Which returned more over the last year, VCIT or VTIP?

In the year to Oct 28, 2026, with distributions reinvested, VCIT returned −1.8% and VTIP +2.2%.

Which is cheaper, VCIT or VTIP?

Neither: VCIT and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

VCIT vs VTIP: Differences, Returns & Fees

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VCIT's duration was 6.0 years on May 31, 2026 and VTIP's 2.3 on Jun 30, 2026; both charge 0.03%.

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Net assets on Sep 30, 2026: $66.6bn for Vanguard Intermediate-Term Corporate Bond ETF and $20.9bn for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.

VCIT on its own →VTIP on its own →

At a glance

−1.8%

VCIT total return, 1 year

+2.2%

VTIP total return, 1 year

0.03%

VCIT expense ratio

0.03%

VTIP expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 4.0 points; VCIT is 3.2 times larger.

Points (pts) are percentage points.

VCIT vs VTIP: Differences, Returns & Fees
Measure	VCIT	VTIP
Return
Measure	VCIT	VTIP
Total return, 1 year	−1.8%	+2.2%
Drawdown
Measure	VCIT	VTIP
Below its high	3.2%, high on Feb 27, 2026
Benchmark
Measure	VCIT	VTIP
What it tracks	Bloomberg U.S. 5-10 Year Corporate Bond Index	Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
Cost and size
Measure	VCIT	VTIP
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$66.6bn	$20.9bn
Holdings
Measure	VCIT	VTIP
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method

What they share

By the books each fund has filed, VCIT and VTIP hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VCIT VTIP

Only in one fund ↓

Only in VCIT

AMAZON.COM INC, due Mar 13, 2036 0.30%

BOEING CO/THE, due May 1, 2034 0.28%

META PLATFORMS, due Nov 15, 2035 0.27%

BANK OF AMER CRP, due Jul 22, 2033 0.27%

PFIZER INVSTMNT, due May 19, 2033 0.27%

ORACLE CORP, due Feb 4, 2036 0.27%

ANHEUSER-BUSCH, due Feb 1, 2036 0.27%

JPMORGAN CHASE, due Jul 25, 2033 0.25%

Only in VTIP

TSY INFL IX N/B, due Oct 15, 2030 5.39%

TSY INFL IX N/B, due Oct 15, 2029 5.33%

TSY INFL IX N/B, due Apr 15, 2030 5.30%

TSY INFL IX N/B, due Apr 15, 2029 5.14%

TSY INFL IX N/B, due Oct 15, 2028 4.97%

TSY INFL IX N/B, due Oct 15, 2026 4.83%

TSY INFL IX N/B, due Oct 15, 2027 4.83%

TSY INFL IX N/B, due Apr 15, 2027 4.74%

Check overlap with more funds →

Side by side

VCIT Vanguard Intermediate-Term Corporate Bond ETF VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

Where it sits Bond ETF Bond ETF

Issuer Vanguard Vanguard

What it is Tracks an index of Intermediate-Term Corporate Bond Tracks an index of Short-Term Inflation-Protected Securities

Total return, 1 year −1.8% +2.2%

Its benchmark over the same days −1.8% (SCHI) not measured

Gap to its benchmark 0.0 pts vs SCHI not measured

Expense ratio 0.03% 0.03%

Holdings 2340 26

Net assets, as of Sep 30, 2026 $66.6bn $20.9bn

VCIT and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested.

Questions people ask

Which returned more over the last year, VCIT or VTIP?: In the year to Oct 28, 2026, with distributions reinvested, VCIT returned −1.8% and VTIP +2.2%.
Which is cheaper, VCIT or VTIP?: Neither: VCIT and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

HYG vs VCIT BINC vs VCIT USHY vs VCIT BIV vs VCIT IGIB vs VTIP LQD vs VTIP BNDX vs VTIP IEF vs VTIP

Where to next

VCIT on its own →VTIP on its own →Hold both: look the portfolio through →Rankings →VCIT dividend history →VCIT holdings →VTIP dividend history →VTIP holdings →Standards and sources →

Sources and dates

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

VTIP filings on SEC EDGAR ↗

VTIP prospectus with the expense ratio (SEC) ↗

Vanguard page for VTIP ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VCIT against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/vcit-vs-vtip

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.