for iShares Core S&P Total U.S. Stock Market ETF.

AGG on its own →ITOT on its own →

At a glance

−1.4%

AGG total return, 1 year

+13.4%

ITOT total return, 1 year

0.03%

AGG expense ratio

0.03%

ITOT expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.8 points; AGG is 1.4 times larger.

Points (pts) are percentage points.

AGG vs ITOT: Differences, Returns & Fees
Measure	AGG	ITOT
Return
Measure	AGG	ITOT
Total return, 1 year	−1.4%	+13.4%
Drawdown
Measure	AGG	ITOT
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	ITOT
What it tracks	Bloomberg U.S. Aggregate Bond Index	S&P Total Market Index (TMI)
Cost and size
Measure	AGG	ITOT
Expense ratio	0.03%	0.03%
Net assets, as of Oct 27, 2026	$139.4bn	$97.1bn
Holdings
Measure	AGG	ITOT
Holdings in common	0%
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		33.9%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and ITOT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG ITOT

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF ITOT iShares Core S&P Total U.S. Stock Market ETF

Where it sits Bond ETF Stock ETF

Issuer iShares iShares

What it is Tracks an index of US aggregate bonds Tracks the S&P Total U.S. Stock Market

Total return, 1 year −1.4% +13.4%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.03%

Holdings 13469 2443

Net assets, as of Oct 27, 2026 $139.4bn $97.1bn

AGG and ITOT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

Questions people ask

Which returned more over the last year, AGG or ITOT?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and ITOT +13.4%.
Which is cheaper, AGG or ITOT?: Neither: AGG and ITOT both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs VIG AGG vs SCHX AGG vs SPYM AGG vs IWB BND vs ITOT ITOT vs SGOV BNDX vs ITOT ITOT vs VCIT

Where to next

AGG on its own →ITOT on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →ITOT dividend history →ITOT holdings →Standards and sources →

Sources and dates

AGG and ITOT filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against ITOT, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-itot

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.