Which is cheaper, FINA or SPYM?

SPYM is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do FINA and SPYM overlap with the S&P 500?

By their latest filed holdings, 94% of FINA and 100% of SPYM by weight is stocks the S&P 500 already holds.

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FINA vs SPYM: Differences, Returns & Fees

FINA and SPYM hold 82% of their weight in the same names. Net assets: $2.1bn on Sep 30, 2026 for Fidelity MSCI North American Subset Index ETF, and $178.5bn on Oct 8, 2026 for State Street SPDR Portfolio S&P 500 ETF.

SPYM costs 0.07 points a year less; SPYM is far larger, $173.6bn against $2.1bn.

FINA vs SPYM: Differences, Returns & Fees
	FINA	SPYM
Expense ratio	0.09%	0.02%
Net assets, as of Sep 30, 2026	$2.1bn	$173.6bn
Total return, 1 year	not published	+17.3%
What it tracks	not published	S&P 500 Index ?
Holdings in common	82%
Top ten holdings, share of the fund	35.0%	39.0%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 8, 2026.

+3.9%

FINA total return, since launch, Jul 9, 2026

+17.3%

SPYM total return, 1 year

0.09%

FINA expense ratio

0.02%

SPYM expense ratio

What they hold in common

By the books each fund has filed, FINA and SPYM hold 82% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Oct 8, 2026.

50%

half

82% in common

Positions both hold, largest shared weight first

Holding FINA SPYM

NVIDIA CORP 6.83% 8.33%

APPLE INC 6.69% 7.42%

MICROSOFT CORP 4.86% 5.79%

AMAZON.COM INC 3.87% 3.72%

ALPHABET INC 3.39% 3.05%

BROADCOM INC 2.58% 2.56%

ALPHABET INC 2.09% 2.45%

META PLATFORMS INC 1.82% 2.37%

MICRON TECHNOLOGY INC 1.39% 1.75%

ELI LILLY and CO 1.37% 1.40%

JPMORGAN CHASE and CO 1.42% 1.31%

TESLA INC 1.30% 1.58%

Only in FINA

ROYAL BANK OF CANADA 0.51%

THE TORONTO DOMINION BANK 0.36%

BANK OF MONTREAL QUE 0.26%

SHOPIFY INC 0.24%

THE BANK OF NOVA SCOTIA 0.24%

ENBRIDGE INC 0.23%

WHEATON PRECIOUS METALS CORP 0.23%

CANADIAN IMPERIAL BANK OF COMMERCE 0.23%

Only in SPYM

BERKSHIRE HATHAWAY INC CL B 1.42%

SANDISK CORP 0.35%

MARATHON PETROLEUM CORP 0.19%

VALERO ENERGY CORP 0.19%

PHILLIPS 66 0.17%

SOUTHERN CO/THE 0.15%

DUKE ENERGY CORP 0.14%

MODERNA INC 0.11%

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On the same fields

FINA

Fidelity MSCI North American Subset Index ETF

SPYM

State Street SPDR Portfolio S&P 500 ETF

Where it sits Stock ETF Stock ETF

Issuer Fidelity State Street

What it is Equity fund Tracks the S&P 500

Total return, 1 year +3.9% (since launch, Jul 9, 2026) +17.3%

Its benchmark over the same days not published +17.3% (IVV)

Gap to its benchmark not available 0.0 pts vs IVV

Expense ratio 0.09% 0.02%

Already in the S&P 500 93.6% 99.8%

Holdings 274 506

Net assets, FINA as of Sep 30, 2026 and SPYM as of Oct 8, 2026 $2.1bn $178.5bn

Former ticker none SPLG

FINA and SPYM on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About FINA

The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.

About SPYM

SPYM tracks the S&P 500. Over the year to Oct 9, 2026 it returned +17.3% with distributions reinvested, against +17.3% for its benchmark, the S&P 500 Index ?. The prospectus expense ratio is 0.02% a year. By its holdings published by its issuer for Oct 8, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 506 positions, with the top ten at 39.0%.

Questions people ask

Which is cheaper, FINA or SPYM?: SPYM is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do FINA and SPYM overlap with the S&P 500?: By their latest filed holdings, 94% of FINA and 100% of SPYM by weight is stocks the S&P 500 already holds.

Other comparisons

FINA vs VIG FINA vs SCHX FINA vs SCHB FINA vs SPY GSEW vs SPYM SPYM vs TMFC SPYM vs USPX SPYM vs TILT

FINA on its own →SPYM on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

FINA filings on SEC EDGAR ↗FINA prospectus with the expense ratio (SEC) ↗Fidelity website ↗SPYM filings on SEC EDGAR ↗SPYM prospectus with the expense ratio (SEC) ↗State Street website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FINA against SPYM, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-spym

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.