Which returned more over the last year, ITOT or IUSB?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and IUSB −1.2%.

Which is cheaper, ITOT or IUSB?

ITOT is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

ITOT vs IUSB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to IUSB's −1.2%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $49.8bn for iShares Core Universal USD Bond ETF.

ITOT on its own →IUSB on its own →

At a glance

+13.4%

ITOT total return, 1 year

−1.2%

IUSB total return, 1 year

0.03%

ITOT expense ratio

0.06%

IUSB expense ratio

Pair scorecard

ITOT costs 0.03 points a year less; their one-year returns differ by 14.6 points; ITOT is 1.9 times larger.

ITOT vs IUSB: Differences, Returns & Fees
Measure	ITOT	IUSB
Return
Measure	ITOT	IUSB
Total return, 1 year	+13.4%	−1.2%
Benchmark
Measure	ITOT	IUSB
What it tracks	S&P Total Market Index (TMI)	Bloomberg U.S. Universal Index
Cost and size
Measure	ITOT	IUSB
Expense ratio	0.03%	0.06%
Net assets, as of Oct 27, 2026	$97.1bn	$49.8bn
Holdings
Measure	ITOT	IUSB
Holdings in common	0%
In the S&P 500, by weight	88%
Top ten holdings, share of the fund	33.9%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, ITOT and IUSB hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first ITOT IUSB

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Only in IUSB

BLK Liquidity Temp Cash Inst #21 4.75%

TREASURY NOTE 0.49%

TREASURY NOTE 0.42%

TREASURY NOTE 0.41%

TREASURY NOTE 0.38%

TREASURY NOTE 0.37%

TREASURY NOTE (2OLD) 0.36%

UMBS 15YR TBA(REG B) 0.35%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF IUSB iShares Core Universal USD Bond ETF

Where it sits Stock ETF Bond ETF

Issuer iShares iShares

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of Universal USD Bond

Total return, 1 year +13.4% −1.2%

Expense ratio 0.03% 0.06%

Holdings 2443 18338

Net assets, as of Oct 27, 2026 $97.1bn $49.8bn

ITOT and IUSB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, ITOT or IUSB?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and IUSB −1.2%.
Which is cheaper, ITOT or IUSB?: ITOT is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BOND vs ITOT ITOT vs SGOV ITOT vs TIP ITOT vs VBIL IUSB vs VIG IUSB vs SCHX IUSB vs SPYM IUSB vs IWB

Where to next

ITOT on its own →IUSB on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →IUSB dividend history →IUSB holdings →Standards and sources →

Sources and dates

ITOT and IUSB filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against IUSB, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-iusb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.