Data as of Oct 28, 2026.
SCHX vs VGIT: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHX returned +13.1% to VGIT's −1.5%; 0% of their weight is in the same names.
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Net assets: $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF, and $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF.
Pair scorecard
Both cost 0.03% a year; their one-year returns differ by 14.6 points.
Points (pts) are percentage points.
| Measure | SCHX | VGIT |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.1% | −1.5% |
| Drawdown | ||
| Below its high | 3.5%, high on Aug 4, 2020 | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Large-Cap Total Stock Market Index | Bloomberg U.S. Treasury 3-10 Year Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.03% |
| Net assets, SCHX as of Aug 31, 2026 and VGIT as of Sep 30, 2026 | $74.2bn | $39.7bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 94% | |
| Top ten holdings, share of the fund | 36.0% | |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Dec 4, 2009 to Oct 23, 2026 · 881 weekly returnsEach against its own benchmark: SCHX against IVV, Nov 13, 2009 to Oct 23, 2026; VGIT against SCHR, Aug 13, 2010 to Oct 23, 2026.
SCHX returned more: +820.5% to +41.4%. VGIT swung less: 4.2% to 16.2%. VGIT fell less at its worst: −15.6% to −32.3%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | SCHX | VGIT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +820.5% | +41.4% | SCHX | Price change plus distributions, reinvested. |
| Annualized | +14.0% | +2.1% | SCHX | Total return as a yearly rate. |
| Price return | +589.0% | −4.2% | SCHX | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 16.2% | 4.2% | VGIT | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 11.2% | 2.9% | VGIT | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −32.3% | −15.6% | VGIT | Deepest fall from a high to the low after it. |
| Upside capture | 100.5% | 98.1% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 100.5% | 98.6% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 1.01 | 0.98 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 1.00 | 0.99 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.80 | 0.15 | SCHX | Return above Treasury bills per unit of volatility. |
| Sortino | 1.15 | 0.21 | SCHX | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.129 | 0.002 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.43 | 0.13 | SCHX | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | IVV | SCHR | The ETF each fund is measured against. | |
| Alpha | −0.1% a year | 0.0% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | −0.62 | −0.10 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −0.6% to +0.3% | −0.2% to +0.2% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | −0.05 | −0.03 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 0.9% | 0.5% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHX and VGIT hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHX and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHX and VGIT do different jobs. What does each one do in a portfolio?
- What each follows. SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index and VGIT follows Bloomberg U.S. Treasury 3-10 Year Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHX returned +13.1% and VGIT −1.5% with distributions reinvested, a gap of 14.6 points.
Data as of Oct 28, 2026.
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SCHX
SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.
VGIT
VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.
Questions people ask
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHX against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schx-vs-vgit
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