Which returned more over the last year, IUSB or SCHX?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and SCHX +13.1%.

Which is cheaper, IUSB or SCHX?

SCHX is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs SCHX: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, IUSB returned −1.2% to SCHX's +13.1%; 0% of their weight is in the same names.

askIQ about this page

askIQ about IUSB and SCHX

Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.

IUSB on its own →SCHX on its own →

At a glance

−1.2%

IUSB total return, 1 year

+13.1%

SCHX total return, 1 year

0.06%

IUSB expense ratio

0.03%

SCHX expense ratio

Pair scorecard

SCHX costs 0.03 points a year less; their one-year returns differ by 14.3 points.

IUSB vs SCHX: Differences, Returns & Fees
Measure	IUSB	SCHX
Return
Measure	IUSB	SCHX
Total return, 1 year	−1.2%	+13.1%
Benchmark
Measure	IUSB	SCHX
What it tracks	Bloomberg U.S. Universal Index	Dow Jones U.S. Large-Cap Total Stock Market Index
Cost and size
Measure	IUSB	SCHX
Expense ratio	0.06%	0.03%
Net assets, IUSB as of Oct 27, 2026 and SCHX as of Aug 31, 2026	$49.8bn	$74.2bn
Holdings
Measure	IUSB	SCHX
Holdings in common	0%
In the S&P 500, by weight		94%
Top ten holdings, share of the fund		36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, IUSB and SCHX hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IUSB SCHX

Only in one fund ↓

Only in IUSB

BLK Liquidity Temp Cash Inst #21 4.75%

TREASURY NOTE 0.49%

TREASURY NOTE 0.42%

TREASURY NOTE 0.41%

TREASURY NOTE 0.38%

TREASURY NOTE 0.37%

TREASURY NOTE (2OLD) 0.36%

UMBS 15YR TBA(REG B) 0.35%

Only in SCHX

NVIDIA Corp 7.69%

Apple Inc 6.69%

Microsoft Corp 5.42%

Amazon.com Inc 3.66%

Alphabet Inc 2.86%

Broadcom Inc 2.52%

Alphabet Inc 2.28%

Meta Platforms Inc 1.81%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF SCHX Schwab U.S. Large-Cap ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Schwab

What it is Tracks an index of Universal USD Bond Tracks an index of U.S. Large-Cap

Total return, 1 year −1.2% +13.1%

Its benchmark over the same days not measured +13.7% (IVV)

Gap to its benchmark not measured −0.6 pts vs IVV

Expense ratio 0.06% 0.03%

Holdings 18338 747

Net assets, IUSB as of Oct 27, 2026 and SCHX as of Aug 31, 2026 $49.8bn $74.2bn

IUSB and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

Questions people ask

Which returned more over the last year, IUSB or SCHX?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and SCHX +13.1%.
Which is cheaper, IUSB or SCHX?: SCHX is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs VIG IUSB vs IWB IUSB vs SCHB IUSB vs SPYM BOND vs SCHX SCHX vs SGOV SCHX vs TIP SCHX vs VBIL

Where to next

IUSB on its own →SCHX on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →SCHX dividend history →SCHX holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

SCHX filings on SEC EDGAR ↗

SCHX prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-schx

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.