Which returned more over the last year, BINC or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and VCIT −1.8%.

Which is cheaper, BINC or VCIT?

VCIT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BINC vs VCIT: Differences, Returns & Fees

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BINC's duration was 2.9 years on Jul 31, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to BINC's 0.40%.

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Net assets: $16.8bn on Oct 27, 2026 for iShares Flexible Income Active ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

BINC on its own →VCIT on its own →

At a glance

+0.5%

BINC total return, 1 year

−1.8%

VCIT total return, 1 year

0.40%

BINC expense ratio

0.03%

VCIT expense ratio

Pair scorecard

VCIT costs 0.37 points a year less; their one-year returns differ by 2.3 points; VCIT is 4.1 times larger.

BINC vs VCIT: Differences, Returns & Fees
Measure	BINC	VCIT
Return
Measure	BINC	VCIT
Total return, 1 year	+0.5%	−1.8%
Drawdown
Measure	BINC	VCIT
Below its high		3.2%, high on Feb 27, 2026
Benchmark
Measure	BINC	VCIT
What it tracks	No index, actively managed	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	BINC	VCIT
Expense ratio	0.40%	0.03%
Net assets, as of Sep 30, 2026	$16.4bn	$66.6bn
Holdings
Measure	BINC	VCIT
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	24.6%

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns

BINC VCIT

Return

Total return edge BINC +21.3% +16.7%

Annualized edge BINC +5.8% +4.6%

Price return edge VCIT +0.2% +0.3%

Risk

Volatility edge BINC 3.1% 5.7%

Max drawdown edge BINC −2.7% −5.3%

Risk-adjusted

Sharpe edge BINC 0.37 0.02

Sortino edge BINC 0.57 0.03

Calmar edge BINC 2.20 0.87

Reading

BINC returned more: +21.3% to +16.7%. BINC swung less: 3.1% to 5.7%. BINC fell less at its worst: −2.7% to −5.3%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BINC vs VCIT: Differences, Returns & Fees
Measure	BINC	VCIT	Edge	How it is measured
Return
Total return	+21.3%	+16.7%	BINC	Price change plus distributions, reinvested.
Annualized	+5.8%	+4.6%	BINC	Total return as a yearly rate.
Price return	+0.2%	+0.3%	VCIT	Price change alone, distributions left out.
Risk
Volatility	3.1%	5.7%	BINC	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.0%	4.0%	BINC	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−2.7%	−5.3%	BINC	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.37	0.02	BINC	Return above Treasury bills per unit of volatility.
Sortino	0.57	0.03	BINC	Return above Treasury bills per unit of downside deviation.
Calmar	2.20	0.87	BINC	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BINC and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC VCIT

Pilgrim's Pride Corp, due Mar 1, 2032 0.00% 0.04%

Pilgrim's Pride Corp, due May 15, 2034 0.00% 0.02%

Only in one fund ↓

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 3.48%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Only in VCIT

AMAZON.COM INC, due Mar 13, 2036 0.30%

BOEING CO/THE, due May 1, 2034 0.28%

META PLATFORMS, due Nov 15, 2035 0.27%

BANK OF AMER CRP, due Jul 22, 2033 0.27%

PFIZER INVSTMNT, due May 19, 2033 0.27%

ORACLE CORP, due Feb 4, 2036 0.27%

ANHEUSER-BUSCH, due Feb 1, 2036 0.27%

JPMORGAN CHASE, due Jul 25, 2033 0.25%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Actively managed Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year +0.5% −1.8%

Its benchmark over the same days not measured −1.8% (SCHI)

Gap to its benchmark not measured 0.0 pts vs SCHI

Expense ratio 0.40% 0.03%

Holdings 4690 2340

Net assets, BINC as of Oct 27, 2026 and VCIT as of Sep 30, 2026 $16.8bn $66.6bn

BINC and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-F1C7E309DA

BINC and VCIT do different jobs. What does each one do in a portfolio?

What each follows. BINC follows No index, actively managed and VCIT follows Bloomberg U.S. 5-10 Year Corporate Bond Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and May 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 BINC returned +0.5% and VCIT −1.8% with distributions reinvested, a gap of 2.3 points.

Data as of Oct 28, 2026.

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About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and VCIT −1.8%.
Which is cheaper, BINC or VCIT?: VCIT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs LQD BINC vs IGIB BINC vs BND BINC vs NBSD USIG vs VCIT SCHI vs VCIT BOND vs VCIT BSCV vs VCIT

Where to next

BINC on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-vcit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.