A
vs
B
Share
Ask IQ about these two funds

BIV vs VCIT: Differences, Returns & Fees

BIV's duration was 5.9 years on Jun 30, 2026 and VCIT's 6.0 on May 31, 2026; both charge 0.03%. Net assets on Sep 30, 2026: $28.1bn for Vanguard Intermediate-Term Bond ETF and $66.6bn for Vanguard Intermediate-Term Corporate Bond ETF.

Both cost 0.03% a year; their one-year returns differ by 0.5 points; VCIT is 2.4 times larger.

Points (pts) are percentage points.

BIVVCIT
Expense ratio0.03%0.03%
Net assets, as of Sep 30, 2026$28.1bn$66.6bn
Total return, 1 year−2.3%−1.8%
What it tracksnot read by ETFIQBloomberg U.S. 5-10 Year Corporate Bond Index
Holdings in common36%
Below its high5.0%, high on Feb 27, 20264.4%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

−2.3%
BIV total return, 1 year
−1.8%
VCIT total return, 1 year
0.03%
BIV expense ratio
0.03%
VCIT expense ratio

What they hold in common

By the books each fund has filed, BIV and VCIT hold 36% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

half

36% in common

Positions both hold, largest shared weight first
Holding BIV VCIT
MORGAN STANLEY, due Oct 18, 2033 0.15% 0.17%
AMAZON.COM INC, due Mar 13, 2036 0.13% 0.30%
BANK OF AMER CRP, due Feb 6, 2037 0.12% 0.21%
META PLATFORMS, due Nov 15, 2035 0.11% 0.27%
ANHEUSER-BUSCH, due Feb 1, 2036 0.11% 0.27%
META PLATFORMS, due May 15, 2036 0.10% 0.15%
BANK OF AMER CRP, due Jan 24, 2036 0.09% 0.11%
AERCAP IRELAND, due Jan 30, 2032 0.09% 0.16%
BANK OF AMER CRP, due Feb 4, 2033 0.09% 0.15%
ORACLE CORP, due Sep 26, 2035 0.09% 0.20%
GOLDMAN SACHS GP, due Apr 20, 2034 0.09% 0.18%
WELLS FARGO CO, due Apr 23, 2036 0.09% 0.18%
Only in BIV
US TREASURY N/B, due Feb 15, 2036 2.14%
US TREASURY N/B, due Feb 15, 2034 2.14%
US TREASURY N/B, due May 15, 2034 2.13%
US TREASURY N/B, due Nov 15, 2033 2.10%
US TREASURY N/B, due Aug 15, 2031 2.10%
US TREASURY N/B, due Nov 15, 2034 2.08%
US TREASURY N/B, due Feb 15, 2035 2.08%
US TREASURY N/B, due May 15, 2035 2.04%
Only in VCIT
AMAZON.COM INC, due May 12, 2031 0.10%
AT&T INC, due Jun 1, 2031 0.09%
MORGAN STANLEY, due Apr 1, 2032 0.08%
ENERGY TRANS, due May 15, 2034 0.07%
FORD MOTOR CO, due Jul 16, 2031 0.07%
DEUTSCHE TEL FIN, due Jun 1, 2032 0.07%
CITIGROUP INC, due May 1, 2032 0.07%
DELL INT / EMC, due Feb 1, 2033 0.06%

Check overlap with more funds →

On the same fields

BIV
Vanguard Intermediate-Term Bond ETF
VCIT
Vanguard Intermediate-Term Corporate Bond ETF
Where it sits Bond ETF Bond ETF
Issuer Vanguard Vanguard
What it is Tracks an index Tracks an index of Intermediate-Term Corporate Bond
Total return, 1 year −2.3% −1.8%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 −19.5 pts −19.0 pts
Expense ratio 0.03% 0.03%
Holdings 2347 2328
Net assets, as of Sep 30, 2026 $28.1bn $66.6bn

BIV and VCIT on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

BIV in plain words

BIV tracks an index. Over the year to Oct 9, 2026 it returned −2.3% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Feb 27, 2026 on Oct 9, 2026.

VCIT in plain words

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, BIV or VCIT?
In the year to Oct 9, 2026, with distributions reinvested, BIV returned −2.3% and VCIT −1.8%.
Which is cheaper, BIV or VCIT?
Neither: BIV and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.
Other comparisons
BIV vs VGITAGG vs BIVBIV vs BNDBIV vs DFCFBND vs VCITAGG vs VCITVCEB vs VCITQLTA vs VCIT
BIV on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →Standards and sources →
Where these figures came from
BIV filings on SEC EDGAR ↗BIV prospectus with the expense ratio (SEC) ↗Vanguard page for BIV ↗VCIT filings on SEC EDGAR ↗VCIT prospectus with the expense ratio (SEC) ↗Vanguard page for VCIT ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIV against VCIT, data as of Oct 9, 2026. https://etfiq.com/compare/any/biv-vs-vcit

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.