Which returned more over the last year, AGG or VTIP?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and VTIP +2.2%.

Which is cheaper, AGG or VTIP?

Neither: AGG and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs VTIP: Differences, Returns & Fees

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AGG's duration was 5.8 years on Aug 31, 2026 and VTIP's 2.3 on Jun 30, 2026; both charge 0.03%.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.

AGG on its own →VTIP on its own →

At a glance

−1.4%

AGG total return, 1 year

+2.2%

VTIP total return, 1 year

0.03%

AGG expense ratio

0.03%

VTIP expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 3.6 points; AGG is 6.5 times larger.

Points (pts) are percentage points.

AGG vs VTIP: Differences, Returns & Fees
Measure	AGG	VTIP
Return
Measure	AGG	VTIP
Total return, 1 year	−1.4%	+2.2%
Drawdown
Measure	AGG	VTIP
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	VTIP
What it tracks	Bloomberg U.S. Aggregate Bond Index	Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
Cost and size
Measure	AGG	VTIP
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$135.7bn	$20.9bn
Holdings
Measure	AGG	VTIP
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

Risk and return

Oct 26, 2012 to Oct 23, 2026 · 730 weekly returns

AGG VTIP

Return

Total return edge VTIP +25.6% +35.7%

Annualized edge VTIP +1.6% +2.2%

Price return edge VTIP −14.3% −2.1%

Risk

Volatility edge VTIP 4.8% 2.3%

Max drawdown edge VTIP −18.2% −5.5%

Risk-adjusted

Sharpe edge VTIP −0.02 0.17

Sortino edge VTIP −0.02 0.22

Calmar edge VTIP 0.09 0.40

Reading

VTIP returned more: +35.7% to +25.6%. VTIP swung less: 2.3% to 4.8%. VTIP fell less at its worst: −5.5% to −18.2%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: AGG vs VTIP: Differences, Returns & Fees
Measure	AGG	VTIP	Edge	How it is measured
Return
Total return	+25.6%	+35.7%	VTIP	Price change plus distributions, reinvested.
Annualized	+1.6%	+2.2%	VTIP	Total return as a yearly rate.
Price return	−14.3%	−2.1%	VTIP	Price change alone, distributions left out.
Risk
Volatility	4.8%	2.3%	VTIP	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	3.5%	1.7%	VTIP	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−18.2%	−5.5%	VTIP	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	−0.02	0.17	VTIP	Return above Treasury bills per unit of volatility.
Sortino	−0.02	0.22	VTIP	Return above Treasury bills per unit of downside deviation.
Calmar	0.09	0.40	VTIP	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 730 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, AGG and VTIP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG VTIP

Only in one fund ↓

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.41%

U.S. Treasury Notes, due Nov 15, 2034 0.40%

U.S. Treasury Notes, due Feb 28, 2030 0.40%

U.S. Treasury Notes, due May 15, 2034 0.40%

U.S. Treasury Notes, due Aug 15, 2034 0.39%

U.S. Treasury Notes, due Feb 15, 2036 0.39%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Nov 15, 2033 0.38%

Only in VTIP

TSY INFL IX N/B, due Oct 15, 2030 5.39%

TSY INFL IX N/B, due Oct 15, 2029 5.33%

TSY INFL IX N/B, due Apr 15, 2030 5.30%

TSY INFL IX N/B, due Apr 15, 2029 5.14%

TSY INFL IX N/B, due Oct 15, 2028 4.97%

TSY INFL IX N/B, due Oct 15, 2026 4.83%

TSY INFL IX N/B, due Oct 15, 2027 4.83%

TSY INFL IX N/B, due Apr 15, 2027 4.74%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of US aggregate bonds Tracks an index of Short-Term Inflation-Protected Securities

Total return, 1 year −1.4% +2.2%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.03%

Holdings 13469 26

Net assets, AGG as of Oct 27, 2026 and VTIP as of Sep 30, 2026 $139.4bn $20.9bn

AGG and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-2E2027C587

AGG and VTIP do different jobs. What does each one do in a portfolio?

What each follows. AGG follows Bloomberg U.S. Aggregate Bond Index and VTIP follows Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jun 30, 2026).
One-year total return. Over 1 year to Oct 28, 2026 AGG returned −1.4% and VTIP +2.2% with distributions reinvested, a gap of 3.6 points.

Data as of Oct 28, 2026.

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About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested.

Questions people ask

Which returned more over the last year, AGG or VTIP?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and VTIP +2.2%.
Which is cheaper, AGG or VTIP?: Neither: AGG and VTIP both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs BINC AGG vs USHY AGG vs SCHP AGG vs FBND BND vs VTIP SGOV vs VTIP BNDX vs VTIP VCIT vs VTIP

Where to next

AGG on its own →VTIP on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →VTIP dividend history →VTIP holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

VTIP filings on SEC EDGAR ↗

VTIP prospectus with the expense ratio (SEC) ↗

Vanguard page for VTIP ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-vtip

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.