Which returned more over the last year, IUSB or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VCIT −1.8%.

Which is cheaper, IUSB or VCIT?

VCIT is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs VCIT: Differences, Returns & Fees

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IUSB's duration was 5.5 years on Jul 31, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to IUSB's 0.06%.

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Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

IUSB on its own →VCIT on its own →

At a glance

−1.2%

IUSB total return, 1 year

−1.8%

VCIT total return, 1 year

0.06%

IUSB expense ratio

0.03%

VCIT expense ratio

Pair scorecard

VCIT costs 0.03 points a year less; their one-year returns differ by 0.6 points; VCIT is 1.4 times larger.

IUSB vs VCIT: Differences, Returns & Fees
Measure	IUSB	VCIT
Return
Measure	IUSB	VCIT
Total return, 1 year	−1.2%	−1.8%
Drawdown
Measure	IUSB	VCIT
Below its high		3.2%, high on Feb 27, 2026
Benchmark
Measure	IUSB	VCIT
What it tracks	Bloomberg U.S. Universal Index	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	IUSB	VCIT
Expense ratio	0.06%	0.03%
Net assets, as of Sep 30, 2026	$48.1bn	$66.6bn
Holdings
Measure	IUSB	VCIT
Holdings in common	6%

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026. Method

Risk and return

Jun 20, 2014 to Oct 23, 2026 · 644 weekly returns

IUSB VCIT

Return

Total return edge VCIT +28.3% +43.1%

Annualized edge VCIT +2.0% +2.9%

Price return edge VCIT −10.7% −7.8%

Risk

Volatility edge IUSB 5.0% 6.9%

Max drawdown edge IUSB −17.7% −20.0%

Risk-adjusted

Sharpe edge VCIT 0.02 0.16

Sortino edge VCIT 0.02 0.21

Calmar edge VCIT 0.11 0.15

Reading

VCIT returned more: +43.1% to +28.3%. IUSB swung less: 5.0% to 6.9%. IUSB fell less at its worst: −17.7% to −20.0%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IUSB vs VCIT: Differences, Returns & Fees
Measure	IUSB	VCIT	Edge	How it is measured
Return
Total return	+28.3%	+43.1%	VCIT	Price change plus distributions, reinvested.
Annualized	+2.0%	+2.9%	VCIT	Total return as a yearly rate.
Price return	−10.7%	−7.8%	VCIT	Price change alone, distributions left out.
Risk
Volatility	5.0%	6.9%	IUSB	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	3.6%	5.2%	IUSB	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−17.7%	−20.0%	IUSB	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.02	0.16	VCIT	Return above Treasury bills per unit of volatility.
Sortino	0.02	0.21	VCIT	Return above Treasury bills per unit of downside deviation.
Calmar	0.11	0.15	VCIT	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 644 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, IUSB and VCIT hold 6% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

0 half 100%

half

6% in common

Positions both hold · largest shared weight first IUSB VCIT

U.S. Treasury Notes, due Apr 30, 2031 0.23% 0.18%

U.S. Treasury Notes, due Apr 30, 2033 0.13% 0.03%

Meta Platforms, Inc., due Nov 15, 2035 0.02% 0.27%

Amazon.com, Inc., due Mar 13, 2036 0.02% 0.30%

Bank of America Corp., due Jan 23, 2035 0.01% 0.20%

Bank of America Corp., due Jul 22, 2033 0.01% 0.27%

Bank of America Corp., due Apr 25, 2034 0.01% 0.14%

Wells Fargo & Co., due Jul 25, 2034 0.01% 0.18%

HSBC Holdings plc, due May 12, 2034 0.01% 0.08%

Verizon Communications, Inc., due Mar 15, 2032 0.01% 0.18%

Pfizer Investment Enterprises Pte. Ltd., due May 19, 2033 0.01% 0.27%

JPMorgan Chase & Co., due Jun 1, 2034 0.01% 0.24%

Only in one fund ↓

Only in IUSB

Uniform Mortgage-Backed Securities, due Aug 25, 2056 0.41%

U.S. Treasury Notes, due Dec 31, 2029 0.37%

U.S. Treasury Notes, due May 15, 2036 0.37%

U.S. Treasury Notes, due Feb 15, 2034 0.36%

U.S. Treasury Notes, due Feb 15, 2035 0.35%

U.S. Treasury Notes, due Aug 15, 2035 0.34%

U.S. Treasury Notes, due May 15, 2034 0.34%

U.S. Treasury Notes, due Nov 15, 2034 0.34%

Only in VCIT

BROADCOM INC, due Nov 15, 2035 0.14%

BLACKROCK INC, due May 25, 2033 0.07%

BROADCOM INC, due Apr 15, 2032 0.06%

BLACKROCK INC, due Feb 25, 2032 0.06%

NOMURA HOLDINGS, due Jun 10, 2036 0.04%

COTERRA ENERGY, due Feb 15, 2035 0.04%

FEDEX CORP, due May 15, 2031 0.04%

COTERRA ENERGY, due Mar 15, 2034 0.04%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of Universal USD Bond Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year −1.2% −1.8%

Its benchmark over the same days not measured −1.8% (SCHI)

Gap to its benchmark not measured 0.0 pts vs SCHI

Expense ratio 0.06% 0.03%

Holdings 18338 2340

Net assets, IUSB as of Oct 27, 2026 and VCIT as of Sep 30, 2026 $49.8bn $66.6bn

IUSB and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-78414E3362

IUSB and VCIT do different jobs. What does each one do in a portfolio?

What each follows. IUSB follows Bloomberg U.S. Universal Index and VCIT follows Bloomberg U.S. 5-10 Year Corporate Bond Index.
Holdings in common. 6% of the weight is in the same securities (holdings dated Jul 31, 2026 and May 31, 2026).
Number of holdings. IUSB holds 18,338 positions and VCIT holds 2340.

Data as of Oct 28, 2026.

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About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IUSB or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and VCIT −1.8%.
Which is cheaper, IUSB or VCIT?: VCIT is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs LQD IGIB vs IUSB BNDX vs IUSB IUSB vs TLT BOND vs VCIT JAAA vs VCIT BIV vs VCIT VCIT vs VTIP

Where to next

IUSB on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-vcit

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