Which returned more over the last year, ITOT or TLT?

In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and TLT −7.9%.

Which is cheaper, ITOT or TLT?

ITOT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

ITOT vs TLT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, ITOT returned +13.4% to TLT's −7.9%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $47.4bn for iShares 20+ Year Treasury Bond ETF.

ITOT on its own →TLT on its own →

At a glance

+13.4%

ITOT total return, 1 year

−7.9%

TLT total return, 1 year

0.03%

ITOT expense ratio

0.15%

TLT expense ratio

Pair scorecard

ITOT costs 0.12 points a year less; their one-year returns differ by 21.3 points; ITOT is 2.0 times larger.

ITOT vs TLT: Differences, Returns & Fees
Measure	ITOT	TLT
Return
Measure	ITOT	TLT
Total return, 1 year	+13.4%	−7.9%
Drawdown
Measure	ITOT	TLT
Below its high		42.6%, high on Aug 4, 2020
Benchmark
Measure	ITOT	TLT
What it tracks	S&P Total Market Index (TMI)	ICE U.S. Treasury 20+ Year Bond Index
Cost and size
Measure	ITOT	TLT
Expense ratio	0.03%	0.15%
Net assets, as of Oct 27, 2026	$97.1bn	$47.4bn
Holdings
Measure	ITOT	TLT
Holdings in common	0%
In the S&P 500, by weight	88%
Top ten holdings, share of the fund	33.9%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, ITOT and TLT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first ITOT TLT

Only in one fund ↓

Only in ITOT

NVIDIA 7.06%

APPLE 6.78%

MICROSOFT 5.28%

AMAZON.COM INC 3.32%

ALPHABET CLASS A 2.52%

BROADCOM INC 2.18%

ALPHABET CLASS C 2.02%

META PLATFORMS CLASS A 1.83%

Only in TLT

TREASURY BOND 4.32%

TREASURY BOND 4.12%

TREASURY BOND (OLD) 4.07%

TREASURY BOND 4.02%

TREASURY BOND 3.93%

TREASURY BOND 3.92%

TREASURY BOND 3.89%

TREASURY BOND 3.88%

Check overlap with more funds →

Side by side

ITOT iShares Core S&P Total U.S. Stock Market ETF TLT iShares 20+ Year Treasury Bond ETF

Where it sits Stock ETF Bond ETF

Issuer iShares iShares

What it is Tracks the S&P Total U.S. Stock Market Tracks an index of 20+ year Treasuries

Total return, 1 year +13.4% −7.9%

Its benchmark over the same days not measured −7.8% (BBLB)

Gap to its benchmark not measured −0.1 pts vs BBLB

Expense ratio 0.03% 0.15%

Holdings 2443 47

Net assets, as of Oct 27, 2026 $97.1bn $47.4bn

ITOT and TLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

TLT

TLT tracks an index of 20+ year Treasuries. Over the year to Oct 28, 2026 it returned −7.9% with distributions reinvested, against −7.8% for its benchmark, the ICE U.S. Treasury 20+ Year Bond Index. The prospectus expense ratio is 0.15% a year. It sat 42.6% below its high of Aug 4, 2020 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, ITOT or TLT?: In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and TLT −7.9%.
Which is cheaper, ITOT or TLT?: ITOT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

ITOT vs VGLT EDV vs ITOT ITOT vs IUSB ITOT vs VGIT TLT vs VIG SCHX vs TLT SPYM vs TLT IWB vs TLT

Where to next

ITOT on its own →TLT on its own →Hold both: look the portfolio through →Rankings →ITOT dividend history →ITOT holdings →TLT dividend history →TLT holdings →Standards and sources →

Sources and dates

ITOT and TLT filings on SEC EDGAR ↗

ITOT prospectus with the expense ratio (SEC) ↗

iShares page for ITOT ↗

TLT prospectus with the expense ratio (SEC) ↗

iShares page for TLT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, ITOT against TLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-tlt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.