Data as of Oct 28, 2026.
ITOT vs VGIT: Differences, Returns & Fees
Over the year to Oct 28, 2026, ITOT returned +13.4% to VGIT's −1.5%; 0% of their weight is in the same names.
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Net assets: $97.1bn on Oct 27, 2026 for iShares Core S&P Total U.S. Stock Market ETF, and $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF.
Pair scorecard
Both cost 0.03% a year; their one-year returns differ by 14.9 points; ITOT is 2.4 times larger.
Points (pts) are percentage points.
| Measure | ITOT | VGIT |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.4% | −1.5% |
| Drawdown | ||
| Below its high | 3.5%, high on Aug 4, 2020 | |
| Benchmark | ||
| What it tracks | S&P Total Market Index (TMI) | Bloomberg U.S. Treasury 3-10 Year Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.03% |
| Net assets, as of Sep 30, 2026 | $95.9bn | $39.7bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 33.9% | |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
Risk and return
Dec 4, 2009 to Oct 23, 2026 · 881 weekly returnsITOT returned more: +789.0% to +41.4%. VGIT swung less: 4.2% to 16.4%. VGIT fell less at its worst: −15.6% to −33.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | ITOT | VGIT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +789.0% | +41.4% | ITOT | Price change plus distributions, reinvested. |
| Annualized | +13.8% | +2.1% | ITOT | Total return as a yearly rate. |
| Price return | +565.7% | −4.2% | ITOT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.4% | 4.2% | VGIT | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.3% | 2.9% | VGIT | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.2% | −15.6% | VGIT | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.78 | 0.15 | ITOT | Return above Treasury bills per unit of volatility. |
| Sortino | 1.12 | 0.21 | ITOT | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.42 | 0.13 | ITOT | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, ITOT and VGIT hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
ITOT and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
ITOT and VGIT do different jobs. What does each one do in a portfolio?
- What each follows. ITOT follows S&P Total Market Index (TMI) and VGIT follows Bloomberg U.S. Treasury 3-10 Year Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 ITOT returned +13.4% and VGIT −1.5% with distributions reinvested, a gap of 14.9 points.
Data as of Oct 28, 2026.
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ITOT
ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.
VGIT
VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, ITOT against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-vgit
ETFIQ. (Oct 28, 2026). ITOT against VGIT. Retrieved from https://etfiq.com/compare/any/itot-vs-vgit
[ITOT against VGIT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/itot-vs-vgit)
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