Which returned more over the last year, BND or SCHB?

In the year to Oct 28, 2026, with distributions reinvested, BND returned −1.3% and SCHB +13.4%.

Which is cheaper, BND or SCHB?

Neither: BND and SCHB both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BND vs SCHB: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, BND returned −1.3% to SCHB's +13.4%; 0% of their weight is in the same names.

askIQ about this page

askIQ about BND and SCHB

Net assets: $161.4bn on Sep 30, 2026 for Vanguard Total Bond Market ETF, and $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF.

BND on its own →SCHB on its own →

At a glance

−1.3%

BND total return, 1 year

+13.4%

SCHB total return, 1 year

0.03%

BND expense ratio

0.03%

SCHB expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.7 points.

Points (pts) are percentage points.

BND vs SCHB: Differences, Returns & Fees
Measure	BND	SCHB
Return
Measure	BND	SCHB
Total return, 1 year	−1.3%	+13.4%
Drawdown
Measure	BND	SCHB
Below its high	3.5%, high on Aug 6, 2020
Benchmark
Measure	BND	SCHB
What it tracks	Bloomberg U.S. Aggregate Float Adjusted Index	Dow Jones U.S. Broad Stock Market Index
Cost and size
Measure	BND	SCHB
Expense ratio	0.03%	0.03%
Net assets, BND as of Sep 30, 2026 and SCHB as of Aug 31, 2026	$161.4bn	$44.6bn
Holdings
Measure	BND	SCHB
Holdings in common	0%
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		33.7%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, BND and SCHB hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BND SCHB

Only in one fund ↓

Only in BND

MKTLIQ 0.92%

United States Treasury Note/Bond 0.41%

United States Treasury Note/Bond 0.40%

United States Treasury Note/Bond 0.39%

Only in SCHB

NVIDIA Corp 7.20%

Apple Inc 6.27%

Microsoft Corp 5.08%

Amazon.com Inc 3.42%

Alphabet Inc 2.68%

Broadcom Inc 2.36%

Alphabet Inc 2.13%

Meta Platforms Inc 1.69%

Check overlap with more funds →

Side by side

BND Vanguard Total Bond Market ETF SCHB Schwab U.S. Broad Market ETF

Where it sits Bond ETF Stock ETF

Issuer Vanguard Schwab

What it is Tracks an index of US aggregate bonds Tracks an index of US broad market

Total return, 1 year −1.3% +13.4%

Its benchmark over the same days −1.4% (AGG) not measured

Gap to its benchmark +0.1 pts vs AGG not measured

Expense ratio 0.03% 0.03%

Holdings 16301 2372

Net assets, BND as of Sep 30, 2026 and SCHB as of Aug 31, 2026 $161.4bn $44.6bn

BND and SCHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BND

BND tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.3% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 6, 2020 on Oct 28, 2026.

SCHB

SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

Questions people ask

Which returned more over the last year, BND or SCHB?: In the year to Oct 28, 2026, with distributions reinvested, BND returned −1.3% and SCHB +13.4%.
Which is cheaper, BND or SCHB?: Neither: BND and SCHB both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

BND vs DYNF BND vs QUAL BND vs SCHX BND vs RDVY AGG vs SCHB IUSB vs SCHB SCHB vs TLT BSV vs SCHB

Where to next

BND on its own →SCHB on its own →Hold both: look the portfolio through →Rankings →BND dividend history →BND holdings →SCHB dividend history →SCHB holdings →Standards and sources →

Sources and dates

BND filings on SEC EDGAR ↗

BND prospectus with the expense ratio (SEC) ↗

Vanguard page for BND ↗

SCHB filings on SEC EDGAR ↗

SCHB prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BND against SCHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/bnd-vs-schb

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.