Which returned more over the last year, AGG or SCHB?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHB +13.4%.

Which is cheaper, AGG or SCHB?

Neither: AGG and SCHB both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs SCHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to SCHB's +13.4%; 0% of their weight is in the same names.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $44.6bn on Aug 31, 2026 for Schwab U.S. Broad Market ETF.

AGG on its own →SCHB on its own →

At a glance

−1.4%

AGG total return, 1 year

+13.4%

SCHB total return, 1 year

0.03%

AGG expense ratio

0.03%

SCHB expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.8 points.

Points (pts) are percentage points.

AGG vs SCHB: Differences, Returns & Fees
Measure	AGG	SCHB
Return
Measure	AGG	SCHB
Total return, 1 year	−1.4%	+13.4%
Drawdown
Measure	AGG	SCHB
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	SCHB
What it tracks	Bloomberg U.S. Aggregate Bond Index	Dow Jones U.S. Broad Stock Market Index
Cost and size
Measure	AGG	SCHB
Expense ratio	0.03%	0.03%
Net assets, AGG as of Oct 27, 2026 and SCHB as of Aug 31, 2026	$139.4bn	$44.6bn
Holdings
Measure	AGG	SCHB
Holdings in common	0%
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		33.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and SCHB hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG SCHB

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in SCHB

NVIDIA Corp 7.20%

Apple Inc 6.27%

Microsoft Corp 5.08%

Amazon.com Inc 3.42%

Alphabet Inc 2.68%

Broadcom Inc 2.36%

Alphabet Inc 2.13%

Meta Platforms Inc 1.69%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF SCHB Schwab U.S. Broad Market ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Schwab

What it is Tracks an index of US aggregate bonds Tracks an index of US broad market

Total return, 1 year −1.4% +13.4%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.03%

Holdings 13469 2372

Net assets, AGG as of Oct 27, 2026 and SCHB as of Aug 31, 2026 $139.4bn $44.6bn

AGG and SCHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

SCHB

SCHB tracks an index of US broad market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. By its holdings filed for Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,372 positions, with the top ten at 33.7%.

Questions people ask

Which returned more over the last year, AGG or SCHB?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHB +13.4%.
Which is cheaper, AGG or SCHB?: Neither: AGG and SCHB both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs DIA AGG vs DYNF AGG vs QUAL AGG vs IWB BND vs SCHB SCHB vs SGOV BNDX vs SCHB SCHB vs VCIT

Where to next

AGG on its own →SCHB on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →SCHB dividend history →SCHB holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

SCHB filings on SEC EDGAR ↗

SCHB prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against SCHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-schb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.