Data as of Oct 28, 2026.
BND vs VCIT: Differences, Returns & Fees
BND's duration was 5.7 years on Jun 30, 2026 and VCIT's 6.0 on May 31, 2026; both charge 0.03%.
askIQ about this page
askIQ about BND and VCIT
Net assets on Sep 30, 2026: $161.4bn for Vanguard Total Bond Market ETF and $66.6bn for Vanguard Intermediate-Term Corporate Bond ETF.
Pair scorecard
Both cost 0.03% a year; their one-year returns differ by 0.5 points; BND is 2.4 times larger.
Points (pts) are percentage points.
| Measure | BND | VCIT |
|---|---|---|
| Return | ||
| Total return, 1 year | −1.3% | −1.8% |
| Drawdown | ||
| Below its high | 3.5%, high on Aug 6, 2020 | 3.2%, high on Feb 27, 2026 |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Aggregate Float Adjusted Index | Bloomberg U.S. 5-10 Year Corporate Bond Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.03% |
| Net assets, as of Sep 30, 2026 | $161.4bn | $66.6bn |
| Holdings | ||
| Holdings in common | 7% | |
Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method
Risk and return
Dec 4, 2009 to Oct 23, 2026 · 881 weekly returnsEach against its own benchmark: BND against AGG, Apr 20, 2007 to Oct 23, 2026; VCIT against SCHI, Oct 18, 2019 to Oct 23, 2026.
VCIT returned more: +96.4% to +48.4%. BND swung less: 4.5% to 6.4%. BND fell slightly less at its worst: −18.4% to −20.0%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | BND | VCIT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +48.4% | +96.4% | VCIT | Price change plus distributions, reinvested. |
| Annualized | +2.4% | +4.1% | VCIT | Total return as a yearly rate. |
| Price return | −10.3% | +5.1% | VCIT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 4.5% | 6.4% | BND | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 3.2% | 4.7% | BND | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −18.4% | −20.0% | BND (slight) | Deepest fall from a high to the low after it. |
| Upside capture | 95.8% | 99.2% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 95.6% | 99.6% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.91 | 1.00 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.94 | 1.00 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.20 | 0.42 | VCIT | Return above Treasury bills per unit of volatility. |
| Sortino | 0.28 | 0.57 | VCIT | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.016 | −0.008 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.13 | 0.20 | VCIT | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | AGG | SCHI | The ETF each fund is measured against. | |
| Alpha | +0.2% a year | 0.0% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 0.59 | −0.22 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −0.4% to +0.7% | −0.4% to +0.3% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | 0.03 | −0.08 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 1.3% | 0.5% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BND and VCIT hold 7% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.
half
7% in common
Only in one fund ↓
Side by side
BND and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BND and VCIT do different jobs. What does each one do in a portfolio?
- What each follows. BND follows Bloomberg U.S. Aggregate Float Adjusted Index and VCIT follows Bloomberg U.S. 5-10 Year Corporate Bond Index.
- Holdings in common. 7% of the weight is in the same securities (holdings dated Jun 30, 2026 and May 31, 2026).
- Number of holdings. BND holds 16,301 positions and VCIT holds 2340.
Data as of Oct 28, 2026.
Free. It needs an email sign-in, once.
BND
BND tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.3% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 6, 2020 on Oct 28, 2026.
VCIT
VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, BND against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/bnd-vs-vcit
ETFIQ. (Oct 28, 2026). BND against VCIT. Retrieved from https://etfiq.com/compare/any/bnd-vs-vcit
[BND against VCIT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/bnd-vs-vcit)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.