Which returned more over the last year, USIG or VCIT?

In the year to Oct 9, 2026, with distributions reinvested, USIG returned −1.6% and VCIT −1.8%.

Which is cheaper, USIG or VCIT?

VCIT is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

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USIG vs VCIT: Differences, Returns & Fees

On May 31, 2026 USIG's duration was 6.4 years and VCIT's 6.0; VCIT charges 0.03% to USIG's 0.04%. Net assets: $17.6bn on Oct 9, 2026 for iShares Broad USD Investment Grade Corporate Bond ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

VCIT costs 0.01 points a year less; their one-year returns differ by 0.2 points; VCIT is 3.8 times larger.

USIG vs VCIT: Differences, Returns & Fees
	USIG	VCIT
Expense ratio	0.04%	0.03%
Net assets, as of Sep 30, 2026	$17.5bn	$66.6bn
Total return, 1 year	−1.6%	−1.8%
What it tracks	ICE BofA US Corporate Index	Bloomberg U.S. 5-10 Year Corporate Bond Index
Holdings in common	21%
Below its high	3.8%, high on Feb 23, 2026	4.4%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026.

−1.6%

USIG total return, 1 year

−1.8%

VCIT total return, 1 year

0.04%

USIG expense ratio

0.03%

VCIT expense ratio

What they hold in common

By the books each fund has filed, USIG and VCIT hold 21% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.

50%

half

21% in common

Positions both hold, largest shared weight first

Holding USIG VCIT

Bank of America Corp, due Jan 23, 2035 0.06% 0.20%

Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, due Feb 1, 2036 0.06% 0.27%

Pfizer Investment Enterprises Pte Ltd, due May 19, 2033 0.05% 0.27%

JPMorgan Chase & Co, due Jun 1, 2034 0.05% 0.24%

Bank of America Corp, due Apr 25, 2034 0.05% 0.14%

Bank of America Corp, due Jul 22, 2033 0.05% 0.27%

JPMorgan Chase & Co, due Jul 25, 2033 0.05% 0.25%

Meta Platforms Inc, due Nov 15, 2035 0.05% 0.27%

Amgen Inc, due Mar 2, 2033 0.05% 0.23%

Goldman Sachs Group Inc/The, due Jan 21, 2037 0.04% 0.23%

Wells Fargo & Co, due Jul 25, 2033 0.04% 0.12%

Bank of America Corp, due Apr 27, 2033 0.04% 0.22%

Only in USIG

Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, due Feb 1, 2046 0.09%

Eagle Funding Luxco Sarl, due Aug 17, 2030 0.08%

CVS Health Corp, due Mar 25, 2048 0.08%

T-Mobile USA Inc, due Apr 15, 2030 0.07%

Goldman Sachs Group Inc/The, due Jan 21, 2029 0.07%

Meta Platforms Inc, due Nov 15, 2055 0.06%

Goldman Sachs Group Inc/The, due Jan 21, 2047 0.06%

Goldman Sachs Group Inc/The, due Oct 1, 2037 0.06%

Only in VCIT

US TREASURY N/B, due Apr 30, 2031 0.18%

INTERCONTINENT, due Mar 15, 2033 0.11%

INTERCONTINENT, due Sep 15, 2032 0.09%

BLACKROCK INC, due May 25, 2033 0.07%

BLACKROCK INC, due Feb 25, 2032 0.06%

COMMONSPIRIT, due Dec 1, 2031 0.05%

UNTD AIR 23-1 A, due Jan 15, 2036 0.04%

BLACKROCK FUND, due Mar 14, 2034 0.04%

Check overlap with more funds →

On the same fields

USIG

iShares Broad USD Investment Grade Corporate Bond ETF

VCIT

Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year −1.6% −1.8%

Its benchmark over the same days −1.8% (CORP) not published

Gap to its benchmark +0.2 pts vs CORP not available

Expense ratio 0.04% 0.03%

Holdings 11582 2328

Net assets, USIG as of Oct 9, 2026 and VCIT as of Sep 30, 2026 $17.6bn $66.6bn

USIG and VCIT on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About USIG

USIG tracks an index. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested, against −1.8% for its benchmark, the ICE BofA US Corporate Index. The prospectus expense ratio is 0.04% a year. It sat 3.8% below its high of Feb 23, 2026 on Oct 9, 2026.

About VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, USIG or VCIT?: In the year to Oct 9, 2026, with distributions reinvested, USIG returned −1.6% and VCIT −1.8%.
Which is cheaper, USIG or VCIT?: VCIT is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

LQD vs USIG IGIB vs USIG SCHI vs USIG CGMS vs USIG IGIB vs VCIT LQD vs VCIT SCHI vs VCIT CGMS vs VCIT

USIG on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

USIG filings on SEC EDGAR ↗USIG prospectus with the expense ratio (SEC) ↗iShares page for USIG ↗VCIT filings on SEC EDGAR ↗VCIT prospectus with the expense ratio (SEC) ↗Vanguard page for VCIT ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, USIG against VCIT, data as of Oct 9, 2026. https://etfiq.com/compare/any/usig-vs-vcit

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.