SCHI vs VCIT: Differences, Returns & Fees

SCHI's duration was 6.0 years on Jun 30, 2026 and VCIT's 6.0 on May 31, 2026; both charge 0.03%. Net assets: $11.6bn on Jun 30, 2026 for Schwab 5-10 Year Corporate Bond ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

Both cost 0.03% a year; both returned −1.8% over a year.

Points (pts) are percentage points.

SCHI vs VCIT: Differences, Returns & Fees
SCHIVCIT
Expense ratio0.03%0.03%
Net assets, SCHI as of Jun 30, 2026 and VCIT as of Sep 30, 2026$11.6bn$66.6bn
Total return, 1 year−1.8%−1.8%
What it tracksBloomberg US 5-10 Year Corporate Bond IndexBloomberg U.S. 5-10 Year Corporate Bond Index
Holdings in common78%
Below its high4.4%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

−1.8%
SCHI total return, 1 year
−1.8%
VCIT total return, 1 year
0.03%
SCHI expense ratio
0.03%
VCIT expense ratio

What they hold in common

By the books each fund has filed, SCHI and VCIT hold 78% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

half

78% in common

Positions both hold, largest shared weight first
Holding SCHI VCIT
Meta Platforms Inc, due Nov 15, 2035 0.29% 0.27%
Amazon.com Inc, due Mar 13, 2036 0.27% 0.30%
Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, due Feb 1, 2036 0.24% 0.27%
Bank of America Corp, due Jul 22, 2033 0.24% 0.27%
Pfizer Investment Enterprises Pte Ltd, due May 19, 2033 0.23% 0.27%
Oracle Corp, due Feb 4, 2036 0.22% 0.27%
JPMorgan Chase & Co, due Jun 1, 2034 0.21% 0.24%
Salesforce Inc, due Mar 15, 2036 0.21% 0.21%
JPMorgan Chase & Co, due Jul 25, 2033 0.20% 0.25%
Goldman Sachs Group Inc/The, due Jan 21, 2037 0.20% 0.23%
Amgen Inc, due Mar 2, 2033 0.20% 0.23%
Bank of America Corp, due Jan 23, 2035 0.23% 0.20%
Only in SCHI
HP Inc, due Jan 15, 2033 0.05%
John Deere Capital Corp, due Sep 8, 2031 0.05%
NVIDIA Corp, due Jun 15, 2031 0.05%
Progressive Corp/The, due Mar 26, 2036 0.05%
PepsiCo Inc, due Feb 15, 2033 0.05%
NextEra Energy Capital Holdings Inc, due Mar 15, 2034 0.05%
Gilead Sciences Inc, due Oct 15, 2033 0.05%
Westpac Banking Corp/NY, due Jun 12, 2031 0.04%
Only in VCIT
US TREASURY N/B, due Apr 30, 2031 0.18%
AMAZON.COM INC, due May 12, 2031 0.10%
CVS HEALTH CORP, due Feb 28, 2031 0.07%
CITIGROUP INC, due May 1, 2032 0.07%
HCA INC, due Apr 1, 2031 0.05%
EBAY INC, due May 10, 2031 0.05%
BUNGE LTD FIN CP, due May 14, 2031 0.05%
COTERRA ENERGY, due Feb 15, 2035 0.04%

Check overlap with more funds →

On the same fields

SCHI
Schwab 5-10 Year Corporate Bond ETF
VCIT
Vanguard Intermediate-Term Corporate Bond ETF
Where it sits Bond ETF Bond ETF
What it is Tracks an index Tracks an index of Intermediate-Term Corporate Bond
Total return, 1 year −1.8% −1.8%
Its benchmark over the same days −1.8% (VCIT) not published
Gap to its benchmark 0.0 pts vs VCIT not available
Expense ratio 0.03% 0.03%
Holdings 2345 2328
Net assets, SCHI as of Jun 30, 2026 and VCIT as of Sep 30, 2026 $11.6bn $66.6bn

SCHI and VCIT on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About SCHI

SCHI tracks an index. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg US 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

About VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested.

Questions people ask

Which returned more over the last year, SCHI or VCIT?
In the year to Oct 9, 2026, with distributions reinvested, SCHI returned −1.8% and VCIT −1.8%.
Which is cheaper, SCHI or VCIT?
Neither: SCHI and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.
Cite this pageCitation, APA and Markdown

ETFIQ, SCHI against VCIT, data as of Oct 9, 2026. https://etfiq.com/compare/any/schi-vs-vcit

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.