Data as of Oct 28, 2026.

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BSV vs SCHX: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BSV returned +1.0% to SCHX's +13.1%; 0% of their weight is in the same names.

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Net assets: $45.4bn on Sep 30, 2026 for Vanguard Short-Term Bond ETF, and $74.2bn on Aug 31, 2026 for Schwab U.S. Large-Cap ETF.

At a glance
+1.0%
BSV total return, 1 year
+13.1%
SCHX total return, 1 year
0.03%
BSV expense ratio
0.03%
SCHX expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 12.1 points.

Points (pts) are percentage points.

BSV vs SCHX: Differences, Returns & Fees
MeasureBSVSCHX
Return
Total return, 1 year+1.0%+13.1%
Benchmark
What it tracksBloomberg U.S. 1-5 Year Government/Credit Float Adjusted IndexDow Jones U.S. Large-Cap Total Stock Market Index
Cost and size
Expense ratio0.03%0.03%
Net assets, BSV as of Sep 30, 2026 and SCHX as of Aug 31, 2026$45.4bn$74.2bn
Holdings
Holdings in common0%
In the S&P 500, by weight94%
Top ten holdings, share of the fund36.0%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

Risk and return

Nov 13, 2009 to Oct 23, 2026 · 884 weekly returns
BSV SCHX
Return
Total return edge SCHX +38.2% +831.5%
Annualized edge SCHX +1.9% +14.0%
Price return edge SCHX −4.1% +597.2%
Risk
Volatility edge BSV 2.0% 16.2%
Max drawdown edge BSV −8.1% −32.3%
Risk-adjusted
Sharpe edge SCHX 0.20 0.80
Sortino edge SCHX 0.29 1.16
Calmar edge SCHX 0.24 0.43
Reading

SCHX returned more: +831.5% to +38.2%. BSV swung less: 2.0% to 16.2%. BSV fell less at its worst: −8.1% to −32.3%.

Full scorecard

9 measures, with how each is measured
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Risk and return: BSV vs SCHX: Differences, Returns & Fees
MeasureBSVSCHXEdgeHow it is measured
Return
Total return+38.2%+831.5%SCHXPrice change plus distributions, reinvested.
Annualized+1.9%+14.0%SCHXTotal return as a yearly rate.
Price return−4.1%+597.2%SCHXPrice change alone, distributions left out.
Risk
Volatility2.0%16.2%BSVSpread of weekly returns, annualized. Lower is steadier.
Downside deviation1.4%11.2%BSVLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−8.1%−32.3%BSVDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.200.80SCHXReturn above Treasury bills per unit of volatility.
Sortino0.291.16SCHXReturn above Treasury bills per unit of downside deviation.
Calmar0.240.43SCHXAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

0%

By the books each fund has filed, BSV and SCHX hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BSV SCHX
Only in one fund ↓
Only in BSV
United States Treasury Note/Bond 1.70%
United States Treasury Note/Bond 1.32%
United States Treasury Note/Bond 1.09%
United States Treasury Note/Bond 0.86%
United States Treasury Note/Bond 0.86%
United States Treasury Note/Bond 0.83%
United States Treasury Note/Bond 0.83%
United States Treasury Note/Bond 0.78%
Only in SCHX
NVIDIA Corp 7.69%
Apple Inc 6.69%
Microsoft Corp 5.42%
Amazon.com Inc 3.66%
Alphabet Inc 2.86%
Broadcom Inc 2.52%
Alphabet Inc 2.28%
Meta Platforms Inc 1.81%
Check overlap with more funds →

Side by side

BSV Vanguard Short-Term Bond ETF SCHX Schwab U.S. Large-Cap ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Short-Term Bond Tracks an index of U.S. Large-Cap
Total return, 1 year +1.0% +13.1%
Its benchmark over the same days not measured +13.7% (IVV)
Gap to its benchmark not measured −0.6 pts vs IVV
Expense ratio 0.03% 0.03%
Holdings 3157 747
Net assets, BSV as of Sep 30, 2026 and SCHX as of Aug 31, 2026 $45.4bn $74.2bn

BSV and SCHX on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-5ED9F4719B

BSV and SCHX do different jobs. What does each one do in a portfolio?

  1. What each follows. BSV follows Bloomberg U.S. 1-5 Year Government/Credit Float Adjusted Index and SCHX follows Dow Jones U.S. Large-Cap Total Stock Market Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated Sep 30, 2026 and Aug 31, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 BSV returned +1.0% and SCHX +13.1% with distributions reinvested, a gap of 12.1 points.

Data as of Oct 28, 2026.

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About each fund
BSV

BSV tracks an index of Short-Term Bond. Over the year to Oct 28, 2026 it returned +1.0% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

SCHX

SCHX tracks an index of U.S. Large-Cap. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. By its holdings filed for Aug 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 747 positions, with the top ten at 36.0%.

Questions people ask

Which returned more over the last year, BSV or SCHX?
In the year to Oct 28, 2026, with distributions reinvested, BSV returned +1.0% and SCHX +13.1%.
Which is cheaper, BSV or SCHX?
Neither: BSV and SCHX both charge 0.03% a year. Fees come from each fund's prospectus.
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ETFIQ, BSV against SCHX, data as of Oct 28, 2026. https://etfiq.com/compare/any/bsv-vs-schx

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